Compare Stockton, IL Car Insurance Rates (2021)

Car insurance in Stockton, IL averages $252 a month. Stockton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Stockton car insurance rates, compare quotes from the top car insurance companies in Stockton, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Stockton, IL are $3,028/year
  • Average car insurance rates in Stockton, IL after a DUI are $3,510/year
  • The cheapest car insurance company in Stockton for teen drivers is Nationwide

If you need to buy Stockton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Stockton, IL is right here.

You’ll find Stockton car insurance rates, the cheapest Stockton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Stockton, Illinois car insurance rates to Aurora car insurance rates, Peoria car insurance rates, and Elgin car insurance rates.

Ready to find affordable Stockton, IL car insurance today? Enter your ZIP code for fast, free Stockton car insurance quotes.

Cheapest Stockton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stockton, IL car insurance rates? Every Stockton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stockton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,298 $2,300 $2,043 $2,153 $9,581 $9,987 $2,626 $2,759
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,453 $1,572 $1,205 $1,355 $4,886 $5,453 $1,514 $1,597
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $2,138 $2,051 $1,759 $1,832 $7,118 $8,011 $2,560 $2,765
State Farm $1,367 $1,367 $1,210 $1,210 $3,772 $4,792 $1,542 $1,769
Travelers $1,435 $1,515 $1,294 $1,380 $3,941 $4,897 $1,524 $1,606
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Stockton, IL

Every driver must carry the minimum car insurance in Stockton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Stockton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Stockton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stockton, IL. Compare credit history car insurance rates in Stockton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stockton, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,795 $3,261 $2,757
Farmers $4,804 $4,023 $3,828
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,372 $2,098 $1,668
Nationwide $2,593 $2,094 $1,842
Progressive $4,047 $3,405 $3,135
State Farm $3,096 $1,853 $1,437
Travelers $2,695 $2,149 $1,754
USAA $3,347 $2,303 $1,900

Cheapest Stockton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stockton, IL to rates for a clean record with top companies.

Annual Stockton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,564 $4,584 $4,470 $4,255
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,981 $2,817 $2,471 $2,249
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,923 $4,269 $3,227 $3,698
State Farm $1,956 $2,302 $2,129 $2,129
Travelers $1,757 $2,288 $2,551 $2,200
USAA $1,794 $2,581 $3,528 $2,162

Cheapest Stockton, IL Car Insurance for Teen Drivers

Teen car insurance in Stockton, IL can be expensive. Take a look at rates from the top car insurance companies in Stockton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stockton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,324 $8,770
Farmers $9,581 $9,987
GEICO $4,524 $4,715
Liberty Mutual $4,886 $5,453
Nationwide $3,728 $4,788
Progressive $7,118 $8,011
State Farm $3,772 $4,792
Travelers $3,941 $4,897
USAA $4,862 $5,356

Cheapest Stockton, IL Car Insurance for Seniors

Take a look at Stockton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stockton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,055 $2,055
Farmers $2,043 $2,153
GEICO $1,429 $1,724
Liberty Mutual $1,205 $1,355
Nationwide $1,269 $1,345
Progressive $1,759 $1,832
State Farm $1,210 $1,210
Travelers $1,294 $1,380
USAA $1,395 $1,371

Cheapest Stockton, IL Car Insurance Rates After a DUI

A DUI in Stockton, IL increases car insurance rates. Compare Stockton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stockton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,820
American Family $4,998
Farmers $4,470
GEICO $3,243
Liberty Mutual $2,471
Nationwide $2,660
Progressive $3,227
State Farm $2,129
Travelers $2,551
USAA $3,528

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stockton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stockton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stockton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,558 $3,651
Farmers $4,218 $4,218
GEICO $2,338 $2,425
Liberty Mutual $2,379 $2,379
Nationwide $2,176 $2,176
Progressive $3,529 $3,529
State Farm $2,076 $2,182
Travelers $2,113 $2,285
USAA $2,446 $2,587

The Best Cheap Car Insurance Companies in Stockton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Stockton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stockton, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,604
Farmers $4,218
GEICO $2,382
Liberty Mutual $2,379
Nationwide $2,176
Progressive $3,529
State Farm $2,129
Travelers $2,199
USAA $2,516

Category Winners: Cheapest Car Insurance in Stockton, Illinois

Find the cheapest car insurance companies in Stockton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Stockton, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stockton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stockton car insurance rates. Find the cheapest Stockton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stockton, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,484 $3,736 $3,593
Farmers $4,029 $4,126 $4,499
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,215 $2,372 $2,551
Nationwide $2,174 $2,190 $2,164
Progressive $3,305 $3,514 $3,769
State Farm $2,028 $2,132 $2,227
Travelers $2,070 $2,197 $2,331
USAA $2,344 $2,513 $2,692

What affects car insurance rates in Stockton, Illinois?

What factors can have an impact on Stockton, IL car insurance? There are several reasons why Stockton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stockton, Illinois.

Commute Time in Stockton

The more time you spend in your car the higher the risk of an accident. The average commute length in Stockton, IL is 19.3 minutes according to City-Data.

Traffic in Stockton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stockton, IL traffic data from INRIX ranks Stockton as the 627th-most congested in the world.

Compare Car Insurance Quotes in Stockton, IL

Ready to find affordable Stockton, Illinois car insurance today? Enter your ZIP code for fast, free Stockton, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State