Compare Sturgeon Bay, WI Car Insurance Rates (2021)

Car insurance in Sturgeon Bay, WI averages $224 a month. Sturgeon Bay, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sturgeon Bay car insurance rates, compare quotes from the top car insurance companies in Sturgeon Bay, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Sturgeon Bay, WI are $2,691/year
  • The cheapest car insurance company in Sturgeon Bay is American Family
  • Average car insurance rates in Sturgeon Bay, WI after a DUI are $2,982/year

If you need to buy Sturgeon Bay, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Sturgeon Bay, WI is right here.

You’ll find Sturgeon Bay car insurance rates, the cheapest Sturgeon Bay, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Sturgeon Bay, Wisconsin car insurance rates to Madison car insurance rates, Milwaukee car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Sturgeon Bay, WI car insurance today? Enter your ZIP code for fast, free Sturgeon Bay car insurance quotes.

Cheapest Sturgeon Bay, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sturgeon Bay, WI car insurance rates? Every Sturgeon Bay, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sturgeon Bay, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $2,161 $1,906 $2,101 $6,759 $8,652 $2,078 $2,251
American Family $813 $846 $779 $784 $2,412 $2,646 $954 $1,011
Farmers $1,852 $1,850 $1,643 $1,737 $8,670 $8,975 $2,108 $2,213
GEICO $1,117 $1,236 $1,166 $1,343 $3,715 $4,000 $1,032 $1,060
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $3,080 $3,241 $2,561 $2,697 $6,388 $9,817 $3,756 $4,442
Progressive $1,548 $1,466 $1,269 $1,329 $5,996 $6,752 $1,850 $1,998
State Farm $1,176 $1,176 $1,050 $1,050 $3,384 $4,281 $1,327 $1,510
USAA $1,217 $1,212 $1,108 $1,122 $3,129 $3,618 $1,574 $1,721

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sturgeon Bay, WI

Every driver must carry the minimum car insurance in Sturgeon Bay, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Sturgeon Bay, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sturgeon Bay, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sturgeon Bay, WI. Compare credit history car insurance rates in Sturgeon Bay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sturgeon Bay, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,580 $3,159 $2,748
American Family $1,725 $1,125 $992
Farmers $4,107 $3,469 $3,317
GEICO $2,402 $1,717 $1,381
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $5,056 $4,219 $4,219
Progressive $3,148 $2,683 $2,497
State Farm $2,787 $1,601 $1,220
USAA $2,818 $1,497 $1,198

Cheapest Sturgeon Bay, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sturgeon Bay, WI to rates for a clean record with top companies.

Annual Sturgeon Bay, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,851 $3,917 $3,670 $3,544
American Family $1,227 $1,298 $1,298 $1,298
Farmers $3,167 $3,996 $3,776 $3,584
GEICO $1,270 $2,055 $2,364 $1,645
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $3,803 $4,399 $5,390 $4,399
Progressive $2,540 $3,085 $2,640 $2,839
State Farm $1,717 $2,021 $1,869 $1,869
USAA $1,439 $1,816 $2,454 $1,642

Cheapest Sturgeon Bay, WI Car Insurance for Teen Drivers

Teen car insurance in Sturgeon Bay, WI can be expensive. Take a look at rates from the top car insurance companies in Sturgeon Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sturgeon Bay, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,759 $8,652
American Family $2,412 $2,646
Farmers $8,670 $8,975
GEICO $3,715 $4,000
Liberty Mutual $6,057 $6,797
Nationwide $6,388 $9,817
Progressive $5,996 $6,752
State Farm $3,384 $4,281
USAA $3,129 $3,618

Cheapest Sturgeon Bay, WI Car Insurance for Seniors

Take a look at Sturgeon Bay, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sturgeon Bay, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,906 $2,101
American Family $779 $784
Farmers $1,643 $1,737
GEICO $1,166 $1,343
Liberty Mutual $1,486 $1,690
Nationwide $2,561 $2,697
Progressive $1,269 $1,329
State Farm $1,050 $1,050
USAA $1,108 $1,122

Cheapest Sturgeon Bay, WI Car Insurance Rates After a DUI

A DUI in Sturgeon Bay, WI increases car insurance rates. Compare Sturgeon Bay, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sturgeon Bay, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,670
American Family $1,298
Farmers $3,776
GEICO $2,364
Liberty Mutual $3,378
Nationwide $5,390
Progressive $2,640
State Farm $1,869
USAA $2,454

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sturgeon Bay, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sturgeon Bay, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sturgeon Bay, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,412 $3,579
American Family $1,259 $1,302
Farmers $3,631 $3,631
GEICO $1,797 $1,870
Liberty Mutual $2,994 $2,994
Nationwide $4,498 $4,498
Progressive $2,776 $2,776
State Farm $1,822 $1,916
USAA $1,814 $1,861

The Best Cheap Car Insurance Companies in Sturgeon Bay, WI

Take a look at a side-by-side comparison of the top car insurance companies in Sturgeon Bay, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sturgeon Bay, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,495
American Family $1,281
Farmers $3,631
GEICO $1,834
Liberty Mutual $2,994
Nationwide $4,498
Progressive $2,776
State Farm $1,869
USAA $1,838

Category Winners: Cheapest Car Insurance in Sturgeon Bay, Wisconsin

Find the cheapest car insurance companies in Sturgeon Bay, WI for each category right here.

Best Annual Car Insurance Rates by Company in Sturgeon Bay, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sturgeon Bay, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sturgeon Bay car insurance rates. Find the cheapest Sturgeon Bay, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sturgeon Bay, Wisconsin

Insurance Company Low Medium High
Allstate $3,353 $3,487 $3,646
American Family $1,259 $1,291 $1,291
Farmers $3,368 $3,607 $3,919
GEICO $1,704 $1,832 $1,965
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $4,355 $4,499 $4,639
Progressive $2,575 $2,801 $2,952
State Farm $1,755 $1,876 $1,977
USAA $1,766 $1,839 $1,908

What affects car insurance rates in Sturgeon Bay, Wisconsin?

What factors can have an impact on Sturgeon Bay, WI car insurance? There are several reasons why Sturgeon Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sturgeon Bay, Wisconsin.

Car Theft in Sturgeon Bay

High levels of vehicle theft can make car insurance more expensive. Sturgeon Bay, WI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Sturgeon Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Sturgeon Bay, WI is 14.7 minutes according to City-Data.

Compare Car Insurance Quotes in Sturgeon Bay, WI

Ready to find affordable Sturgeon Bay, Wisconsin car insurance today? Enter your ZIP code for fast, free Sturgeon Bay, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State