Compare Stone Ridge, NY Car Insurance Rates (2021)

Car insurance in Stone Ridge, NY averages $335 a month. Stone Ridge, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stone Ridge car insurance rates, compare quotes from the top car insurance companies in Stone Ridge, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stone Ridge, NY are $4,023/year
  • Average car insurance rates in Stone Ridge, NY after a DUI are $5,323/year
  • The cheapest car insurance company in Stone Ridge is GEICO

If you need to buy Stone Ridge, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Stone Ridge, NY is right here.

You’ll find Stone Ridge car insurance rates, the cheapest Stone Ridge, NY car insurance companies, and information on New York car insurance laws. You can also compare Stone Ridge, New York car insurance rates to New York car insurance rates, Rochester car insurance rates, and Utica car insurance rates.

Ready to find affordable Stone Ridge, NY car insurance today? Enter your ZIP code for fast, free Stone Ridge car insurance quotes.

Cheapest Stone Ridge, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stone Ridge, NY car insurance rates? Every Stone Ridge, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stone Ridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,342 $3,100 $3,141 $3,166 $9,603 $10,210 $3,238 $3,224
GEICO $1,651 $1,589 $1,604 $1,581 $3,490 $5,114 $1,488 $1,525
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $2,818 $2,818 $2,458 $2,458 $8,329 $10,708 $3,102 $3,271
Travelers $2,879 $2,891 $2,617 $2,796 $6,593 $7,813 $3,042 $3,156
USAA $1,946 $1,912 $1,762 $1,764 $7,904 $9,418 $2,495 $2,757

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Minimum Car Insurance in Stone Ridge, NY

Every driver must carry the minimum car insurance in Stone Ridge, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Stone Ridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stone Ridge, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stone Ridge, NY. Compare credit history car insurance rates in Stone Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stone Ridge, New York

Insurance Company Poor Fair Good
Allstate $7,082 $4,069 $3,483
GEICO $2,826 $2,076 $1,863
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,368 $2,747 $2,003
State Farm $6,351 $3,979 $3,156
Travelers $5,509 $3,437 $2,975
USAA $5,785 $2,894 $2,555

Cheapest Stone Ridge, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stone Ridge, NY to rates for a clean record with top companies.

Annual Stone Ridge, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,143 $4,143 $6,019 $5,207
GEICO $1,764 $1,923 $3,570 $1,764
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,280 $4,280 $4,711 $4,711
Travelers $3,404 $4,240 $4,299 $3,951
USAA $3,330 $3,385 $4,879 $3,385

Cheapest Stone Ridge, NY Car Insurance for Teen Drivers

Teen car insurance in Stone Ridge, NY can be expensive. Take a look at rates from the top car insurance companies in Stone Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stone Ridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,603 $10,210
GEICO $3,490 $5,114
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $6,883 $7,641
State Farm $8,329 $10,708
Travelers $6,593 $7,813
USAA $7,904 $9,418

Cheapest Stone Ridge, NY Car Insurance for Seniors

Take a look at Stone Ridge, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stone Ridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,141 $3,166
GEICO $1,604 $1,581
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,641 $1,668
State Farm $2,458 $2,458
Travelers $2,617 $2,796
USAA $1,762 $1,764

Cheapest Stone Ridge, NY Car Insurance Rates After a DUI

A DUI in Stone Ridge, NY increases car insurance rates. Compare Stone Ridge, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stone Ridge, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,019
GEICO $3,570
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,630
State Farm $4,711
Travelers $4,299
USAA $4,879

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Cheapest Stone Ridge, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stone Ridge, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stone Ridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,946
GEICO $2,189 $2,321
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,373 $3,373
State Farm $4,335 $4,655
Travelers $3,974 $3,974
USAA $3,707 $3,782

The Best Cheap Car Insurance Companies in Stone Ridge, NY

Take a look at a side-by-side comparison of the top car insurance companies in Stone Ridge, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stone Ridge, New York

Insurance Company Average Annual Rates
Allstate $4,878
GEICO $2,255
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,373
State Farm $4,495
Travelers $3,974
USAA $3,745

Category Winners: Cheapest Car Insurance in Stone Ridge, New York

Find the cheapest car insurance companies in Stone Ridge, NY for each category right here.

Best Annual Car Insurance Rates by Company in Stone Ridge, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Stone Ridge, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stone Ridge car insurance rates. Find the cheapest Stone Ridge, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stone Ridge, New York

Insurance Company Low Medium High
Allstate $4,504 $4,854 $5,276
GEICO $2,136 $2,248 $2,381
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,192 $3,352 $3,574
State Farm $4,279 $4,520 $4,686
Travelers $3,756 $3,929 $4,236
USAA $3,630 $3,725 $3,879

What affects car insurance rates in Stone Ridge, New York?

What factors can have an impact on Stone Ridge, NY car insurance? There are several reasons why Stone Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stone Ridge, New York.

Commute Time in Stone Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Stone Ridge, NY is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Stone Ridge, NY

Ready to find affordable Stone Ridge, New York car insurance today? Enter your ZIP code for fast, free Stone Ridge, NY car insurance quotes.

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