Compare Stinson Beach, CA Car Insurance Rates (2021)

Car insurance in Stinson Beach, CA averages $314 a month. Stinson Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Stinson Beach car insurance rates, compare quotes from the top car insurance companies in Stinson Beach, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stinson Beach is USAA
  • Average car insurance rates in Stinson Beach, CA after a DUI are $5,290/year
  • The cheapest car insurance company in Stinson Beach for teen drivers is USAA

If you need to buy Stinson Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Stinson Beach, CA is right here.

You’ll find Stinson Beach car insurance rates, the cheapest Stinson Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Stinson Beach, California car insurance rates to Fresno car insurance rates, Oakland car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Stinson Beach, CA car insurance today? Enter your ZIP code for fast, free Stinson Beach car insurance quotes.

Cheapest Stinson Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stinson Beach, CA car insurance rates? Every Stinson Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stinson Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,722 $1,996 $2,009 $7,612 $9,564 $3,474 $3,797
Farmers $2,656 $2,656 $2,397 $2,397 $8,502 $13,964 $3,151 $3,513
GEICO $1,783 $1,783 $1,676 $1,676 $5,415 $5,506 $2,560 $2,616
Liberty Mutual $2,492 $2,367 $2,317 $2,247 $5,560 $5,878 $2,823 $2,830
Nationwide $3,284 $3,139 $2,844 $2,685 $8,337 $9,183 $3,931 $3,903
Progressive $1,777 $1,832 $1,494 $1,783 $4,712 $5,703 $2,551 $2,747
State Farm $3,833 $3,833 $3,425 $3,425 $7,082 $8,768 $4,249 $4,384
Travelers $2,651 $2,562 $2,343 $2,318 $5,549 $6,337 $3,458 $3,382
USAA $1,896 $1,797 $1,849 $1,858 $4,318 $4,352 $2,630 $2,487

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Minimum Car Insurance in Stinson Beach, CA

Every driver must carry the minimum car insurance in Stinson Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Stinson Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Stinson Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stinson Beach, CA to rates for a clean record with top companies.

Annual Stinson Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $4,294 $6,742 $3,354
Farmers $3,623 $4,937 $6,154 $4,904
GEICO $2,011 $3,107 $3,895 $2,494
Liberty Mutual $2,878 $3,856 $3,475 $3,048
Nationwide $3,255 $4,167 $7,064 $4,167
Progressive $1,854 $3,139 $3,639 $2,668
State Farm $3,481 $4,150 $7,831 $4,038
Travelers $2,374 $3,889 $4,524 $3,513
USAA $1,760 $2,621 $4,285 $1,928

Cheapest Stinson Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Stinson Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Stinson Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stinson Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,612 $9,564
Farmers $8,502 $13,964
GEICO $5,415 $5,506
Liberty Mutual $5,560 $5,878
Nationwide $8,337 $9,183
Progressive $4,712 $5,703
State Farm $7,082 $8,768
Travelers $5,549 $6,337
USAA $4,318 $4,352

Cheapest Stinson Beach, CA Car Insurance for Seniors

Take a look at Stinson Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stinson Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,996 $2,009
Farmers $2,397 $2,397
GEICO $1,676 $1,676
Liberty Mutual $2,317 $2,247
Nationwide $2,844 $2,685
Progressive $1,494 $1,783
State Farm $3,425 $3,425
Travelers $2,343 $2,318
USAA $1,849 $1,858

Cheapest Stinson Beach, CA Car Insurance Rates After a DUI

A DUI in Stinson Beach, CA increases car insurance rates. Compare Stinson Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stinson Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,742
Farmers $6,154
GEICO $3,895
Liberty Mutual $3,475
Nationwide $7,064
Progressive $3,639
State Farm $7,831
Travelers $4,524
USAA $4,285

Cheapest Stinson Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stinson Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stinson Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,822 $4,652
Farmers $4,450 $5,358
GEICO $2,613 $3,140
Liberty Mutual $3,044 $3,584
Nationwide $4,115 $5,211
Progressive $2,563 $3,087
State Farm $4,700 $5,050
Travelers $3,212 $3,938
USAA $2,442 $2,855

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The Best Cheap Car Insurance Companies in Stinson Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Stinson Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stinson Beach, California

Insurance Company Average Annual Rates
Allstate $4,237
Farmers $4,904
GEICO $2,877
Liberty Mutual $3,314
Nationwide $4,663
Progressive $2,825
State Farm $4,875
Travelers $3,575
USAA $2,648

Category Winners: Cheapest Car Insurance in Stinson Beach, California

Find the cheapest car insurance companies in Stinson Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Stinson Beach, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Stinson Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stinson Beach car insurance rates. Find the cheapest Stinson Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stinson Beach, California

Insurance Company Low Medium High
Allstate $4,009 $4,274 $4,429
Farmers $4,581 $4,941 $5,191
GEICO $2,577 $2,910 $3,143
Liberty Mutual $3,117 $3,343 $3,483
Nationwide $4,263 $4,737 $4,990
Progressive $2,570 $2,903 $3,001
State Farm $4,419 $4,959 $5,247
Travelers $3,113 $3,677 $3,935
USAA $2,415 $2,697 $2,832

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What affects car insurance rates in Stinson Beach, California?

What factors can have an impact on Stinson Beach, CA car insurance? There are several reasons why Stinson Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stinson Beach, California.

Commute Time in Stinson Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Stinson Beach, CA is 32.2 minutes according to City-Data.

Compare Car Insurance Quotes in Stinson Beach, CA

Ready to find affordable Stinson Beach, California car insurance today? Enter your ZIP code for fast, free Stinson Beach, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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