Compare Summerfield, OH Car Insurance Rates (2021)

Car insurance in Summerfield, OH averages $240 a month. Summerfield, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Summerfield car insurance rates, compare quotes from the top car insurance companies in Summerfield, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summerfield is USAA
  • The cheapest car insurance company in Summerfield for teen drivers is USAA
  • Average car insurance rates in Summerfield, OH are $2,877/year

If you need to buy Summerfield, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Summerfield, OH is right here.

You’ll find Summerfield car insurance rates, the cheapest Summerfield, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Summerfield, Ohio car insurance rates to Dayton car insurance rates, Toledo car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable Summerfield, OH car insurance today? Enter your ZIP code for fast, free Summerfield car insurance quotes.

Cheapest Summerfield, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summerfield, OH car insurance rates? Every Summerfield, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summerfield, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,254 $2,259 $2,010 $2,155 $6,083 $6,975 $2,402 $2,588
American Family $951 $990 $857 $864 $2,760 $3,010 $1,170 $1,235
Farmers $1,811 $1,807 $1,601 $1,680 $7,438 $7,691 $2,023 $2,128
GEICO $1,552 $1,504 $1,424 $1,415 $4,121 $3,851 $1,731 $1,487
Liberty Mutual $2,231 $2,435 $1,718 $2,079 $11,469 $12,974 $2,387 $2,620
Nationwide $2,139 $2,157 $1,923 $1,946 $5,252 $6,826 $2,301 $2,694
Progressive $1,934 $1,852 $1,600 $1,652 $8,051 $9,099 $2,332 $2,407
State Farm $1,479 $1,479 $1,301 $1,301 $4,256 $5,369 $1,707 $1,950
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

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Minimum Car Insurance in Summerfield, OH

Every driver must carry the minimum car insurance in Summerfield, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Summerfield, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Summerfield, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summerfield, OH. Compare credit history car insurance rates in Summerfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summerfield, Ohio

Insurance Company Poor Fair Good
Allstate $4,300 $3,113 $2,609
American Family $1,960 $1,342 $1,137
Farmers $3,729 $3,118 $2,970
GEICO $2,565 $2,136 $1,707
Liberty Mutual $6,811 $4,154 $3,253
Nationwide $3,806 $3,068 $2,591
Progressive $4,098 $3,498 $3,252
State Farm $3,356 $2,074 $1,635
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Cheapest Summerfield, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summerfield, OH to rates for a clean record with top companies.

Annual Summerfield, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,831 $3,399 $3,950 $3,182
American Family $1,418 $1,500 $1,500 $1,500
Farmers $2,706 $3,467 $3,381 $3,536
GEICO $1,463 $2,095 $2,979 $2,007
Liberty Mutual $3,991 $5,095 $5,224 $4,647
Nationwide $2,515 $3,217 $4,099 $2,788
Progressive $3,126 $4,209 $3,321 $3,808
State Farm $2,167 $2,543 $2,355 $2,355
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Cheapest Summerfield, OH Car Insurance for Teen Drivers

Teen car insurance in Summerfield, OH can be expensive. Take a look at rates from the top car insurance companies in Summerfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summerfield, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,083 $6,975
American Family $2,760 $3,010
Farmers $7,438 $7,691
GEICO $4,121 $3,851
Liberty Mutual $11,469 $12,974
Nationwide $5,252 $6,826
Progressive $8,051 $9,099
State Farm $4,256 $5,369
Travelers $6,362 $10,023
USAA $2,712 $3,025

Cheapest Summerfield, OH Car Insurance for Seniors

Take a look at Summerfield, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summerfield, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,010 $2,155
American Family $857 $864
Farmers $1,601 $1,680
GEICO $1,424 $1,415
Liberty Mutual $1,718 $2,079
Nationwide $1,923 $1,946
Progressive $1,600 $1,652
State Farm $1,301 $1,301
Travelers $1,482 $1,476
USAA $841 $843

Cheapest Summerfield, OH Car Insurance Rates After a DUI

A DUI in Summerfield, OH increases car insurance rates. Compare Summerfield, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summerfield, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,500
Farmers $3,381
GEICO $2,979
Liberty Mutual $5,224
Nationwide $4,099
Progressive $3,321
State Farm $2,355
Travelers $4,649
USAA $1,966

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Cheapest Summerfield, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summerfield, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summerfield, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,341 $3,341
American Family $1,462 $1,497
Farmers $3,272 $3,272
GEICO $2,096 $2,176
Liberty Mutual $4,739 $4,739
Nationwide $3,155 $3,155
Progressive $3,616 $3,616
State Farm $2,299 $2,411
Travelers $3,216 $3,216
USAA $1,405 $1,516

The Best Cheap Car Insurance Companies in Summerfield, OH

Take a look at a side-by-side comparison of the top car insurance companies in Summerfield, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summerfield, Ohio

Insurance Company Average Annual Rates
Allstate $3,341
American Family $1,480
Farmers $3,272
GEICO $2,136
Liberty Mutual $4,739
Nationwide $3,155
Progressive $3,616
State Farm $2,355
Travelers $3,216
USAA $1,460

Category Winners: Cheapest Car Insurance in Summerfield, Ohio

Find the cheapest car insurance companies in Summerfield, OH for each category right here.

Best Annual Car Insurance Rates by Company in Summerfield, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Summerfield, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summerfield car insurance rates. Find the cheapest Summerfield, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summerfield, Ohio

Insurance Company Low Medium High
Allstate $3,259 $3,336 $3,427
American Family $1,462 $1,491 $1,486
Farmers $3,130 $3,229 $3,458
GEICO $2,084 $2,128 $2,195
Liberty Mutual $4,592 $4,757 $4,868
Nationwide $3,495 $3,057 $2,912
Progressive $3,512 $3,592 $3,743
State Farm $2,267 $2,360 $2,438
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

What affects car insurance rates in Summerfield, Ohio?

What factors can have an impact on Summerfield, OH car insurance? There are several reasons why Summerfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summerfield, Ohio.

Commute Time in Summerfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Summerfield, OH is 32.6 minutes according to City-Data.

Compare Car Insurance Quotes in Summerfield, OH

Ready to find affordable Summerfield, Ohio car insurance today? Enter your ZIP code for fast, free Summerfield, OH car insurance quotes.

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