Compare Stratford, TX Car Insurance Rates (2021)

Car insurance in Stratford, TX averages $341 a month. Stratford, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Stratford car insurance rates, compare quotes from the top car insurance companies in Stratford, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stratford for teen drivers is USAA
  • Average car insurance rates in Stratford, TX after a DUI are $4,608/year
  • The cheapest car insurance company in Stratford is USAA

If you need to buy Stratford, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Stratford, TX is right here.

You’ll find Stratford car insurance rates, the cheapest Stratford, TX car insurance companies, and information on Texas car insurance laws. You can also compare Stratford, Texas car insurance rates to Corpus Christi car insurance rates, Houston car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Stratford, TX car insurance today? Enter your ZIP code for fast, free Stratford car insurance quotes.

Cheapest Stratford, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratford, TX car insurance rates? Every Stratford, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,604 $3,660 $3,563 $3,563 $9,074 $11,025 $4,464 $4,691
American Family $3,715 $4,060 $3,165 $3,569 $7,983 $10,635 $5,001 $5,688
GEICO $2,499 $2,661 $2,339 $2,593 $5,343 $5,601 $2,709 $2,747
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,894 $2,711 $2,549 $2,618 $11,629 $12,859 $3,368 $3,349
State Farm $1,779 $1,779 $1,574 $1,574 $4,109 $5,210 $1,924 $1,988
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Stratford, TX

Every driver must carry the minimum car insurance in Stratford, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Stratford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stratford, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stratford, TX. Compare credit history car insurance rates in Stratford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stratford, Texas

Insurance Company Poor Fair Good
Allstate $6,955 $5,077 $4,334
American Family $7,804 $4,620 $4,007
GEICO $5,112 $2,893 $1,929
Nationwide $5,100 $4,065 $3,531
Progressive $5,948 $5,093 $4,701
State Farm $3,531 $2,196 $1,749
USAA $3,624 $2,022 $1,606

Cheapest Stratford, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratford, TX to rates for a clean record with top companies.

Annual Stratford, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,338 $6,449 $6,698 $4,338
American Family $5,038 $6,296 $5,537 $5,038
GEICO $2,810 $3,670 $3,136 $3,631
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,572 $5,902 $5,357 $5,156
State Farm $2,231 $2,537 $2,970 $2,231
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Stratford, TX Car Insurance for Teen Drivers

Teen car insurance in Stratford, TX can be expensive. Take a look at rates from the top car insurance companies in Stratford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,074 $11,025
American Family $7,983 $10,635
GEICO $5,343 $5,601
Nationwide $7,453 $9,632
Progressive $11,629 $12,859
State Farm $4,109 $5,210
USAA $4,047 $4,518

Cheapest Stratford, TX Car Insurance for Seniors

Take a look at Stratford, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,563 $3,563
American Family $3,165 $3,569
GEICO $2,339 $2,593
Nationwide $2,351 $2,503
Progressive $2,549 $2,618
State Farm $1,574 $1,574
USAA $1,497 $1,531

Cheapest Stratford, TX Car Insurance Rates After a DUI

A DUI in Stratford, TX increases car insurance rates. Compare Stratford, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratford, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,698
American Family $5,537
GEICO $3,136
Nationwide $5,466
Progressive $5,357
State Farm $2,970
USAA $3,094

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Cheapest Stratford, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratford, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratford, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,334 $5,577
American Family $5,477 $5,477
GEICO $3,246 $3,377
Nationwide $4,232 $4,232
Progressive $5,247 $5,247
State Farm $2,492 $2,492
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Stratford, TX

Take a look at a side-by-side comparison of the top car insurance companies in Stratford, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratford, Texas

Insurance Company Average Annual Rates
Allstate $5,456
American Family $5,477
GEICO $3,312
Nationwide $4,232
Progressive $5,247
State Farm $2,492
USAA $2,417

Category Winners: Cheapest Car Insurance in Stratford, Texas

Find the cheapest car insurance companies in Stratford, TX for each category right here.

Best Annual Car Insurance Rates by Company in Stratford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Stratford, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratford car insurance rates. Find the cheapest Stratford, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratford, Texas

Insurance Company Low Medium High
Allstate $5,341 $5,413 $5,613
American Family $5,232 $5,353 $5,846
GEICO $3,184 $3,286 $3,465
Nationwide $4,596 $4,046 $4,054
Progressive $4,889 $5,204 $5,649
State Farm $2,377 $2,485 $2,615
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Stratford, Texas?

What factors can have an impact on Stratford, TX car insurance? There are several reasons why Stratford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stratford, Texas.

Commute Time in Stratford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stratford, TX is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Stratford, TX

Ready to find affordable Stratford, Texas car insurance today? Enter your ZIP code for fast, free Stratford, TX car insurance quotes.

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