Compare Stockton, MO Car Insurance Rates (2021)

Car insurance in Stockton, MO averages $272 a month. Stockton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stockton car insurance rates, compare quotes from the top car insurance companies in Stockton, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stockton is Nationwide
  • Average car insurance rates in Stockton, MO are $3,262/year
  • The cheapest car insurance company in Stockton for teen drivers is Nationwide

If you need to buy Stockton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Stockton, MO is right here.

You’ll find Stockton car insurance rates, the cheapest Stockton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Stockton, Missouri car insurance rates to Independence car insurance rates, Kansas City car insurance rates, and Springfield car insurance rates.

Ready to find affordable Stockton, MO car insurance today? Enter your ZIP code for fast, free Stockton car insurance quotes.

Cheapest Stockton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stockton, MO car insurance rates? Every Stockton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stockton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,767 $2,563 $2,646 $7,835 $8,472 $2,743 $2,836
American Family $2,029 $2,029 $1,808 $1,808 $5,560 $7,219 $2,029 $2,371
Farmers $2,266 $2,259 $2,025 $2,143 $9,280 $9,601 $2,590 $2,717
GEICO $1,982 $2,213 $1,539 $1,942 $6,045 $6,425 $1,833 $1,858
Liberty Mutual $2,562 $2,777 $2,111 $2,366 $8,698 $9,657 $2,701 $2,885
Nationwide $1,546 $1,590 $1,373 $1,468 $3,861 $4,997 $1,760 $1,917
Progressive $2,146 $2,023 $1,754 $1,801 $6,642 $7,490 $2,627 $2,709
State Farm $1,776 $1,776 $1,562 $1,562 $4,775 $6,074 $1,988 $2,246
USAA $1,488 $1,477 $1,338 $1,364 $4,405 $5,384 $1,855 $2,064

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Minimum Car Insurance in Stockton, MO

Every driver must carry the minimum car insurance in Stockton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Stockton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stockton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stockton, MO. Compare credit history car insurance rates in Stockton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stockton, Missouri

Insurance Company Poor Fair Good
Allstate $5,647 $3,626 $2,996
American Family $4,054 $2,858 $2,408
Farmers $4,700 $3,911 $3,719
GEICO $4,116 $2,680 $2,143
Liberty Mutual $6,059 $3,692 $2,908
Nationwide $2,741 $2,246 $1,955
Progressive $3,946 $3,253 $2,998
State Farm $3,616 $2,464 $2,078
USAA $4,037 $1,881 $1,349

Cheapest Stockton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stockton, MO to rates for a clean record with top companies.

Annual Stockton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $3,961 $4,908 $3,972
American Family $2,317 $3,366 $4,096 $2,648
Farmers $3,560 $4,415 $4,318 $4,147
GEICO $2,352 $3,009 $4,015 $2,543
Liberty Mutual $3,070 $4,396 $4,538 $4,875
Nationwide $1,845 $2,332 $3,072 $2,008
Progressive $2,977 $3,901 $3,272 $3,446
State Farm $2,524 $2,915 $2,720 $2,720
USAA $1,947 $2,357 $3,260 $2,124

Cheapest Stockton, MO Car Insurance for Teen Drivers

Teen car insurance in Stockton, MO can be expensive. Take a look at rates from the top car insurance companies in Stockton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stockton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,835 $8,472
American Family $5,560 $7,219
Farmers $9,280 $9,601
GEICO $6,045 $6,425
Liberty Mutual $8,698 $9,657
Nationwide $3,861 $4,997
Progressive $6,642 $7,490
State Farm $4,775 $6,074
USAA $4,405 $5,384

Cheapest Stockton, MO Car Insurance for Seniors

Take a look at Stockton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stockton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,646
American Family $1,808 $1,808
Farmers $2,025 $2,143
GEICO $1,539 $1,942
Liberty Mutual $2,111 $2,366
Nationwide $1,373 $1,468
Progressive $1,754 $1,801
State Farm $1,562 $1,562
USAA $1,338 $1,364

Cheapest Stockton, MO Car Insurance Rates After a DUI

A DUI in Stockton, MO increases car insurance rates. Compare Stockton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stockton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,908
American Family $4,096
Farmers $4,318
GEICO $4,015
Liberty Mutual $4,538
Nationwide $3,072
Progressive $3,272
State Farm $2,720
USAA $3,260

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Cheapest Stockton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stockton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stockton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,089 $4,089
American Family $3,076 $3,137
Farmers $4,110 $4,110
GEICO $2,921 $3,038
Liberty Mutual $4,220 $4,220
Nationwide $2,314 $2,314
Progressive $3,399 $3,399
State Farm $2,653 $2,787
USAA $2,334 $2,509

The Best Cheap Car Insurance Companies in Stockton, MO

Take a look at a side-by-side comparison of the top car insurance companies in Stockton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stockton, Missouri

Insurance Company Average Annual Rates
Allstate $4,089
American Family $3,107
Farmers $4,110
GEICO $2,980
Liberty Mutual $4,220
Nationwide $2,314
Progressive $3,399
State Farm $2,720
USAA $2,422

Category Winners: Cheapest Car Insurance in Stockton, Missouri

Find the cheapest car insurance companies in Stockton, MO for each category right here.

Best Annual Car Insurance Rates by Company in Stockton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Stockton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stockton car insurance rates. Find the cheapest Stockton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stockton, Missouri

Insurance Company Low Medium High
Allstate $3,930 $4,081 $4,258
American Family $3,013 $3,205 $3,102
Farmers $3,856 $4,071 $4,403
GEICO $2,807 $2,997 $3,135
Liberty Mutual $3,989 $4,240 $4,431
Nationwide $2,186 $2,333 $2,423
Progressive $3,097 $3,406 $3,694
State Farm $2,572 $2,729 $2,859
USAA $2,320 $2,414 $2,532

What affects car insurance rates in Stockton, Missouri?

What factors can have an impact on Stockton, MO car insurance? There are several reasons why Stockton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stockton, Missouri.

Commute Time in Stockton

The more time you spend in your car the higher the risk of an accident. The average commute length in Stockton, MO is 16.3 minutes according to City-Data.

Traffic in Stockton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stockton, MO traffic data from INRIX ranks Stockton as the 627th-most congested in the world.

Compare Car Insurance Quotes in Stockton, MO

Ready to find affordable Stockton, Missouri car insurance today? Enter your ZIP code for fast, free Stockton, MO car insurance quotes.

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