Compare Stratford, CA Car Insurance Rates (2021)

Car insurance in Stratford, CA averages $275 a month. Stratford, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Stratford car insurance rates, compare quotes from the top car insurance companies in Stratford, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stratford for teen drivers is USAA
  • The cheapest car insurance company in Stratford is USAA
  • Average car insurance rates in Stratford, CA are $3,305/year

If you need to buy Stratford, California car insurance, the options can be confusing. Everything you need to know about car insurance in Stratford, CA is right here.

You’ll find Stratford car insurance rates, the cheapest Stratford, CA car insurance companies, and information on California car insurance laws. You can also compare Stratford, California car insurance rates to San Francisco car insurance rates, Bakersfield car insurance rates, and Fresno car insurance rates.

Ready to find affordable Stratford, CA car insurance today? Enter your ZIP code for fast, free Stratford car insurance quotes.

Cheapest Stratford, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratford, CA car insurance rates? Every Stratford, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratford, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,498 $2,518 $1,811 $1,848 $6,746 $8,520 $3,244 $3,629
Farmers $2,713 $2,713 $2,441 $2,441 $8,677 $14,253 $3,216 $3,581
GEICO $1,740 $1,741 $1,636 $1,636 $5,290 $5,387 $2,499 $2,558
Liberty Mutual $2,046 $1,937 $1,898 $1,839 $4,402 $4,693 $2,303 $2,328
Nationwide $2,897 $2,766 $2,538 $2,393 $7,333 $8,099 $3,448 $3,407
Progressive $1,603 $1,649 $1,365 $1,617 $4,253 $5,120 $2,307 $2,478
State Farm $2,834 $2,834 $2,531 $2,531 $5,194 $6,446 $3,135 $3,232
Travelers $2,060 $1,998 $1,824 $1,806 $4,160 $4,744 $2,651 $2,600
USAA $1,729 $1,638 $1,687 $1,694 $3,939 $3,956 $2,390 $2,259

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Minimum Car Insurance in Stratford, CA

Every driver must carry the minimum car insurance in Stratford, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Stratford, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Stratford, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratford, CA to rates for a clean record with top companies.

Annual Stratford, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,316 $3,921 $6,128 $3,043
Farmers $3,700 $5,037 $6,277 $5,004
GEICO $1,966 $3,034 $3,806 $2,438
Liberty Mutual $2,326 $3,118 $2,815 $2,465
Nationwide $2,871 $3,678 $6,213 $3,678
Progressive $1,671 $2,835 $3,284 $2,405
State Farm $2,561 $3,056 $5,778 $2,974
Travelers $1,848 $2,959 $3,433 $2,681
USAA $1,604 $2,383 $3,902 $1,757

Cheapest Stratford, CA Car Insurance for Teen Drivers

Teen car insurance in Stratford, CA can be expensive. Take a look at rates from the top car insurance companies in Stratford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratford, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,746 $8,520
Farmers $8,677 $14,253
GEICO $5,290 $5,387
Liberty Mutual $4,402 $4,693
Nationwide $7,333 $8,099
Progressive $4,253 $5,120
State Farm $5,194 $6,446
Travelers $4,160 $4,744
USAA $3,939 $3,956

Cheapest Stratford, CA Car Insurance for Seniors

Take a look at Stratford, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratford, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,848
Farmers $2,441 $2,441
GEICO $1,636 $1,636
Liberty Mutual $1,898 $1,839
Nationwide $2,538 $2,393
Progressive $1,365 $1,617
State Farm $2,531 $2,531
Travelers $1,824 $1,806
USAA $1,687 $1,694

Cheapest Stratford, CA Car Insurance Rates After a DUI

A DUI in Stratford, CA increases car insurance rates. Compare Stratford, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratford, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,128
Farmers $6,277
GEICO $3,806
Liberty Mutual $2,815
Nationwide $6,213
Progressive $3,284
State Farm $5,778
Travelers $3,433
USAA $3,902

Cheapest Stratford, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratford, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratford, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,476 $4,228
Farmers $4,541 $5,468
GEICO $2,554 $3,068
Liberty Mutual $2,461 $2,901
Nationwide $3,630 $4,590
Progressive $2,314 $2,784
State Farm $3,461 $3,723
Travelers $2,463 $2,997
USAA $2,222 $2,601

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The Best Cheap Car Insurance Companies in Stratford, CA

Take a look at a side-by-side comparison of the top car insurance companies in Stratford, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratford, California

Insurance Company Average Annual Rates
Allstate $3,852
Farmers $5,005
GEICO $2,811
Liberty Mutual $2,681
Nationwide $4,110
Progressive $2,549
State Farm $3,592
Travelers $2,730
USAA $2,411

Category Winners: Cheapest Car Insurance in Stratford, California

Find the cheapest car insurance companies in Stratford, CA for each category right here.

Best Annual Car Insurance Rates by Company in Stratford, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Stratford, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratford car insurance rates. Find the cheapest Stratford, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratford, California

Insurance Company Low Medium High
Allstate $3,674 $3,881 $4,001
Farmers $4,673 $5,043 $5,297
GEICO $2,541 $2,841 $3,051
Liberty Mutual $2,497 $2,703 $2,843
Nationwide $3,691 $4,179 $4,460
Progressive $2,282 $2,626 $2,739
State Farm $3,250 $3,649 $3,878
Travelers $2,387 $2,801 $3,002
USAA $2,189 $2,457 $2,588

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What affects car insurance rates in Stratford, California?

What factors can have an impact on Stratford, CA car insurance? There are several reasons why Stratford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stratford, California.

Car Theft in Stratford

High levels of vehicle theft can make car insurance more expensive. Stratford, CA car theft statistics from the FBI indicate 115 vehicle thefts a year.

Commute Time in Stratford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stratford, CA is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Stratford, CA

Ready to find affordable Stratford, California car insurance today? Enter your ZIP code for fast, free Stratford, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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