Compare Stoystown, PA Car Insurance Rates (2021)

Car insurance in Stoystown, PA averages $317 a month. Stoystown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Stoystown car insurance rates, compare quotes from the top car insurance companies in Stoystown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stoystown, PA after a DUI are $4,151/year
  • Average car insurance rates in Stoystown, PA are $3,807/year
  • The cheapest car insurance company in Stoystown for teen drivers is USAA

If you need to buy Stoystown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Stoystown, PA is right here.

You’ll find Stoystown car insurance rates, the cheapest Stoystown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Stoystown, Pennsylvania car insurance rates to York car insurance rates, Erie car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Stoystown, PA car insurance today? Enter your ZIP code for fast, free Stoystown car insurance quotes.

Cheapest Stoystown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stoystown, PA car insurance rates? Every Stoystown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stoystown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,510 $2,510 $2,291 $2,291 $8,107 $8,107 $2,790 $2,790
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,957 $1,957 $1,847 $1,847 $5,458 $5,458 $2,190 $2,190
Progressive $2,621 $2,621 $2,341 $2,341 $8,380 $8,380 $3,355 $3,355
State Farm $1,677 $1,677 $1,473 $1,473 $5,889 $5,889 $1,844 $1,844
Travelers $1,565 $1,565 $1,668 $1,668 $22,375 $22,375 $1,899 $1,899
USAA $1,015 $1,015 $917 $917 $2,984 $2,984 $1,343 $1,343

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Minimum Car Insurance in Stoystown, PA

Every driver must carry the minimum car insurance in Stoystown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Stoystown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Stoystown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stoystown, PA. Compare credit history car insurance rates in Stoystown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stoystown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,019 $3,738 $3,016
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $3,367 $2,759 $2,463
Progressive $5,529 $3,878 $3,114
State Farm $3,873 $2,398 $1,892
Travelers $7,497 $6,758 $6,376
USAA $1,956 $1,452 $1,286

Cheapest Stoystown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stoystown, PA to rates for a clean record with top companies.

Annual Stoystown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,761 $4,415 $3,761 $3,761
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $2,056 $2,752 $3,864 $2,780
Progressive $3,788 $5,214 $3,896 $3,798
State Farm $2,500 $2,941 $2,721 $2,721
Travelers $4,916 $6,940 $8,711 $6,940
USAA $1,264 $1,735 $1,848 $1,411

Cheapest Stoystown, PA Car Insurance for Teen Drivers

Teen car insurance in Stoystown, PA can be expensive. Take a look at rates from the top car insurance companies in Stoystown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stoystown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,107 $8,107
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $5,458 $5,458
Progressive $8,380 $8,380
State Farm $5,889 $5,889
Travelers $22,375 $22,375
USAA $2,984 $2,984

Cheapest Stoystown, PA Car Insurance for Seniors

Take a look at Stoystown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stoystown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,291 $2,291
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,847 $1,847
Progressive $2,341 $2,341
State Farm $1,473 $1,473
Travelers $1,668 $1,668
USAA $917 $917

Cheapest Stoystown, PA Car Insurance Rates After a DUI

A DUI in Stoystown, PA increases car insurance rates. Compare Stoystown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stoystown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,761
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,864
Progressive $3,896
State Farm $2,721
Travelers $8,711
USAA $1,848

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Cheapest Stoystown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stoystown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stoystown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,849 $4,000
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,863 $2,863
Progressive $4,174 $4,174
State Farm $2,641 $2,801
Travelers $6,877 $6,877
USAA $1,520 $1,609

The Best Cheap Car Insurance Companies in Stoystown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Stoystown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stoystown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,924
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,863
Progressive $4,174
State Farm $2,721
Travelers $6,877
USAA $1,565

Category Winners: Cheapest Car Insurance in Stoystown, Pennsylvania

Find the cheapest car insurance companies in Stoystown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Stoystown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Stoystown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stoystown car insurance rates. Find the cheapest Stoystown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stoystown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,785 $3,943 $4,045
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,925 $2,890 $2,774
Progressive $3,823 $4,209 $4,490
State Farm $2,561 $2,753 $2,848
Travelers $6,984 $6,868 $6,779
USAA $1,460 $1,578 $1,656

What affects car insurance rates in Stoystown, Pennsylvania?

What factors can have an impact on Stoystown, PA car insurance? There are several reasons why Stoystown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stoystown, Pennsylvania.

Commute Time in Stoystown

The more time you spend in your car the higher the risk of an accident. The average commute length in Stoystown, PA is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Stoystown, PA

Ready to find affordable Stoystown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Stoystown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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