Compare Stoutland, MO Car Insurance Rates (2021)

Car insurance in Stoutland, MO averages $264 a month. Stoutland, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stoutland car insurance rates, compare quotes from the top car insurance companies in Stoutland, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stoutland, MO are $3,165/year
  • The cheapest car insurance company in Stoutland is Nationwide
  • Average car insurance rates in Stoutland, MO after a DUI are $3,684/year

If you need to buy Stoutland, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Stoutland, MO is right here.

You’ll find Stoutland car insurance rates, the cheapest Stoutland, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Stoutland, Missouri car insurance rates to Lee’s Summit car insurance rates, Blue Springs car insurance rates, and Springfield car insurance rates.

Ready to find affordable Stoutland, MO car insurance today? Enter your ZIP code for fast, free Stoutland car insurance quotes.

Cheapest Stoutland, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stoutland, MO car insurance rates? Every Stoutland, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stoutland, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,067 $2,067 $1,842 $1,842 $5,700 $7,399 $2,067 $2,415
Farmers $2,189 $2,184 $1,954 $2,070 $9,048 $9,369 $2,495 $2,608
GEICO $1,668 $1,870 $1,294 $1,651 $5,204 $5,527 $1,526 $1,540
Liberty Mutual $2,648 $2,870 $2,177 $2,442 $9,254 $10,280 $2,791 $2,979
Nationwide $1,443 $1,476 $1,289 $1,368 $3,681 $4,723 $1,649 $1,785
Progressive $2,075 $1,935 $1,698 $1,746 $6,729 $7,572 $2,536 $2,608
State Farm $1,618 $1,618 $1,444 $1,444 $4,570 $5,767 $1,816 $2,067
USAA $1,486 $1,478 $1,332 $1,363 $4,329 $5,298 $1,857 $2,072

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Minimum Car Insurance in Stoutland, MO

Every driver must carry the minimum car insurance in Stoutland, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Stoutland, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stoutland, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stoutland, MO. Compare credit history car insurance rates in Stoutland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stoutland, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,144 $2,920 $2,460
Farmers $4,557 $3,799 $3,613
GEICO $3,496 $2,281 $1,827
Liberty Mutual $6,357 $3,880 $3,053
Nationwide $2,569 $2,119 $1,843
Progressive $3,893 $3,222 $2,972
State Farm $3,459 $2,282 $1,888
USAA $4,007 $1,863 $1,335

Cheapest Stoutland, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stoutland, MO to rates for a clean record with top companies.

Annual Stoutland, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,361 $3,436 $4,199 $2,703
Farmers $3,456 $4,290 $4,196 $4,017
GEICO $1,973 $2,565 $3,458 $2,143
Liberty Mutual $3,215 $4,621 $4,761 $5,122
Nationwide $1,715 $2,195 $2,923 $1,875
Progressive $2,916 $3,894 $3,229 $3,411
State Farm $2,344 $2,743 $2,543 $2,543
USAA $1,945 $2,340 $3,208 $2,115

Cheapest Stoutland, MO Car Insurance for Teen Drivers

Teen car insurance in Stoutland, MO can be expensive. Take a look at rates from the top car insurance companies in Stoutland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stoutland, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,700 $7,399
Farmers $9,048 $9,369
GEICO $5,204 $5,527
Liberty Mutual $9,254 $10,280
Nationwide $3,681 $4,723
Progressive $6,729 $7,572
State Farm $4,570 $5,767
USAA $4,329 $5,298

Cheapest Stoutland, MO Car Insurance for Seniors

Take a look at Stoutland, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stoutland, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,842 $1,842
Farmers $1,954 $2,070
GEICO $1,294 $1,651
Liberty Mutual $2,177 $2,442
Nationwide $1,289 $1,368
Progressive $1,698 $1,746
State Farm $1,444 $1,444
USAA $1,332 $1,363

Cheapest Stoutland, MO Car Insurance Rates After a DUI

A DUI in Stoutland, MO increases car insurance rates. Compare Stoutland, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stoutland, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,199
Farmers $4,196
GEICO $3,458
Liberty Mutual $4,761
Nationwide $2,923
Progressive $3,229
State Farm $2,543
USAA $3,208

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Cheapest Stoutland, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stoutland, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stoutland, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,143 $3,206
Farmers $3,990 $3,990
GEICO $2,488 $2,582
Liberty Mutual $4,430 $4,430
Nationwide $2,177 $2,177
Progressive $3,362 $3,362
State Farm $2,481 $2,605
USAA $2,314 $2,490

The Best Cheap Car Insurance Companies in Stoutland, MO

Take a look at a side-by-side comparison of the top car insurance companies in Stoutland, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stoutland, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,175
Farmers $3,990
GEICO $2,535
Liberty Mutual $4,430
Nationwide $2,177
Progressive $3,362
State Farm $2,543
USAA $2,402

Category Winners: Cheapest Car Insurance in Stoutland, Missouri

Find the cheapest car insurance companies in Stoutland, MO for each category right here.

Best Annual Car Insurance Rates by Company in Stoutland, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Stoutland, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stoutland car insurance rates. Find the cheapest Stoutland, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stoutland, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,078 $3,275 $3,171
Farmers $3,730 $3,950 $4,290
GEICO $2,382 $2,551 $2,672
Liberty Mutual $4,180 $4,450 $4,660
Nationwide $2,051 $2,197 $2,282
Progressive $3,034 $3,369 $3,684
State Farm $2,385 $2,550 $2,694
USAA $2,300 $2,393 $2,512

What affects car insurance rates in Stoutland, Missouri?

What factors can have an impact on Stoutland, MO car insurance? There are several reasons why Stoutland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stoutland, Missouri.

Commute Time in Stoutland

The more time you spend in your car the higher the risk of an accident. The average commute length in Stoutland, MO is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Stoutland, MO

Ready to find affordable Stoutland, Missouri car insurance today? Enter your ZIP code for fast, free Stoutland, MO car insurance quotes.

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