Compare Stratford, NY Car Insurance Rates (2021)

Car insurance in Stratford, NY averages $261 a month. Stratford, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stratford car insurance rates, compare quotes from the top car insurance companies in Stratford, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stratford, NY are $3,132/year
  • The cheapest car insurance company in Stratford is GEICO
  • Average car insurance rates in Stratford, NY after a DUI are $4,141/year

If you need to buy Stratford, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Stratford, NY is right here.

You’ll find Stratford car insurance rates, the cheapest Stratford, NY car insurance companies, and information on New York car insurance laws. You can also compare Stratford, New York car insurance rates to Buffalo car insurance rates, Rochester car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Stratford, NY car insurance today? Enter your ZIP code for fast, free Stratford car insurance quotes.

Cheapest Stratford, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratford, NY car insurance rates? Every Stratford, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratford, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,473 $2,337 $2,323 $2,368 $7,372 $7,970 $2,452 $2,481
GEICO $1,364 $1,315 $1,328 $1,308 $2,845 $4,149 $1,232 $1,268
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,634 $1,537 $1,319 $1,338 $5,529 $6,171 $2,115 $2,070
State Farm $1,983 $1,983 $1,728 $1,728 $5,816 $7,504 $2,179 $2,306
Travelers $2,449 $2,477 $2,229 $2,395 $5,600 $6,648 $2,601 $2,714
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Stratford, NY

Every driver must carry the minimum car insurance in Stratford, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Stratford, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stratford, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stratford, NY. Compare credit history car insurance rates in Stratford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stratford, New York

Insurance Company Poor Fair Good
Allstate $5,311 $3,137 $2,718
GEICO $2,319 $1,705 $1,529
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,730 $2,730 $2,730
Progressive $4,275 $2,229 $1,638
State Farm $4,452 $2,792 $2,216
Travelers $4,650 $2,948 $2,569
USAA $4,423 $2,195 $1,945

Cheapest Stratford, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratford, NY to rates for a clean record with top companies.

Annual Stratford, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,143 $3,143 $4,621 $3,981
GEICO $1,463 $1,593 $2,886 $1,463
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,641 $2,641 $2,918 $2,656
State Farm $3,005 $3,005 $3,302 $3,302
Travelers $2,912 $3,611 $3,662 $3,372
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Stratford, NY Car Insurance for Teen Drivers

Teen car insurance in Stratford, NY can be expensive. Take a look at rates from the top car insurance companies in Stratford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratford, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,372 $7,970
GEICO $2,845 $4,149
Liberty Mutual $6,550 $10,619
Nationwide $3,660 $5,437
Progressive $5,529 $6,171
State Farm $5,816 $7,504
Travelers $5,600 $6,648
USAA $6,012 $7,189

Cheapest Stratford, NY Car Insurance for Seniors

Take a look at Stratford, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratford, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,368
GEICO $1,328 $1,308
Liberty Mutual $3,142 $3,142
Nationwide $1,954 $1,954
Progressive $1,319 $1,338
State Farm $1,728 $1,728
Travelers $2,229 $2,395
USAA $1,346 $1,345

Cheapest Stratford, NY Car Insurance Rates After a DUI

A DUI in Stratford, NY increases car insurance rates. Compare Stratford, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratford, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,621
GEICO $2,886
Liberty Mutual $7,405
Nationwide $4,589
Progressive $2,918
State Farm $3,302
Travelers $3,662
USAA $3,744

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Cheapest Stratford, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratford, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratford, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,672 $3,772
GEICO $1,797 $1,906
Liberty Mutual $4,514 $4,774
Nationwide $2,730 $2,730
Progressive $2,714 $2,714
State Farm $3,043 $3,264
Travelers $3,389 $3,389
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Stratford, NY

Take a look at a side-by-side comparison of the top car insurance companies in Stratford, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratford, New York

Insurance Company Average Annual Rates
Allstate $3,722
GEICO $1,851
Liberty Mutual $4,644
Nationwide $2,730
Progressive $2,714
State Farm $3,154
Travelers $3,389
USAA $2,854

Category Winners: Cheapest Car Insurance in Stratford, New York

Find the cheapest car insurance companies in Stratford, NY for each category right here.

Best Annual Car Insurance Rates by Company in Stratford, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Stratford, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratford car insurance rates. Find the cheapest Stratford, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratford, New York

Insurance Company Low Medium High
Allstate $3,539 $3,711 $3,916
GEICO $1,761 $1,846 $1,947
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,584 $2,711 $2,895
Progressive $2,583 $2,701 $2,858
State Farm $2,994 $3,171 $3,295
Travelers $3,226 $3,359 $3,582
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Stratford, NY

Ready to find affordable Stratford, New York car insurance today? Enter your ZIP code for fast, free Stratford, NY car insurance quotes.

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