Compare Stone Lake, WI Car Insurance Rates (2021)

Car insurance in Stone Lake, WI averages $271 a month. Stone Lake, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stone Lake car insurance rates, compare quotes from the top car insurance companies in Stone Lake, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Stone Lake is American Family
  • The cheapest car insurance company in Stone Lake for teen drivers is American Family
  • Average car insurance rates in Stone Lake, WI are $3,253/year

If you need to buy Stone Lake, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Stone Lake, WI is right here.

You’ll find Stone Lake car insurance rates, the cheapest Stone Lake, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Stone Lake, Wisconsin car insurance rates to Oshkosh car insurance rates, Kenosha car insurance rates, and Eau Claire car insurance rates.

Ready to find affordable Stone Lake, WI car insurance today? Enter your ZIP code for fast, free Stone Lake car insurance quotes.

Cheapest Stone Lake, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stone Lake, WI car insurance rates? Every Stone Lake, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stone Lake, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,535 $2,189 $2,429 $7,296 $9,378 $2,449 $2,665
American Family $1,048 $1,101 $975 $987 $2,890 $3,206 $1,234 $1,319
Farmers $2,173 $2,181 $1,933 $2,033 $9,823 $10,204 $2,465 $2,601
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $4,174 $4,411 $3,433 $3,630 $8,237 $12,554 $5,058 $6,077
Progressive $1,992 $1,926 $1,629 $1,682 $7,019 $7,963 $2,398 $2,600
State Farm $1,515 $1,515 $1,324 $1,324 $4,015 $5,103 $1,701 $1,933
USAA $1,426 $1,429 $1,283 $1,315 $3,556 $4,148 $1,860 $2,053

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Stone Lake, WI

Every driver must carry the minimum car insurance in Stone Lake, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Stone Lake, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stone Lake, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stone Lake, WI. Compare credit history car insurance rates in Stone Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stone Lake, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,151 $3,537 $3,061
American Family $2,133 $1,408 $1,244
Farmers $4,733 $3,984 $3,813
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,686 $5,577 $5,577
Progressive $3,910 $3,270 $3,023
State Farm $3,437 $1,972 $1,501
USAA $3,303 $1,725 $1,373

Cheapest Stone Lake, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stone Lake, WI to rates for a clean record with top companies.

Annual Stone Lake, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,233 $4,402 $4,082 $3,949
American Family $1,525 $1,618 $1,618 $1,618
Farmers $3,645 $4,580 $4,347 $4,134
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $5,027 $5,816 $7,129 $5,816
Progressive $3,125 $3,745 $3,232 $3,502
State Farm $2,138 $2,469 $2,304 $2,304
USAA $1,675 $2,103 $2,849 $1,908

Cheapest Stone Lake, WI Car Insurance for Teen Drivers

Teen car insurance in Stone Lake, WI can be expensive. Take a look at rates from the top car insurance companies in Stone Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stone Lake, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,296 $9,378
American Family $2,890 $3,206
Farmers $9,823 $10,204
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $8,237 $12,554
Progressive $7,019 $7,963
State Farm $4,015 $5,103
USAA $3,556 $4,148

Cheapest Stone Lake, WI Car Insurance for Seniors

Take a look at Stone Lake, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stone Lake, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,189 $2,429
American Family $975 $987
Farmers $1,933 $2,033
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,433 $3,630
Progressive $1,629 $1,682
State Farm $1,324 $1,324
USAA $1,283 $1,315

Cheapest Stone Lake, WI Car Insurance Rates After a DUI

A DUI in Stone Lake, WI increases car insurance rates. Compare Stone Lake, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stone Lake, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,082
American Family $1,618
Farmers $4,347
GEICO $2,949
Liberty Mutual $3,918
Nationwide $7,129
Progressive $3,232
State Farm $2,304
USAA $2,849

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stone Lake, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stone Lake, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stone Lake, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,822 $4,011
American Family $1,568 $1,622
Farmers $4,177 $4,177
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $5,947 $5,947
Progressive $3,401 $3,401
State Farm $2,248 $2,359
USAA $2,106 $2,162

The Best Cheap Car Insurance Companies in Stone Lake, WI

Take a look at a side-by-side comparison of the top car insurance companies in Stone Lake, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stone Lake, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,916
American Family $1,595
Farmers $4,177
GEICO $2,333
Liberty Mutual $3,469
Nationwide $5,947
Progressive $3,401
State Farm $2,304
USAA $2,134

Category Winners: Cheapest Car Insurance in Stone Lake, Wisconsin

Find the cheapest car insurance companies in Stone Lake, WI for each category right here.

Best Annual Car Insurance Rates by Company in Stone Lake, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Stone Lake, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stone Lake car insurance rates. Find the cheapest Stone Lake, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stone Lake, Wisconsin

Insurance Company Low Medium High
Allstate $3,755 $3,907 $4,087
American Family $1,580 $1,609 $1,596
Farmers $3,891 $4,147 $4,492
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,795 $5,943 $6,102
Progressive $3,248 $3,421 $3,534
State Farm $2,204 $2,309 $2,398
USAA $2,063 $2,135 $2,203

What affects car insurance rates in Stone Lake, Wisconsin?

What factors can have an impact on Stone Lake, WI car insurance? There are several reasons why Stone Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stone Lake, Wisconsin.

Commute Time in Stone Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Stone Lake, WI is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Stone Lake, WI

Ready to find affordable Stone Lake, Wisconsin car insurance today? Enter your ZIP code for fast, free Stone Lake, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State