Compare Stuart, OK Car Insurance Rates (2021)

Car insurance in Stuart, OK averages $342 a month. Stuart, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Stuart car insurance rates, compare quotes from the top car insurance companies in Stuart, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Stuart is State Farm
  • Average car insurance rates in Stuart, OK after a DUI are $4,655/year
  • The cheapest car insurance company in Stuart for teen drivers is State Farm

If you need to buy Stuart, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Stuart, OK is right here.

You’ll find Stuart car insurance rates, the cheapest Stuart, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Stuart, Oklahoma car insurance rates to Lawton car insurance rates, Moore car insurance rates, and Enid car insurance rates.

Ready to find affordable Stuart, OK car insurance today? Enter your ZIP code for fast, free Stuart car insurance quotes.

Cheapest Stuart, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Stuart, OK car insurance rates? Every Stuart, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Stuart, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,332 $2,344 $2,139 $2,247 $7,206 $8,467 $2,526 $2,678
Farmers $2,365 $2,355 $2,125 $2,238 $8,907 $9,162 $2,685 $2,823
GEICO $2,263 $2,475 $2,409 $2,699 $6,596 $7,054 $1,981 $2,014
Liberty Mutual $4,824 $5,103 $4,221 $4,603 $13,291 $14,604 $5,031 $5,234
Progressive $2,527 $2,404 $2,081 $2,202 $10,062 $11,281 $2,959 $3,106
State Farm $1,876 $1,876 $1,642 $1,642 $4,526 $5,733 $1,963 $2,193
USAA $1,817 $1,821 $1,743 $1,761 $5,922 $6,605 $2,342 $2,571

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Minimum Car Insurance in Stuart, OK

Every driver must carry the minimum car insurance in Stuart, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Stuart, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Stuart, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Stuart, OK. Compare credit history car insurance rates in Stuart from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Stuart, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,624 $3,508 $3,094
Farmers $4,697 $3,869 $3,681
GEICO $4,141 $3,436 $2,732
Liberty Mutual $10,232 $6,226 $4,883
Progressive $5,197 $4,423 $4,113
State Farm $3,727 $2,390 $1,926
USAA $4,553 $2,595 $2,070

Cheapest Stuart, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stuart, OK to rates for a clean record with top companies.

Annual Stuart, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,212 $3,769 $4,368 $3,620
Farmers $3,451 $4,421 $4,313 $4,145
GEICO $2,507 $3,833 $4,242 $3,163
Liberty Mutual $4,794 $8,004 $9,061 $6,597
Progressive $3,565 $6,624 $3,935 $4,186
State Farm $2,505 $2,858 $2,681 $2,681
USAA $2,266 $3,254 $3,983 $2,788

Cheapest Stuart, OK Car Insurance for Teen Drivers

Teen car insurance in Stuart, OK can be expensive. Take a look at rates from the top car insurance companies in Stuart for teenagers.

Annual Car Insurance Rates for Teen Drivers in Stuart, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,206 $8,467
Farmers $8,907 $9,162
GEICO $6,596 $7,054
Liberty Mutual $13,291 $14,604
Progressive $10,062 $11,281
State Farm $4,526 $5,733
USAA $5,922 $6,605

Cheapest Stuart, OK Car Insurance for Seniors

Take a look at Stuart, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Stuart, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,247
Farmers $2,125 $2,238
GEICO $2,409 $2,699
Liberty Mutual $4,221 $4,603
Progressive $2,081 $2,202
State Farm $1,642 $1,642
USAA $1,743 $1,761

Cheapest Stuart, OK Car Insurance Rates After a DUI

A DUI in Stuart, OK increases car insurance rates. Compare Stuart, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Stuart, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,368
Farmers $4,313
GEICO $4,242
Liberty Mutual $9,061
Progressive $3,935
State Farm $2,681
USAA $3,983

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Cheapest Stuart, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Stuart, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Stuart, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,742 $3,742
Farmers $4,082 $4,082
GEICO $3,370 $3,503
Liberty Mutual $7,114 $7,114
Progressive $4,578 $4,578
State Farm $2,635 $2,728
USAA $3,036 $3,110

The Best Cheap Car Insurance Companies in Stuart, OK

Take a look at a side-by-side comparison of the top car insurance companies in Stuart, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Stuart, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,742
Farmers $4,082
GEICO $3,436
Liberty Mutual $7,114
Progressive $4,578
State Farm $2,681
USAA $3,073

Category Winners: Cheapest Car Insurance in Stuart, Oklahoma

Find the cheapest car insurance companies in Stuart, OK for each category right here.

Best Annual Car Insurance Rates by Company in Stuart, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Stuart, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Stuart car insurance rates. Find the cheapest Stuart, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Stuart, Oklahoma

Insurance Company Low Medium High
Allstate $3,540 $3,729 $3,957
Farmers $3,913 $4,037 $4,297
GEICO $3,204 $3,441 $3,665
Liberty Mutual $6,772 $7,090 $7,479
Progressive $4,249 $4,549 $4,936
State Farm $2,526 $2,661 $2,856
USAA $2,956 $3,065 $3,197

What affects car insurance rates in Stuart, Oklahoma?

What factors can have an impact on Stuart, OK car insurance? There are several reasons why Stuart car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stuart, Oklahoma.

Commute Time in Stuart

The more time you spend in your car the higher the risk of an accident. The average commute length in Stuart, OK is 27.1 minutes according to City-Data.

Traffic in Stuart

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Stuart, OK traffic data from INRIX ranks Stuart as the 642nd-most congested in the world.

Compare Car Insurance Quotes in Stuart, OK

Ready to find affordable Stuart, Oklahoma car insurance today? Enter your ZIP code for fast, free Stuart, OK car insurance quotes.

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