Compare Summerfield, IL Car Insurance Rates (2021)

Car insurance in Summerfield, IL averages $280 a month. Summerfield, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Summerfield car insurance rates, compare quotes from the top car insurance companies in Summerfield, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summerfield is Liberty Mutual
  • Average car insurance rates in Summerfield, IL are $3,364/year
  • Average car insurance rates in Summerfield, IL after a DUI are $3,933/year

If you need to buy Summerfield, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Summerfield, IL is right here.

You’ll find Summerfield car insurance rates, the cheapest Summerfield, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Summerfield, Illinois car insurance rates to Elgin car insurance rates, Champaign car insurance rates, and Cicero car insurance rates.

Ready to find affordable Summerfield, IL car insurance today? Enter your ZIP code for fast, free Summerfield car insurance quotes.

Cheapest Summerfield, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summerfield, IL car insurance rates? Every Summerfield, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summerfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,244 $3,259 $3,395 $3,395 $8,424 $10,922 $3,895 $4,206
American Family $2,459 $2,459 $2,251 $2,251 $6,951 $9,645 $2,459 $3,170
Farmers $2,477 $2,477 $2,196 $2,330 $10,750 $11,197 $2,819 $2,935
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,402 $1,515 $1,163 $1,300 $4,409 $4,906 $1,472 $1,562
Nationwide $2,457 $2,496 $2,181 $2,311 $6,897 $8,859 $2,876 $3,118
Progressive $2,116 $1,995 $1,744 $1,828 $7,781 $8,739 $2,522 $2,738
State Farm $1,400 $1,400 $1,259 $1,259 $4,082 $5,178 $1,584 $1,818
Travelers $1,554 $1,640 $1,412 $1,505 $4,449 $5,559 $1,650 $1,738
USAA $1,564 $1,591 $1,453 $1,430 $5,027 $5,547 $2,055 $2,258

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Minimum Car Insurance in Summerfield, IL

Every driver must carry the minimum car insurance in Summerfield, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Summerfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Summerfield, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summerfield, IL. Compare credit history car insurance rates in Summerfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summerfield, Illinois

Insurance Company Poor Fair Good
Allstate $6,490 $4,683 $4,104
American Family $5,263 $3,578 $3,025
Farmers $5,281 $4,439 $4,223
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,140 $1,951 $1,557
Nationwide $4,662 $3,756 $3,280
Progressive $4,191 $3,563 $3,295
State Farm $3,265 $1,958 $1,520
Travelers $2,976 $2,394 $1,945
USAA $3,486 $2,391 $1,970

Cheapest Summerfield, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summerfield, IL to rates for a clean record with top companies.

Annual Summerfield, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,624 $6,208 $5,757 $4,780
American Family $2,909 $4,123 $5,491 $3,300
Farmers $3,925 $5,064 $4,939 $4,663
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $1,854 $2,608 $2,305 $2,098
Nationwide $3,131 $4,069 $4,793 $3,604
Progressive $3,030 $4,513 $3,358 $3,831
State Farm $2,049 $2,446 $2,247 $2,247
Travelers $1,944 $2,545 $2,829 $2,436
USAA $1,867 $2,679 $3,665 $2,251

Cheapest Summerfield, IL Car Insurance for Teen Drivers

Teen car insurance in Summerfield, IL can be expensive. Take a look at rates from the top car insurance companies in Summerfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summerfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,424 $10,922
American Family $6,951 $9,645
Farmers $10,750 $11,197
GEICO $5,565 $5,775
Liberty Mutual $4,409 $4,906
Nationwide $6,897 $8,859
Progressive $7,781 $8,739
State Farm $4,082 $5,178
Travelers $4,449 $5,559
USAA $5,027 $5,547

Cheapest Summerfield, IL Car Insurance for Seniors

Take a look at Summerfield, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summerfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,395 $3,395
American Family $2,251 $2,251
Farmers $2,196 $2,330
GEICO $1,670 $2,030
Liberty Mutual $1,163 $1,300
Nationwide $2,181 $2,311
Progressive $1,744 $1,828
State Farm $1,259 $1,259
Travelers $1,412 $1,505
USAA $1,453 $1,430

Cheapest Summerfield, IL Car Insurance Rates After a DUI

A DUI in Summerfield, IL increases car insurance rates. Compare Summerfield, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summerfield, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,757
American Family $5,491
Farmers $4,939
GEICO $3,948
Liberty Mutual $2,305
Nationwide $4,793
Progressive $3,358
State Farm $2,247
Travelers $2,829
USAA $3,665

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Cheapest Summerfield, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summerfield, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summerfield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,092 $5,092
American Family $3,905 $4,006
Farmers $4,648 $4,648
GEICO $2,792 $2,897
Liberty Mutual $2,216 $2,216
Nationwide $3,899 $3,899
Progressive $3,683 $3,683
State Farm $2,190 $2,305
Travelers $2,343 $2,534
USAA $2,542 $2,689

The Best Cheap Car Insurance Companies in Summerfield, IL

Take a look at a side-by-side comparison of the top car insurance companies in Summerfield, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summerfield, Illinois

Insurance Company Average Annual Rates
Allstate $5,092
American Family $3,955
Farmers $4,648
GEICO $2,844
Liberty Mutual $2,216
Nationwide $3,899
Progressive $3,683
State Farm $2,247
Travelers $2,438
USAA $2,616

Category Winners: Cheapest Car Insurance in Summerfield, Illinois

Find the cheapest car insurance companies in Summerfield, IL for each category right here.

Best Annual Car Insurance Rates by Company in Summerfield, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Summerfield, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summerfield car insurance rates. Find the cheapest Summerfield, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summerfield, Illinois

Insurance Company Low Medium High
Allstate $4,911 $5,086 $5,280
American Family $3,801 $4,101 $3,964
Farmers $4,405 $4,531 $5,007
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,104 $2,212 $2,332
Nationwide $3,847 $3,939 $3,912
Progressive $3,371 $3,672 $4,005
State Farm $2,111 $2,251 $2,381
Travelers $2,297 $2,436 $2,583
USAA $2,448 $2,613 $2,785

What affects car insurance rates in Summerfield, Illinois?

What factors can have an impact on Summerfield, IL car insurance? There are several reasons why Summerfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summerfield, Illinois.

Commute Time in Summerfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Summerfield, IL is 32.2 minutes according to City-Data.

Compare Car Insurance Quotes in Summerfield, IL

Ready to find affordable Summerfield, Illinois car insurance today? Enter your ZIP code for fast, free Summerfield, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State