Compare Stratford, VA Car Insurance Rates (2021)

Car insurance in Stratford, VA averages $200 a month. Stratford, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Stratford car insurance rates, compare quotes from the top car insurance companies in Stratford, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stratford is Nationwide
  • Average car insurance rates in Stratford, VA are $2,402/year
  • Average car insurance rates in Stratford, VA after a DUI are $2,839/year

If you need to buy Stratford, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Stratford, VA is right here.

You’ll find Stratford car insurance rates, the cheapest Stratford, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Stratford, Virginia car insurance rates to Suffolk car insurance rates, Richmond car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Stratford, VA car insurance today? Enter your ZIP code for fast, free Stratford car insurance quotes.

Cheapest Stratford, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratford, VA car insurance rates? Every Stratford, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratford, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,231 $2,103 $2,217 $2,217 $7,037 $8,074 $2,899 $2,896
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,364 $1,375 $1,210 $1,247 $3,168 $4,103 $1,500 $1,640
Progressive $1,189 $1,133 $1,071 $1,077 $5,335 $5,997 $1,439 $1,473
State Farm $1,479 $1,479 $1,330 $1,330 $4,387 $5,523 $1,671 $1,914
USAA $1,194 $1,182 $1,106 $1,124 $3,576 $4,268 $1,546 $1,708

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Minimum Car Insurance in Stratford, VA

Every driver must carry the minimum car insurance in Stratford, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Stratford, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Stratford, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stratford, VA. Compare credit history car insurance rates in Stratford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stratford, Virginia

Insurance Company Poor Fair Good
Allstate $4,510 $3,627 $2,990
GEICO $2,290 $1,947 $1,947
Nationwide $2,311 $1,856 $1,685
Progressive $2,615 $2,278 $2,125
State Farm $3,398 $2,106 $1,663
USAA $2,630 $1,787 $1,472

Cheapest Stratford, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratford, VA to rates for a clean record with top companies.

Annual Stratford, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,762 $4,430 $4,073 $3,571
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,695 $1,695 $2,488 $1,925
Progressive $2,006 $2,638 $2,383 $2,330
State Farm $2,186 $2,592 $2,389 $2,389
USAA $1,523 $1,971 $2,608 $1,750

Cheapest Stratford, VA Car Insurance for Teen Drivers

Teen car insurance in Stratford, VA can be expensive. Take a look at rates from the top car insurance companies in Stratford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratford, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,037 $8,074
GEICO $3,090 $4,147
Nationwide $3,168 $4,103
Progressive $5,335 $5,997
State Farm $4,387 $5,523
USAA $3,576 $4,268

Cheapest Stratford, VA Car Insurance for Seniors

Take a look at Stratford, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratford, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,217 $2,217
GEICO $1,413 $1,413
Nationwide $1,210 $1,247
Progressive $1,071 $1,077
State Farm $1,330 $1,330
USAA $1,106 $1,124

Cheapest Stratford, VA Car Insurance Rates After a DUI

A DUI in Stratford, VA increases car insurance rates. Compare Stratford, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratford, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,073
GEICO $3,095
Nationwide $2,488
Progressive $2,383
State Farm $2,389
USAA $2,608

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Cheapest Stratford, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratford, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratford, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,596 $3,822
GEICO $2,023 $2,101
Nationwide $1,951 $1,951
Progressive $2,339 $2,339
State Farm $2,330 $2,449
USAA $1,890 $2,036

The Best Cheap Car Insurance Companies in Stratford, VA

Take a look at a side-by-side comparison of the top car insurance companies in Stratford, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratford, Virginia

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,062
Nationwide $1,951
Progressive $2,339
State Farm $2,389
USAA $1,963

Category Winners: Cheapest Car Insurance in Stratford, Virginia

Find the cheapest car insurance companies in Stratford, VA for each category right here.

Best Annual Car Insurance Rates by Company in Stratford, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Stratford, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratford car insurance rates. Find the cheapest Stratford, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratford, Virginia

Insurance Company Low Medium High
Allstate $3,605 $3,710 $3,813
GEICO $1,983 $2,059 $2,142
Nationwide $2,044 $1,932 $1,877
Progressive $2,240 $2,314 $2,464
State Farm $2,248 $2,386 $2,533
USAA $1,880 $1,966 $2,043

Compare Car Insurance Quotes in Stratford, VA

Ready to find affordable Stratford, Virginia car insurance today? Enter your ZIP code for fast, free Stratford, VA car insurance quotes.

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