Compare Stratford, WA Car Insurance Rates (2021)

Car insurance in Stratford, WA averages $217 a month. Stratford, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stratford car insurance rates, compare quotes from the top car insurance companies in Stratford, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Stratford, WA after a DUI are $3,050/year
  • Average car insurance rates in Stratford, WA are $2,601/year
  • The cheapest car insurance company in Stratford is Nationwide

If you need to buy Stratford, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Stratford, WA is right here.

You’ll find Stratford car insurance rates, the cheapest Stratford, WA car insurance companies, and information on Washington car insurance laws. You can also compare Stratford, Washington car insurance rates to Bellevue car insurance rates, Seattle car insurance rates, and Spokane car insurance rates.

Ready to find affordable Stratford, WA car insurance today? Enter your ZIP code for fast, free Stratford car insurance quotes.

Cheapest Stratford, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratford, WA car insurance rates? Every Stratford, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratford, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,893 $1,762 $1,844 $6,478 $7,483 $2,034 $2,117
American Family $1,813 $1,813 $1,653 $1,653 $6,852 $9,417 $1,813 $2,461
Farmers $1,637 $1,677 $1,501 $1,679 $3,635 $3,881 $2,055 $2,166
GEICO $1,680 $1,713 $1,586 $1,586 $3,495 $4,635 $2,756 $2,075
Liberty Mutual $1,507 $1,651 $1,353 $1,575 $8,152 $9,039 $1,626 $1,780
Nationwide $1,199 $1,227 $1,113 $1,160 $3,116 $3,821 $1,414 $1,531
Progressive $1,317 $1,234 $1,179 $1,197 $6,479 $7,259 $1,579 $1,580
State Farm $1,336 $1,336 $1,199 $1,199 $3,838 $4,860 $1,519 $1,742
USAA $1,052 $1,041 $1,003 $1,010 $4,344 $5,166 $1,331 $1,461

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Minimum Car Insurance in Stratford, WA

Every driver must carry the minimum car insurance in Stratford, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Stratford, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stratford, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stratford, WA. Compare credit history car insurance rates in Stratford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stratford, Washington

Insurance Company Poor Fair Good
Allstate $3,968 $3,014 $2,588
American Family $4,058 $3,308 $2,937
Farmers $2,806 $2,086 $1,945
GEICO $2,906 $2,325 $2,093
Liberty Mutual $4,767 $2,933 $2,306
Nationwide $2,161 $1,710 $1,597
Progressive $3,017 $2,679 $2,488
State Farm $3,095 $1,853 $1,437
USAA $2,593 $1,897 $1,663

Cheapest Stratford, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratford, WA to rates for a clean record with top companies.

Annual Stratford, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,697 $3,355 $3,703 $3,006
American Family $2,762 $3,522 $4,079 $3,375
Farmers $1,889 $2,338 $2,553 $2,336
GEICO $1,869 $2,408 $3,618 $1,869
Liberty Mutual $2,852 $3,575 $3,658 $3,256
Nationwide $1,419 $1,917 $2,405 $1,550
Progressive $2,215 $3,435 $2,588 $2,673
State Farm $1,937 $2,320 $2,129 $2,129
USAA $1,516 $2,182 $2,717 $1,789

Cheapest Stratford, WA Car Insurance for Teen Drivers

Teen car insurance in Stratford, WA can be expensive. Take a look at rates from the top car insurance companies in Stratford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratford, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,478 $7,483
American Family $6,852 $9,417
Farmers $3,635 $3,881
GEICO $3,495 $4,635
Liberty Mutual $8,152 $9,039
Nationwide $3,116 $3,821
Progressive $6,479 $7,259
State Farm $3,838 $4,860
USAA $4,344 $5,166

Cheapest Stratford, WA Car Insurance for Seniors

Take a look at Stratford, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratford, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,762 $1,844
American Family $1,653 $1,653
Farmers $1,501 $1,679
GEICO $1,586 $1,586
Liberty Mutual $1,353 $1,575
Nationwide $1,113 $1,160
Progressive $1,179 $1,197
State Farm $1,199 $1,199
USAA $1,003 $1,010

Cheapest Stratford, WA Car Insurance Rates After a DUI

A DUI in Stratford, WA increases car insurance rates. Compare Stratford, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratford, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,703
American Family $4,079
Farmers $2,553
GEICO $3,618
Liberty Mutual $3,658
Nationwide $2,405
Progressive $2,588
State Farm $2,129
USAA $2,717

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Cheapest Stratford, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratford, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratford, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,190 $3,190
American Family $3,363 $3,506
Farmers $2,279 $2,279
GEICO $2,411 $2,471
Liberty Mutual $3,335 $3,335
Nationwide $1,823 $1,823
Progressive $2,728 $2,728
State Farm $2,069 $2,188
USAA $2,031 $2,072

The Best Cheap Car Insurance Companies in Stratford, WA

Take a look at a side-by-side comparison of the top car insurance companies in Stratford, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratford, Washington

Insurance Company Average Annual Rates
Allstate $3,190
American Family $3,434
Farmers $2,279
GEICO $2,441
Liberty Mutual $3,335
Nationwide $1,823
Progressive $2,728
State Farm $2,129
USAA $2,051

Category Winners: Cheapest Car Insurance in Stratford, Washington

Find the cheapest car insurance companies in Stratford, WA for each category right here.

Best Annual Car Insurance Rates by Company in Stratford, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Stratford, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratford car insurance rates. Find the cheapest Stratford, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratford, Washington

Insurance Company Low Medium High
Allstate $3,011 $3,180 $3,379
American Family $3,267 $3,430 $3,606
Farmers $2,142 $2,281 $2,414
GEICO $2,321 $2,442 $2,560
Liberty Mutual $3,158 $3,340 $3,507
Nationwide $1,735 $1,822 $1,911
Progressive $2,510 $2,669 $3,005
State Farm $1,989 $2,138 $2,258
USAA $1,933 $2,049 $2,172

Compare Car Insurance Quotes in Stratford, WA

Ready to find affordable Stratford, Washington car insurance today? Enter your ZIP code for fast, free Stratford, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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