Compare Storm Lake, IA Car Insurance Rates (2021)

Car insurance in Storm Lake, IA averages $241 a month. Storm Lake, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Storm Lake car insurance rates, compare quotes from the top car insurance companies in Storm Lake, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Storm Lake, IA are $2,897/year
  • Average car insurance rates in Storm Lake, IA after a DUI are $3,502/year
  • The cheapest car insurance company in Storm Lake is Progressive

If you need to buy Storm Lake, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Storm Lake, IA is right here.

You’ll find Storm Lake car insurance rates, the cheapest Storm Lake, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Storm Lake, Iowa car insurance rates to Davenport car insurance rates, West Des Moines car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Storm Lake, IA car insurance today? Enter your ZIP code for fast, free Storm Lake car insurance quotes.

Cheapest Storm Lake, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Storm Lake, IA car insurance rates? Every Storm Lake, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Storm Lake, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,107 $2,024 $1,869 $1,903 $6,073 $6,836 $2,298 $2,367
American Family $1,859 $1,859 $1,664 $1,664 $4,980 $6,970 $1,859 $2,237
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,311 $1,252 $1,080 $1,125 $3,364 $3,787 $1,572 $1,703
State Farm $1,362 $1,362 $1,200 $1,200 $3,732 $4,726 $1,532 $1,749
Travelers $2,425 $2,472 $2,372 $2,375 $10,993 $17,553 $2,528 $2,962
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

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Minimum Car Insurance in Storm Lake, IA

Every driver must carry the minimum car insurance in Storm Lake, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Storm Lake, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Storm Lake, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Storm Lake, IA. Compare credit history car insurance rates in Storm Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Storm Lake, Iowa

Insurance Company Poor Fair Good
Allstate $3,814 $3,024 $2,715
American Family $3,679 $2,704 $2,276
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,233 $1,816 $1,649
State Farm $3,001 $1,857 $1,465
Travelers $6,134 $5,246 $5,001
USAA $2,542 $1,743 $1,509

Cheapest Storm Lake, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Storm Lake, IA to rates for a clean record with top companies.

Annual Storm Lake, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,707 $3,282 $3,723 $3,026
American Family $2,083 $3,057 $3,957 $2,448
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,525 $2,513 $1,655 $1,905
State Farm $1,948 $2,267 $2,108 $2,108
Travelers $3,969 $5,309 $7,119 $5,444
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Storm Lake, IA Car Insurance for Teen Drivers

Teen car insurance in Storm Lake, IA can be expensive. Take a look at rates from the top car insurance companies in Storm Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Storm Lake, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,836
American Family $4,980 $6,970
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,364 $3,787
State Farm $3,732 $4,726
Travelers $10,993 $17,553
USAA $3,484 $3,704

Cheapest Storm Lake, IA Car Insurance for Seniors

Take a look at Storm Lake, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Storm Lake, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,903
American Family $1,664 $1,664
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,080 $1,125
State Farm $1,200 $1,200
Travelers $2,372 $2,375
USAA $1,182 $1,208

Cheapest Storm Lake, IA Car Insurance Rates After a DUI

A DUI in Storm Lake, IA increases car insurance rates. Compare Storm Lake, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Storm Lake, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,723
American Family $3,957
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,655
State Farm $2,108
Travelers $7,119
USAA $2,577

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Cheapest Storm Lake, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Storm Lake, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Storm Lake, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,109 $3,261
American Family $2,853 $2,920
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $1,899 $1,899
State Farm $2,057 $2,158
Travelers $5,460 $5,460
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Storm Lake, IA

Take a look at a side-by-side comparison of the top car insurance companies in Storm Lake, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Storm Lake, Iowa

Insurance Company Average Annual Rates
Allstate $3,185
American Family $2,886
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $1,899
State Farm $2,108
Travelers $5,460
USAA $1,931

Category Winners: Cheapest Car Insurance in Storm Lake, Iowa

Find the cheapest car insurance companies in Storm Lake, IA for each category right here.

Best Annual Car Insurance Rates by Company in Storm Lake, Iowa

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Storm Lake, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Storm Lake car insurance rates. Find the cheapest Storm Lake, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Storm Lake, Iowa

Insurance Company Low Medium High
Allstate $3,047 $3,189 $3,318
American Family $2,897 $3,047 $2,715
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $1,786 $1,906 $2,006
State Farm $2,003 $2,120 $2,200
Travelers $5,114 $5,544 $5,722
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Storm Lake, Iowa?

What factors can have an impact on Storm Lake, IA car insurance? There are several reasons why Storm Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Storm Lake, Iowa.

Commute Time in Storm Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Storm Lake, IA is 10.7 minutes according to City-Data.

Compare Car Insurance Quotes in Storm Lake, IA

Ready to find affordable Storm Lake, Iowa car insurance today? Enter your ZIP code for fast, free Storm Lake, IA car insurance quotes.

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