Compare Stockton, NJ Car Insurance Rates (2021)

Car insurance in Stockton, NJ averages $390 a month. Stockton, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Stockton car insurance rates, compare quotes from the top car insurance companies in Stockton, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stockton, NJ after a DUI are $5,482/year
  • The cheapest car insurance company in Stockton for teen drivers is GEICO
  • The cheapest car insurance company in Stockton is GEICO

If you need to buy Stockton, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Stockton, NJ is right here.

You’ll find Stockton car insurance rates, the cheapest Stockton, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Stockton, New Jersey car insurance rates to Paterson car insurance rates, Union City car insurance rates, and Elizabeth car insurance rates.

Ready to find affordable Stockton, NJ car insurance today? Enter your ZIP code for fast, free Stockton car insurance quotes.

Cheapest Stockton, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stockton, NJ car insurance rates? Every Stockton, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stockton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,956 $1,905 $1,891 $1,891 $3,476 $3,553 $2,219 $2,211
Liberty Mutual $3,678 $3,678 $4,032 $4,032 $9,411 $10,670 $4,032 $4,616
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,559 $3,559 $3,200 $3,200 $11,392 $14,651 $4,039 $4,511
Travelers $2,789 $2,736 $2,572 $2,618 $6,402 $7,282 $2,745 $2,749

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Minimum Car Insurance in Stockton, NJ

Every driver must carry the minimum car insurance in Stockton, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Stockton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Stockton, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stockton, NJ. Compare credit history car insurance rates in Stockton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stockton, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $7,957 $6,341 $5,995
GEICO $3,582 $2,073 $1,509
Liberty Mutual $6,978 $5,188 $4,390
Progressive $3,908 $3,440 $3,199
State Farm $8,684 $5,253 $4,104
Travelers $4,966 $3,681 $2,562

Cheapest Stockton, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stockton, NJ to rates for a clean record with top companies.

Annual Stockton, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,862 $2,441 $3,387 $1,862
Liberty Mutual $5,302 $6,060 $5,410 $5,302
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,284 $5,945 $9,555 $5,272
Travelers $2,886 $4,249 $4,108 $3,703

Cheapest Stockton, NJ Car Insurance for Teen Drivers

Teen car insurance in Stockton, NJ can be expensive. Take a look at rates from the top car insurance companies in Stockton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stockton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,639 $14,551
GEICO $3,476 $3,553
Liberty Mutual $9,411 $10,670
Progressive $8,107 $9,157
State Farm $11,392 $14,651
Travelers $6,402 $7,282

Cheapest Stockton, NJ Car Insurance for Seniors

Take a look at Stockton, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stockton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,092 $4,027
GEICO $1,891 $1,891
Liberty Mutual $4,032 $4,032
Progressive $1,606 $1,629
State Farm $3,200 $3,200
Travelers $2,572 $2,618

Cheapest Stockton, NJ Car Insurance Rates After a DUI

A DUI in Stockton, NJ increases car insurance rates. Compare Stockton, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stockton, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $7,202
GEICO $3,387
Liberty Mutual $5,410
Progressive $3,452
State Farm $9,555
Travelers $4,108

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Cheapest Stockton, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stockton, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stockton, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,764 $6,764
GEICO $2,369 $2,406
Liberty Mutual $5,465 $5,572
Progressive $3,516 $3,516
State Farm $5,866 $6,161
Travelers $3,736 $3,736

The Best Cheap Car Insurance Companies in Stockton, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Stockton, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stockton, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,764
GEICO $2,388
Liberty Mutual $5,519
Progressive $3,516
State Farm $6,014
Travelers $3,736

Category Winners: Cheapest Car Insurance in Stockton, New Jersey

Find the cheapest car insurance companies in Stockton, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Stockton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Stockton, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stockton car insurance rates. Find the cheapest Stockton, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stockton, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,219 $6,756 $7,318
GEICO $2,163 $2,431 $2,569
Liberty Mutual $4,991 $5,676 $5,889
Progressive $3,254 $3,566 $3,726
State Farm $5,660 $6,080 $6,301
Travelers $3,442 $3,741 $4,027

What affects car insurance rates in Stockton, New Jersey?

What factors can have an impact on Stockton, NJ car insurance? There are several reasons why Stockton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stockton, New Jersey.

Commute Time in Stockton

The more time you spend in your car the higher the risk of an accident. The average commute length in Stockton, NJ is 31.5 minutes according to City-Data.

Traffic in Stockton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stockton, NJ traffic data from INRIX ranks Stockton as the 627th-most congested in the world.

Compare Car Insurance Quotes in Stockton, NJ

Ready to find affordable Stockton, New Jersey car insurance today? Enter your ZIP code for fast, free Stockton, NJ car insurance quotes.

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