Compare Sulphur Springs, AR Car Insurance Rates (2021)

Car insurance in Sulphur Springs, AR averages $311 a month. Sulphur Springs, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sulphur Springs car insurance rates, compare quotes from the top car insurance companies in Sulphur Springs, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sulphur Springs is USAA
  • Average car insurance rates in Sulphur Springs, AR are $3,731/year
  • Average car insurance rates in Sulphur Springs, AR after a DUI are $4,497/year

If you need to buy Sulphur Springs, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Sulphur Springs, AR is right here.

You’ll find Sulphur Springs car insurance rates, the cheapest Sulphur Springs, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Sulphur Springs, Arkansas car insurance rates to Pine Bluff car insurance rates, Bentonville car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Sulphur Springs, AR car insurance today? Enter your ZIP code for fast, free Sulphur Springs car insurance quotes.

Cheapest Sulphur Springs, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sulphur Springs, AR car insurance rates? Every Sulphur Springs, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sulphur Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,088 $2,071 $1,865 $1,967 $8,869 $9,167 $2,393 $2,512
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,287 $2,149 $1,882 $1,977 $10,094 $11,337 $2,731 $2,956
State Farm $1,536 $1,536 $1,390 $1,390 $4,635 $5,802 $1,735 $2,000
Travelers $2,055 $2,092 $2,046 $2,048 $12,122 $19,417 $2,209 $2,535
USAA $1,281 $1,288 $1,194 $1,193 $4,098 $4,278 $1,642 $1,763

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Minimum Car Insurance in Sulphur Springs, AR

Every driver must carry the minimum car insurance in Sulphur Springs, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Sulphur Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sulphur Springs, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sulphur Springs, AR. Compare credit history car insurance rates in Sulphur Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sulphur Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,395 $3,690 $3,514
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $4,993 $4,288 $3,999
State Farm $3,623 $2,184 $1,702
Travelers $6,380 $5,332 $4,985
USAA $2,762 $1,895 $1,619

Cheapest Sulphur Springs, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sulphur Springs, AR to rates for a clean record with top companies.

Annual Sulphur Springs, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,264 $4,192 $4,096 $3,915
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $3,809 $5,328 $4,006 $4,563
State Farm $2,284 $2,722 $2,503 $2,503
Travelers $4,660 $4,813 $7,066 $5,723
USAA $1,605 $2,041 $2,941 $1,781

Cheapest Sulphur Springs, AR Car Insurance for Teen Drivers

Teen car insurance in Sulphur Springs, AR can be expensive. Take a look at rates from the top car insurance companies in Sulphur Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sulphur Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $8,869 $9,167
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,094 $11,337
State Farm $4,635 $5,802
Travelers $12,122 $19,417
USAA $4,098 $4,278

Cheapest Sulphur Springs, AR Car Insurance for Seniors

Take a look at Sulphur Springs, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sulphur Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,865 $1,967
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $1,882 $1,977
State Farm $1,390 $1,390
Travelers $2,046 $2,048
USAA $1,194 $1,193

Cheapest Sulphur Springs, AR Car Insurance Rates After a DUI

A DUI in Sulphur Springs, AR increases car insurance rates. Compare Sulphur Springs, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sulphur Springs, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,537
Farmers $4,096
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,006
State Farm $2,503
Travelers $7,066
USAA $2,941

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Cheapest Sulphur Springs, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sulphur Springs, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sulphur Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,867 $3,867
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,427 $4,427
State Farm $2,443 $2,563
Travelers $5,566 $5,566
USAA $2,034 $2,150

The Best Cheap Car Insurance Companies in Sulphur Springs, AR

Take a look at a side-by-side comparison of the top car insurance companies in Sulphur Springs, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sulphur Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,867
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,427
State Farm $2,503
Travelers $5,566
USAA $2,092

Category Winners: Cheapest Car Insurance in Sulphur Springs, Arkansas

Find the cheapest car insurance companies in Sulphur Springs, AR for each category right here.

Best Annual Car Insurance Rates by Company in Sulphur Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sulphur Springs, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sulphur Springs car insurance rates. Find the cheapest Sulphur Springs, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sulphur Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,675 $3,827 $4,097
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,050 $4,350 $4,880
State Farm $2,369 $2,500 $2,640
Travelers $5,307 $5,581 $5,809
USAA $2,002 $2,085 $2,189

What affects car insurance rates in Sulphur Springs, Arkansas?

What factors can have an impact on Sulphur Springs, AR car insurance? There are several reasons why Sulphur Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sulphur Springs, Arkansas.

Commute Time in Sulphur Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Sulphur Springs, AR is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Sulphur Springs, AR

Ready to find affordable Sulphur Springs, Arkansas car insurance today? Enter your ZIP code for fast, free Sulphur Springs, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State