Compare Stone, KY Car Insurance Rates (2021)

Car insurance in Stone, KY averages $604 a month. Stone, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stone car insurance rates, compare quotes from the top car insurance companies in Stone, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stone for teen drivers is USAA
  • Average car insurance rates in Stone, KY after a DUI are $8,560/year
  • The cheapest car insurance company in Stone is USAA

If you need to buy Stone, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Stone, KY is right here.

You’ll find Stone car insurance rates, the cheapest Stone, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Stone, Kentucky car insurance rates to Hopkinsville car insurance rates, Henderson car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Stone, KY car insurance today? Enter your ZIP code for fast, free Stone car insurance quotes.

Cheapest Stone, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stone, KY car insurance rates? Every Stone, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stone, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,915 $5,345 $4,199 $4,712 $20,863 $23,065 $5,094 $5,235
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $4,181 $3,935 $3,781 $3,763 $21,725 $24,773 $5,217 $5,335
State Farm $2,465 $2,465 $2,185 $2,185 $6,615 $8,403 $2,732 $3,010
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,359 $2,351 $2,136 $2,157 $6,595 $6,905 $2,984 $3,258

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Minimum Car Insurance in Stone, KY

Every driver must carry the minimum car insurance in Stone, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Stone, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stone, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stone, KY. Compare credit history car insurance rates in Stone from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stone, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $13,209 $8,037 $6,288
Nationwide $9,520 $7,384 $6,351
Progressive $10,121 $8,870 $8,276
State Farm $5,386 $3,294 $2,593
Travelers $11,031 $9,310 $9,279
USAA $5,323 $3,004 $2,452

Cheapest Stone, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stone, KY to rates for a clean record with top companies.

Annual Stone, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,727
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,606 $11,834 $9,153 $8,120
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $7,484 $11,204 $8,550 $9,118
State Farm $3,477 $4,038 $3,757 $3,757
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,691 $3,820 $4,613 $3,249

Cheapest Stone, KY Car Insurance for Teen Drivers

Teen car insurance in Stone, KY can be expensive. Take a look at rates from the top car insurance companies in Stone for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stone, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,863 $23,065
Nationwide $12,492 $15,331
Progressive $21,725 $24,773
State Farm $6,615 $8,403
Travelers $20,555 $33,336
USAA $6,595 $6,905

Cheapest Stone, KY Car Insurance for Seniors

Take a look at Stone, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stone, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,199 $4,712
Nationwide $5,035 $5,213
Progressive $3,781 $3,763
State Farm $2,185 $2,185
Travelers $3,958 $3,963
USAA $2,136 $2,157

Cheapest Stone, KY Car Insurance Rates After a DUI

A DUI in Stone, KY increases car insurance rates. Compare Stone, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stone, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $9,153
Nationwide $10,149
Progressive $8,550
State Farm $3,757
Travelers $12,875
USAA $4,613

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Cheapest Stone, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stone, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stone, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $9,178 $9,178
Nationwide $7,752 $7,752
Progressive $9,089 $9,089
State Farm $3,667 $3,848
Travelers $9,873 $9,873
USAA $3,460 $3,727

The Best Cheap Car Insurance Companies in Stone, KY

Take a look at a side-by-side comparison of the top car insurance companies in Stone, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stone, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $9,178
Nationwide $7,752
Progressive $9,089
State Farm $3,757
Travelers $9,873
USAA $3,593

Category Winners: Cheapest Car Insurance in Stone, Kentucky

Find the cheapest car insurance companies in Stone, KY for each category right here.

Best Annual Car Insurance Rates by Company in Stone, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Stone, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stone car insurance rates. Find the cheapest Stone, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stone, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,591 $9,100 $9,844
Nationwide $7,743 $7,625 $7,887
Progressive $8,344 $8,925 $9,997
State Farm $3,511 $3,745 $4,017
Travelers $9,335 $9,905 $10,380
USAA $3,410 $3,584 $3,786

Compare Car Insurance Quotes in Stone, KY

Ready to find affordable Stone, Kentucky car insurance today? Enter your ZIP code for fast, free Stone, KY car insurance quotes.

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