Compare Stratton, OH Car Insurance Rates (2021)

Car insurance in Stratton, OH averages $235 a month. Stratton, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stratton car insurance rates, compare quotes from the top car insurance companies in Stratton, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stratton for teen drivers is American Family
  • The cheapest car insurance company in Stratton is American Family
  • Average car insurance rates in Stratton, OH after a DUI are $3,278/year

If you need to buy Stratton, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Stratton, OH is right here.

You’ll find Stratton car insurance rates, the cheapest Stratton, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Stratton, Ohio car insurance rates to Cleveland car insurance rates, Hamilton car insurance rates, and Akron car insurance rates.

Ready to find affordable Stratton, OH car insurance today? Enter your ZIP code for fast, free Stratton car insurance quotes.

Cheapest Stratton, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stratton, OH car insurance rates? Every Stratton, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stratton, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,162 $2,164 $1,934 $2,071 $5,835 $6,679 $2,295 $2,468
American Family $942 $979 $856 $861 $2,834 $3,082 $1,163 $1,226
Farmers $1,725 $1,725 $1,521 $1,599 $7,408 $7,701 $1,931 $2,027
GEICO $1,361 $1,320 $1,270 $1,280 $3,613 $3,362 $1,513 $1,286
Liberty Mutual $1,996 $2,182 $1,538 $1,870 $10,098 $11,420 $2,134 $2,337
Nationwide $2,139 $2,157 $1,923 $1,946 $5,252 $6,826 $2,301 $2,694
Progressive $1,851 $1,740 $1,539 $1,592 $8,324 $9,380 $2,210 $2,290
State Farm $1,499 $1,499 $1,332 $1,332 $4,530 $5,698 $1,737 $1,991
Travelers $1,433 $1,457 $1,414 $1,408 $6,029 $9,507 $1,489 $1,718
USAA $1,136 $1,145 $1,085 $1,080 $3,609 $4,013 $1,527 $1,637

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Minimum Car Insurance in Stratton, OH

Every driver must carry the minimum car insurance in Stratton, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Stratton, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stratton, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stratton, OH. Compare credit history car insurance rates in Stratton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stratton, Ohio

Insurance Company Poor Fair Good
Allstate $4,120 $2,984 $2,499
American Family $1,980 $1,353 $1,146
Farmers $3,637 $3,061 $2,916
GEICO $2,249 $1,876 $1,502
Liberty Mutual $6,026 $3,678 $2,886
Nationwide $3,806 $3,068 $2,591
Progressive $4,053 $3,511 $3,283
State Farm $3,495 $2,160 $1,702
Travelers $3,423 $2,973 $2,775
USAA $2,468 $1,751 $1,493

Cheapest Stratton, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratton, OH to rates for a clean record with top companies.

Annual Stratton, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,710 $3,258 $3,789 $3,048
American Family $1,431 $1,514 $1,514 $1,514
Farmers $2,649 $3,400 $3,316 $3,455
GEICO $1,280 $1,836 $2,643 $1,745
Liberty Mutual $3,533 $4,516 $4,627 $4,112
Nationwide $2,515 $3,217 $4,099 $2,788
Progressive $3,115 $4,243 $3,320 $3,784
State Farm $2,243 $2,661 $2,452 $2,452
Travelers $2,259 $2,933 $4,415 $2,621
USAA $1,449 $1,955 $2,604 $1,609

Cheapest Stratton, OH Car Insurance for Teen Drivers

Teen car insurance in Stratton, OH can be expensive. Take a look at rates from the top car insurance companies in Stratton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stratton, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,679
American Family $2,834 $3,082
Farmers $7,408 $7,701
GEICO $3,613 $3,362
Liberty Mutual $10,098 $11,420
Nationwide $5,252 $6,826
Progressive $8,324 $9,380
State Farm $4,530 $5,698
Travelers $6,029 $9,507
USAA $3,609 $4,013

Cheapest Stratton, OH Car Insurance for Seniors

Take a look at Stratton, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stratton, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,071
American Family $856 $861
Farmers $1,521 $1,599
GEICO $1,270 $1,280
Liberty Mutual $1,538 $1,870
Nationwide $1,923 $1,946
Progressive $1,539 $1,592
State Farm $1,332 $1,332
Travelers $1,414 $1,408
USAA $1,085 $1,080

Cheapest Stratton, OH Car Insurance Rates After a DUI

A DUI in Stratton, OH increases car insurance rates. Compare Stratton, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stratton, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,789
American Family $1,514
Farmers $3,316
GEICO $2,643
Liberty Mutual $4,627
Nationwide $4,099
Progressive $3,320
State Farm $2,452
Travelers $4,415
USAA $2,604

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Cheapest Stratton, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stratton, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stratton, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,201 $3,201
American Family $1,475 $1,511
Farmers $3,205 $3,205
GEICO $1,841 $1,910
Liberty Mutual $4,197 $4,197
Nationwide $3,155 $3,155
Progressive $3,616 $3,616
State Farm $2,393 $2,512
Travelers $3,057 $3,057
USAA $1,830 $1,978

The Best Cheap Car Insurance Companies in Stratton, OH

Take a look at a side-by-side comparison of the top car insurance companies in Stratton, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stratton, Ohio

Insurance Company Average Annual Rates
Allstate $3,201
American Family $1,493
Farmers $3,205
GEICO $1,876
Liberty Mutual $4,197
Nationwide $3,155
Progressive $3,616
State Farm $2,452
Travelers $3,057
USAA $1,904

Category Winners: Cheapest Car Insurance in Stratton, Ohio

Find the cheapest car insurance companies in Stratton, OH for each category right here.

Best Annual Car Insurance Rates by Company in Stratton, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Stratton, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stratton car insurance rates. Find the cheapest Stratton, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stratton, Ohio

Insurance Company Low Medium High
Allstate $3,110 $3,195 $3,298
American Family $1,471 $1,504 $1,503
Farmers $3,048 $3,157 $3,409
GEICO $1,816 $1,867 $1,945
Liberty Mutual $4,048 $4,217 $4,327
Nationwide $3,495 $3,057 $2,912
Progressive $3,460 $3,582 $3,805
State Farm $2,346 $2,459 $2,552
Travelers $2,978 $3,097 $3,095
USAA $1,805 $1,902 $2,005

What affects car insurance rates in Stratton, Ohio?

What factors can have an impact on Stratton, OH car insurance? There are several reasons why Stratton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stratton, Ohio.

Commute Time in Stratton

The more time you spend in your car the higher the risk of an accident. The average commute length in Stratton, OH is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Stratton, OH

Ready to find affordable Stratton, Ohio car insurance today? Enter your ZIP code for fast, free Stratton, OH car insurance quotes.

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