Compare Stotts City, MO Car Insurance Rates (2021)

Car insurance in Stotts City, MO averages $268 a month. Stotts City, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stotts City car insurance rates, compare quotes from the top car insurance companies in Stotts City, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stotts City, MO are $3,222/year
  • Average car insurance rates in Stotts City, MO after a DUI are $3,770/year
  • The cheapest car insurance company in Stotts City is Nationwide

If you need to buy Stotts City, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Stotts City, MO is right here.

You’ll find Stotts City car insurance rates, the cheapest Stotts City, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Stotts City, Missouri car insurance rates to Columbia car insurance rates, Kansas City car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Stotts City, MO car insurance today? Enter your ZIP code for fast, free Stotts City car insurance quotes.

Cheapest Stotts City, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stotts City, MO car insurance rates? Every Stotts City, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stotts City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,764 $2,668 $2,495 $2,573 $7,832 $8,497 $2,632 $2,713
American Family $2,067 $2,067 $1,842 $1,842 $5,700 $7,399 $2,067 $2,415
Farmers $2,343 $2,338 $2,089 $2,212 $9,790 $10,152 $2,678 $2,806
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,523 $2,734 $2,078 $2,329 $8,616 $9,566 $2,660 $2,841
Nationwide $1,463 $1,495 $1,310 $1,387 $3,749 $4,801 $1,673 $1,810
Progressive $2,022 $1,873 $1,656 $1,707 $6,779 $7,621 $2,472 $2,531
State Farm $1,593 $1,593 $1,425 $1,425 $4,597 $5,781 $1,791 $2,053
USAA $1,494 $1,480 $1,343 $1,366 $4,466 $5,454 $1,856 $2,062

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Minimum Car Insurance in Stotts City, MO

Every driver must carry the minimum car insurance in Stotts City, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Stotts City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stotts City, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stotts City, MO. Compare credit history car insurance rates in Stotts City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stotts City, Missouri

Insurance Company Poor Fair Good
Allstate $5,543 $3,573 $2,949
American Family $4,144 $2,920 $2,460
Farmers $4,910 $4,097 $3,896
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,983 $3,648 $2,874
Nationwide $2,608 $2,154 $1,872
Progressive $3,854 $3,196 $2,948
State Farm $3,474 $2,264 $1,859
USAA $4,066 $1,895 $1,359

Cheapest Stotts City, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stotts City, MO to rates for a clean record with top companies.

Annual Stotts City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,888 $4,860 $3,902
American Family $2,361 $3,436 $4,199 $2,703
Farmers $3,716 $4,628 $4,526 $4,334
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,032 $4,344 $4,482 $4,816
Nationwide $1,737 $2,229 $2,976 $1,901
Progressive $2,866 $3,887 $3,194 $3,383
State Farm $2,327 $2,738 $2,532 $2,532
USAA $1,954 $2,373 $3,300 $2,133

Cheapest Stotts City, MO Car Insurance for Teen Drivers

Teen car insurance in Stotts City, MO can be expensive. Take a look at rates from the top car insurance companies in Stotts City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stotts City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,832 $8,497
American Family $5,700 $7,399
Farmers $9,790 $10,152
GEICO $5,812 $6,176
Liberty Mutual $8,616 $9,566
Nationwide $3,749 $4,801
Progressive $6,779 $7,621
State Farm $4,597 $5,781
USAA $4,466 $5,454

Cheapest Stotts City, MO Car Insurance for Seniors

Take a look at Stotts City, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stotts City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,573
American Family $1,842 $1,842
Farmers $2,089 $2,212
GEICO $1,421 $1,831
Liberty Mutual $2,078 $2,329
Nationwide $1,310 $1,387
Progressive $1,656 $1,707
State Farm $1,425 $1,425
USAA $1,343 $1,366

Cheapest Stotts City, MO Car Insurance Rates After a DUI

A DUI in Stotts City, MO increases car insurance rates. Compare Stotts City, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stotts City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,860
American Family $4,199
Farmers $4,526
GEICO $3,862
Liberty Mutual $4,482
Nationwide $2,976
Progressive $3,194
State Farm $2,532
USAA $3,300

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Cheapest Stotts City, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stotts City, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stotts City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,022 $4,022
American Family $3,143 $3,206
Farmers $4,301 $4,301
GEICO $2,760 $2,866
Liberty Mutual $4,168 $4,168
Nationwide $2,211 $2,211
Progressive $3,333 $3,333
State Farm $2,472 $2,593
USAA $2,352 $2,528

The Best Cheap Car Insurance Companies in Stotts City, MO

Take a look at a side-by-side comparison of the top car insurance companies in Stotts City, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stotts City, Missouri

Insurance Company Average Annual Rates
Allstate $4,022
American Family $3,175
Farmers $4,301
GEICO $2,813
Liberty Mutual $4,168
Nationwide $2,211
Progressive $3,333
State Farm $2,532
USAA $2,440

Category Winners: Cheapest Car Insurance in Stotts City, Missouri

Find the cheapest car insurance companies in Stotts City, MO for each category right here.

Best Annual Car Insurance Rates by Company in Stotts City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Stotts City, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stotts City car insurance rates. Find the cheapest Stotts City, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stotts City, Missouri

Insurance Company Low Medium High
Allstate $3,875 $4,013 $4,177
American Family $3,078 $3,275 $3,171
Farmers $4,020 $4,257 $4,626
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,940 $4,188 $4,377
Nationwide $2,081 $2,231 $2,321
Progressive $2,967 $3,337 $3,694
State Farm $2,381 $2,539 $2,677
USAA $2,337 $2,431 $2,553

What affects car insurance rates in Stotts City, Missouri?

What factors can have an impact on Stotts City, MO car insurance? There are several reasons why Stotts City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stotts City, Missouri.

Commute Time in Stotts City

The more time you spend in your car the higher the risk of an accident. The average commute length in Stotts City, MO is 37.3 minutes according to City-Data.

Compare Car Insurance Quotes in Stotts City, MO

Ready to find affordable Stotts City, Missouri car insurance today? Enter your ZIP code for fast, free Stotts City, MO car insurance quotes.

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