Compare Stoddard, WI Car Insurance Rates (2021)

Car insurance in Stoddard, WI averages $248 a month. Stoddard, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stoddard car insurance rates, compare quotes from the top car insurance companies in Stoddard, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stoddard, WI are $2,973/year
  • The cheapest car insurance company in Stoddard is American Family
  • The cheapest car insurance company in Stoddard for teen drivers is American Family

If you need to buy Stoddard, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Stoddard, WI is right here.

You’ll find Stoddard car insurance rates, the cheapest Stoddard, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Stoddard, Wisconsin car insurance rates to Oshkosh car insurance rates, Janesville car insurance rates, and La Crosse car insurance rates.

Ready to find affordable Stoddard, WI car insurance today? Enter your ZIP code for fast, free Stoddard car insurance quotes.

Cheapest Stoddard, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stoddard, WI car insurance rates? Every Stoddard, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stoddard, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $995 $1,042 $934 $941 $2,843 $3,145 $1,181 $1,260
Farmers $1,825 $1,823 $1,616 $1,713 $8,714 $9,024 $2,076 $2,174
GEICO $1,281 $1,408 $1,310 $1,485 $4,200 $4,534 $1,187 $1,232
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,831 $4,028 $3,162 $3,333 $7,772 $11,890 $4,651 $5,532
Progressive $1,799 $1,708 $1,475 $1,538 $7,001 $7,892 $2,168 $2,366
State Farm $1,375 $1,375 $1,220 $1,220 $3,928 $4,950 $1,550 $1,784
USAA $1,362 $1,360 $1,231 $1,253 $3,470 $4,033 $1,769 $1,942

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Minimum Car Insurance in Stoddard, WI

Every driver must carry the minimum car insurance in Stoddard, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Stoddard, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stoddard, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stoddard, WI. Compare credit history car insurance rates in Stoddard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stoddard, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $2,061 $1,363 $1,205
Farmers $4,091 $3,461 $3,309
GEICO $2,729 $1,947 $1,563
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,211 $5,182 $5,182
Progressive $3,681 $3,133 $2,916
State Farm $3,245 $1,862 $1,418
USAA $3,169 $1,663 $1,326

Cheapest Stoddard, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stoddard, WI to rates for a clean record with top companies.

Annual Stoddard, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,476 $1,565 $1,565 $1,565
Farmers $3,156 $3,988 $3,770 $3,569
GEICO $1,450 $2,334 $2,641 $1,893
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,671 $5,403 $6,622 $5,403
Progressive $2,967 $3,604 $3,080 $3,322
State Farm $2,000 $2,350 $2,175 $2,175
USAA $1,608 $2,026 $2,743 $1,833

Cheapest Stoddard, WI Car Insurance for Teen Drivers

Teen car insurance in Stoddard, WI can be expensive. Take a look at rates from the top car insurance companies in Stoddard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stoddard, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,843 $3,145
Farmers $8,714 $9,024
GEICO $4,200 $4,534
Liberty Mutual $5,815 $6,520
Nationwide $7,772 $11,890
Progressive $7,001 $7,892
State Farm $3,928 $4,950
USAA $3,470 $4,033

Cheapest Stoddard, WI Car Insurance for Seniors

Take a look at Stoddard, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stoddard, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $934 $941
Farmers $1,616 $1,713
GEICO $1,310 $1,485
Liberty Mutual $1,398 $1,587
Nationwide $3,162 $3,333
Progressive $1,475 $1,538
State Farm $1,220 $1,220
USAA $1,231 $1,253

Cheapest Stoddard, WI Car Insurance Rates After a DUI

A DUI in Stoddard, WI increases car insurance rates. Compare Stoddard, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stoddard, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,841
American Family $1,565
Farmers $3,770
GEICO $2,641
Liberty Mutual $3,212
Nationwide $6,622
Progressive $3,080
State Farm $2,175
USAA $2,743

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Cheapest Stoddard, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stoddard, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stoddard, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,517 $1,569
Farmers $3,621 $3,621
GEICO $2,036 $2,123
Liberty Mutual $2,847 $2,847
Nationwide $5,525 $5,525
Progressive $3,243 $3,243
State Farm $2,123 $2,227
USAA $2,026 $2,079

The Best Cheap Car Insurance Companies in Stoddard, WI

Take a look at a side-by-side comparison of the top car insurance companies in Stoddard, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stoddard, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,543
Farmers $3,621
GEICO $2,080
Liberty Mutual $2,847
Nationwide $5,525
Progressive $3,243
State Farm $2,175
USAA $2,053

Category Winners: Cheapest Car Insurance in Stoddard, Wisconsin

Find the cheapest car insurance companies in Stoddard, WI for each category right here.

Best Annual Car Insurance Rates by Company in Stoddard, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Stoddard, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stoddard car insurance rates. Find the cheapest Stoddard, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stoddard, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,530 $1,557 $1,541
Farmers $3,338 $3,593 $3,931
GEICO $1,966 $2,079 $2,194
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,377 $5,521 $5,676
Progressive $3,069 $3,269 $3,391
State Farm $2,071 $2,181 $2,274
USAA $1,984 $2,054 $2,120

What affects car insurance rates in Stoddard, Wisconsin?

What factors can have an impact on Stoddard, WI car insurance? There are several reasons why Stoddard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stoddard, Wisconsin.

Commute Time in Stoddard

The more time you spend in your car the higher the risk of an accident. The average commute length in Stoddard, WI is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Stoddard, WI

Ready to find affordable Stoddard, Wisconsin car insurance today? Enter your ZIP code for fast, free Stoddard, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State