Compare Sullivan, IL Car Insurance Rates (2021)

Car insurance in Sullivan, IL averages $239 a month. Sullivan, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sullivan car insurance rates, compare quotes from the top car insurance companies in Sullivan, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sullivan, IL are $2,871/year
  • Average car insurance rates in Sullivan, IL after a DUI are $3,346/year
  • The cheapest car insurance company in Sullivan is State Farm

If you need to buy Sullivan, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sullivan, IL is right here.

You’ll find Sullivan car insurance rates, the cheapest Sullivan, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sullivan, Illinois car insurance rates to Chicago car insurance rates, Naperville car insurance rates, and Champaign car insurance rates.

Ready to find affordable Sullivan, IL car insurance today? Enter your ZIP code for fast, free Sullivan car insurance quotes.

Cheapest Sullivan, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sullivan, IL car insurance rates? Every Sullivan, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sullivan, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,348 $1,457 $1,123 $1,257 $4,321 $4,813 $1,408 $1,487
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,696 $1,610 $1,398 $1,457 $6,021 $6,761 $2,024 $2,192
State Farm $1,309 $1,309 $1,166 $1,166 $3,695 $4,695 $1,479 $1,694
Travelers $1,376 $1,452 $1,244 $1,326 $3,789 $4,714 $1,459 $1,536
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Sullivan, IL

Every driver must carry the minimum car insurance in Sullivan, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sullivan, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sullivan, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sullivan, IL. Compare credit history car insurance rates in Sullivan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sullivan, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,281 $2,918 $2,470
Farmers $4,659 $3,910 $3,721
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,045 $1,897 $1,513
Nationwide $2,998 $2,421 $2,122
Progressive $3,303 $2,799 $2,583
State Farm $3,002 $1,797 $1,394
Travelers $2,585 $2,065 $1,686
USAA $3,657 $2,511 $2,069

Cheapest Sullivan, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sullivan, IL to rates for a clean record with top companies.

Annual Sullivan, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,798 $2,537 $2,236 $2,036
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,393 $3,526 $2,645 $3,016
State Farm $1,890 $2,238 $2,064 $2,064
Travelers $1,689 $2,199 $2,449 $2,111
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Sullivan, IL Car Insurance for Teen Drivers

Teen car insurance in Sullivan, IL can be expensive. Take a look at rates from the top car insurance companies in Sullivan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sullivan, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,668 $7,844
Farmers $9,372 $9,766
GEICO $4,375 $4,641
Liberty Mutual $4,321 $4,813
Nationwide $4,370 $5,607
Progressive $6,021 $6,761
State Farm $3,695 $4,695
Travelers $3,789 $4,714
USAA $5,277 $5,820

Cheapest Sullivan, IL Car Insurance for Seniors

Take a look at Sullivan, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sullivan, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,837 $1,837
Farmers $1,964 $2,074
GEICO $1,364 $1,612
Liberty Mutual $1,123 $1,257
Nationwide $1,440 $1,526
Progressive $1,398 $1,457
State Farm $1,166 $1,166
Travelers $1,244 $1,326
USAA $1,524 $1,504

Cheapest Sullivan, IL Car Insurance Rates After a DUI

A DUI in Sullivan, IL increases car insurance rates. Compare Sullivan, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sullivan, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,461
Farmers $4,346
GEICO $3,141
Liberty Mutual $2,236
Nationwide $3,077
Progressive $2,645
State Farm $2,064
Travelers $2,449
USAA $3,851

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Cheapest Sullivan, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sullivan, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sullivan, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,182 $3,264
Farmers $4,097 $4,097
GEICO $2,263 $2,351
Liberty Mutual $2,152 $2,152
Nationwide $2,514 $2,514
Progressive $2,895 $2,895
State Farm $2,012 $2,117
Travelers $2,030 $2,194
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Sullivan, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sullivan, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sullivan, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,223
Farmers $4,097
GEICO $2,307
Liberty Mutual $2,152
Nationwide $2,514
Progressive $2,895
State Farm $2,064
Travelers $2,112
USAA $2,746

Category Winners: Cheapest Car Insurance in Sullivan, Illinois

Find the cheapest car insurance companies in Sullivan, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sullivan, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Sullivan, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sullivan car insurance rates. Find the cheapest Sullivan, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sullivan, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,103 $3,341 $3,224
Farmers $3,906 $4,005 $4,380
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,022 $2,146 $2,287
Nationwide $2,515 $2,530 $2,496
Progressive $2,674 $2,888 $3,122
State Farm $1,954 $2,068 $2,171
Travelers $1,988 $2,109 $2,238
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Sullivan, Illinois?

What factors can have an impact on Sullivan, IL car insurance? There are several reasons why Sullivan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sullivan, Illinois.

Commute Time in Sullivan

The more time you spend in your car the higher the risk of an accident. The average commute length in Sullivan, IL is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in Sullivan, IL

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Average Monthly Car Insurance Rates by State