Compare Stratford, WI Car Insurance Rates (2021)

Car insurance in Stratford, WI averages $239 a month. Stratford, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Stratford car insurance rates, compare quotes from the top car insurance companies in Stratford, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stratford is American Family
  • The cheapest car insurance company in Stratford for teen drivers is American Family
  • Average car insurance rates in Stratford, WI after a DUI are $3,184/year

If you need to buy Stratford, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Stratford, WI is right here.

You’ll find Stratford car insurance rates, the cheapest Stratford, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Stratford, Wisconsin car insurance rates to Milwaukee car insurance rates, Madison car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Stratford, WI car insurance today? Enter your ZIP code for fast, free Stratford car insurance quotes.

Cheapest Stratford, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratford, WI car insurance rates? Every Stratford, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,115 $2,226 $1,958 $2,161 $6,881 $8,817 $2,145 $2,329
American Family $958 $1,004 $895 $906 $2,614 $2,889 $1,122 $1,195
Farmers $1,847 $1,850 $1,639 $1,734 $8,639 $8,956 $2,097 $2,201
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,563 $3,759 $2,940 $3,104 $7,150 $10,928 $4,325 $5,169
Progressive $1,554 $1,482 $1,273 $1,326 $5,841 $6,592 $1,863 $2,017
State Farm $1,299 $1,299 $1,146 $1,146 $3,559 $4,520 $1,461 $1,656
USAA $1,366 $1,367 $1,232 $1,260 $3,423 $3,984 $1,779 $1,959

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Minimum Car Insurance in Stratford, WI

Every driver must carry the minimum car insurance in Stratford, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Stratford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Stratford, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stratford, WI. Compare credit history car insurance rates in Stratford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stratford, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,697 $3,234 $2,806
American Family $1,939 $1,276 $1,128
Farmers $4,098 $3,457 $3,306
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,753 $4,799 $4,799
Progressive $3,125 $2,647 $2,458
State Farm $2,999 $1,722 $1,311
USAA $3,162 $1,657 $1,320

Cheapest Stratford, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratford, WI to rates for a clean record with top companies.

Annual Stratford, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,922 $4,015 $3,756 $3,624
American Family $1,386 $1,469 $1,469 $1,469
Farmers $3,157 $3,980 $3,770 $3,574
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,326 $5,004 $6,134 $5,004
Progressive $2,514 $3,039 $2,608 $2,812
State Farm $1,859 $2,163 $2,011 $2,011
USAA $1,607 $2,018 $2,730 $1,831

Cheapest Stratford, WI Car Insurance for Teen Drivers

Teen car insurance in Stratford, WI can be expensive. Take a look at rates from the top car insurance companies in Stratford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,881 $8,817
American Family $2,614 $2,889
Farmers $8,639 $8,956
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,150 $10,928
Progressive $5,841 $6,592
State Farm $3,559 $4,520
USAA $3,423 $3,984

Cheapest Stratford, WI Car Insurance for Seniors

Take a look at Stratford, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,958 $2,161
American Family $895 $906
Farmers $1,639 $1,734
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,940 $3,104
Progressive $1,273 $1,326
State Farm $1,146 $1,146
USAA $1,232 $1,260

Cheapest Stratford, WI Car Insurance Rates After a DUI

A DUI in Stratford, WI increases car insurance rates. Compare Stratford, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratford, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
American Family $1,469
Farmers $3,770
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,134
Progressive $2,608
State Farm $2,011
USAA $2,730

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Cheapest Stratford, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratford, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratford, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,493 $3,665
American Family $1,424 $1,472
Farmers $3,620 $3,620
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,117 $5,117
Progressive $2,743 $2,743
State Farm $1,961 $2,061
USAA $2,020 $2,073

The Best Cheap Car Insurance Companies in Stratford, WI

Take a look at a side-by-side comparison of the top car insurance companies in Stratford, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,579
American Family $1,448
Farmers $3,620
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,117
Progressive $2,743
State Farm $2,011
USAA $2,046

Category Winners: Cheapest Car Insurance in Stratford, Wisconsin

Find the cheapest car insurance companies in Stratford, WI for each category right here.

Best Annual Car Insurance Rates by Company in Stratford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Stratford, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratford car insurance rates. Find the cheapest Stratford, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratford, Wisconsin

Insurance Company Low Medium High
Allstate $3,417 $3,570 $3,751
American Family $1,433 $1,460 $1,451
Farmers $3,346 $3,591 $3,924
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,977 $5,116 $5,259
Progressive $2,576 $2,765 $2,890
State Farm $1,902 $2,017 $2,113
USAA $1,976 $2,048 $2,115

What affects car insurance rates in Stratford, Wisconsin?

What factors can have an impact on Stratford, WI car insurance? There are several reasons why Stratford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stratford, Wisconsin.

Commute Time in Stratford

The more time you spend in your car the higher the risk of an accident. The average commute length in Stratford, WI is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Stratford, WI

Ready to find affordable Stratford, Wisconsin car insurance today? Enter your ZIP code for fast, free Stratford, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State