Compare Stonington, IL Car Insurance Rates (2021)

Car insurance in Stonington, IL averages $263 a month. Stonington, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Stonington car insurance rates, compare quotes from the top car insurance companies in Stonington, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stonington, IL after a DUI are $3,683/year
  • The cheapest car insurance company in Stonington for teen drivers is State Farm
  • The cheapest car insurance company in Stonington is State Farm

If you need to buy Stonington, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Stonington, IL is right here.

You’ll find Stonington car insurance rates, the cheapest Stonington, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Stonington, Illinois car insurance rates to Peoria car insurance rates, Chicago car insurance rates, and Rockford car insurance rates.

Ready to find affordable Stonington, IL car insurance today? Enter your ZIP code for fast, free Stonington car insurance quotes.

Cheapest Stonington, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stonington, IL car insurance rates? Every Stonington, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stonington, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,395 $2,398 $2,127 $2,243 $10,081 $10,518 $2,733 $2,868
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,376 $1,486 $1,144 $1,278 $4,462 $4,963 $1,441 $1,523
Nationwide $1,694 $1,726 $1,508 $1,600 $4,571 $5,876 $1,964 $2,129
Progressive $1,920 $1,821 $1,580 $1,649 $6,911 $7,768 $2,297 $2,503
State Farm $1,390 $1,390 $1,240 $1,240 $3,953 $5,020 $1,571 $1,803
Travelers $1,441 $1,520 $1,305 $1,390 $4,028 $5,010 $1,529 $1,610
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

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Minimum Car Insurance in Stonington, IL

Every driver must carry the minimum car insurance in Stonington, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Stonington, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Stonington, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stonington, IL. Compare credit history car insurance rates in Stonington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stonington, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $5,201 $3,526 $2,977
Farmers $5,029 $4,218 $4,014
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,125 $1,949 $1,554
Nationwide $3,142 $2,535 $2,223
Progressive $3,767 $3,196 $2,955
State Farm $3,201 $1,916 $1,486
Travelers $2,725 $2,183 $1,779
USAA $3,795 $2,603 $2,144

Cheapest Stonington, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stonington, IL to rates for a clean record with top companies.

Annual Stonington, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,737 $4,807 $4,687 $4,452
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,844 $2,606 $2,296 $2,090
Nationwide $2,122 $2,746 $3,229 $2,437
Progressive $2,727 $4,038 $3,015 $3,445
State Farm $2,014 $2,388 $2,201 $2,201
Travelers $1,781 $2,325 $2,581 $2,229
USAA $2,029 $2,916 $3,998 $2,447

Cheapest Stonington, IL Car Insurance for Teen Drivers

Teen car insurance in Stonington, IL can be expensive. Take a look at rates from the top car insurance companies in Stonington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stonington, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,812 $9,483
Farmers $10,081 $10,518
GEICO $4,847 $5,129
Liberty Mutual $4,462 $4,963
Nationwide $4,571 $5,876
Progressive $6,911 $7,768
State Farm $3,953 $5,020
Travelers $4,028 $5,010
USAA $5,485 $6,055

Cheapest Stonington, IL Car Insurance for Seniors

Take a look at Stonington, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stonington, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,228 $2,228
Farmers $2,127 $2,243
GEICO $1,521 $1,797
Liberty Mutual $1,144 $1,278
Nationwide $1,508 $1,600
Progressive $1,580 $1,649
State Farm $1,240 $1,240
Travelers $1,305 $1,390
USAA $1,574 $1,552

Cheapest Stonington, IL Car Insurance Rates After a DUI

A DUI in Stonington, IL increases car insurance rates. Compare Stonington, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stonington, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
American Family $5,415
Farmers $4,687
GEICO $3,482
Liberty Mutual $2,296
Nationwide $3,229
Progressive $3,015
State Farm $2,201
Travelers $2,581
USAA $3,998

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Cheapest Stonington, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stonington, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stonington, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,851 $3,952
Farmers $4,420 $4,420
GEICO $2,519 $2,617
Liberty Mutual $2,209 $2,209
Nationwide $2,633 $2,633
Progressive $3,306 $3,306
State Farm $2,145 $2,257
Travelers $2,142 $2,316
USAA $2,767 $2,927

The Best Cheap Car Insurance Companies in Stonington, IL

Take a look at a side-by-side comparison of the top car insurance companies in Stonington, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stonington, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,901
Farmers $4,420
GEICO $2,568
Liberty Mutual $2,209
Nationwide $2,633
Progressive $3,306
State Farm $2,201
Travelers $2,229
USAA $2,847

Category Winners: Cheapest Car Insurance in Stonington, Illinois

Find the cheapest car insurance companies in Stonington, IL for each category right here.

Best Annual Car Insurance Rates by Company in Stonington, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Stonington, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stonington car insurance rates. Find the cheapest Stonington, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stonington, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,775 $4,043 $3,885
Farmers $4,215 $4,320 $4,726
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,091 $2,205 $2,331
Nationwide $2,632 $2,652 $2,616
Progressive $3,075 $3,300 $3,544
State Farm $2,083 $2,204 $2,315
Travelers $2,104 $2,227 $2,357
USAA $2,663 $2,845 $3,035

What affects car insurance rates in Stonington, Illinois?

What factors can have an impact on Stonington, IL car insurance? There are several reasons why Stonington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stonington, Illinois.

Commute Time in Stonington

The more time you spend in your car the higher the risk of an accident. The average commute length in Stonington, IL is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Stonington, IL

Ready to find affordable Stonington, Illinois car insurance today? Enter your ZIP code for fast, free Stonington, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State