Compare Summerland, CA Car Insurance Rates (2021)

Car insurance in Summerland, CA averages $266 a month. Summerland, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Summerland car insurance rates, compare quotes from the top car insurance companies in Summerland, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summerland for teen drivers is USAA
  • Average car insurance rates in Summerland, CA are $3,193/year
  • The cheapest car insurance company in Summerland is Progressive

If you need to buy Summerland, California car insurance, the options can be confusing. Everything you need to know about car insurance in Summerland, CA is right here.

You’ll find Summerland car insurance rates, the cheapest Summerland, CA car insurance companies, and information on California car insurance laws. You can also compare Summerland, California car insurance rates to San Francisco car insurance rates, Sacramento car insurance rates, and Oakland car insurance rates.

Ready to find affordable Summerland, CA car insurance today? Enter your ZIP code for fast, free Summerland car insurance quotes.

Cheapest Summerland, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summerland, CA car insurance rates? Every Summerland, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summerland, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,555 $2,549 $1,870 $1,881 $7,106 $8,915 $3,246 $3,540
Farmers $1,932 $1,932 $1,762 $1,762 $6,139 $9,943 $2,290 $2,553
GEICO $1,636 $1,636 $1,538 $1,538 $4,978 $5,065 $2,350 $2,402
Liberty Mutual $2,035 $1,921 $1,902 $1,841 $4,435 $4,736 $2,286 $2,311
Nationwide $2,950 $2,813 $2,587 $2,436 $7,541 $8,311 $3,521 $3,476
Progressive $1,538 $1,585 $1,305 $1,550 $4,086 $4,932 $2,208 $2,375
State Farm $2,847 $2,847 $2,546 $2,546 $5,272 $6,543 $3,153 $3,251
Travelers $2,274 $2,199 $2,019 $1,998 $4,712 $5,366 $2,953 $2,884
USAA $1,855 $1,754 $1,813 $1,818 $4,220 $4,245 $2,568 $2,424

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Minimum Car Insurance in Summerland, CA

Every driver must carry the minimum car insurance in Summerland, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Summerland, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Summerland, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summerland, CA to rates for a clean record with top companies.

Annual Summerland, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,394 $4,007 $6,297 $3,133
Farmers $2,624 $3,568 $4,429 $3,537
GEICO $1,848 $2,854 $3,578 $2,292
Liberty Mutual $2,330 $3,120 $2,816 $2,468
Nationwide $2,937 $3,763 $6,355 $3,763
Progressive $1,607 $2,721 $3,151 $2,310
State Farm $2,589 $3,087 $5,822 $3,004
Travelers $2,040 $3,320 $3,845 $2,998
USAA $1,720 $2,559 $4,186 $1,884

Cheapest Summerland, CA Car Insurance for Teen Drivers

Teen car insurance in Summerland, CA can be expensive. Take a look at rates from the top car insurance companies in Summerland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summerland, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,106 $8,915
Farmers $6,139 $9,943
GEICO $4,978 $5,065
Liberty Mutual $4,435 $4,736
Nationwide $7,541 $8,311
Progressive $4,086 $4,932
State Farm $5,272 $6,543
Travelers $4,712 $5,366
USAA $4,220 $4,245

Cheapest Summerland, CA Car Insurance for Seniors

Take a look at Summerland, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summerland, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,881
Farmers $1,762 $1,762
GEICO $1,538 $1,538
Liberty Mutual $1,902 $1,841
Nationwide $2,587 $2,436
Progressive $1,305 $1,550
State Farm $2,546 $2,546
Travelers $2,019 $1,998
USAA $1,813 $1,818

Cheapest Summerland, CA Car Insurance Rates After a DUI

A DUI in Summerland, CA increases car insurance rates. Compare Summerland, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summerland, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,297
Farmers $4,429
GEICO $3,578
Liberty Mutual $2,816
Nationwide $6,355
Progressive $3,151
State Farm $5,822
Travelers $3,845
USAA $4,186

Cheapest Summerland, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summerland, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summerland, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,569 $4,346
Farmers $3,210 $3,868
GEICO $2,401 $2,885
Liberty Mutual $2,465 $2,902
Nationwide $3,711 $4,698
Progressive $2,221 $2,673
State Farm $3,493 $3,757
Travelers $2,748 $3,353
USAA $2,385 $2,790

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The Best Cheap Car Insurance Companies in Summerland, CA

Take a look at a side-by-side comparison of the top car insurance companies in Summerland, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summerland, California

Insurance Company Average Annual Rates
Allstate $3,958
Farmers $3,539
GEICO $2,643
Liberty Mutual $2,683
Nationwide $4,204
Progressive $2,447
State Farm $3,625
Travelers $3,051
USAA $2,587

Category Winners: Cheapest Car Insurance in Summerland, California

Find the cheapest car insurance companies in Summerland, CA for each category right here.

Best Annual Car Insurance Rates by Company in Summerland, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Summerland, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summerland car insurance rates. Find the cheapest Summerland, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summerland, California

Insurance Company Low Medium High
Allstate $3,730 $3,994 $4,149
Farmers $3,256 $3,571 $3,790
GEICO $2,396 $2,672 $2,861
Liberty Mutual $2,493 $2,708 $2,849
Nationwide $3,777 $4,278 $4,558
Progressive $2,209 $2,519 $2,614
State Farm $3,248 $3,692 $3,936
Travelers $2,649 $3,136 $3,366
USAA $2,352 $2,636 $2,774

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What affects car insurance rates in Summerland, California?

What factors can have an impact on Summerland, CA car insurance? There are several reasons why Summerland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summerland, California.

Commute Time in Summerland

The more time you spend in your car the higher the risk of an accident. The average commute length in Summerland, CA is 12.2 minutes according to City-Data.

Compare Car Insurance Quotes in Summerland, CA

Ready to find affordable Summerland, California car insurance today? Enter your ZIP code for fast, free Summerland, CA car insurance quotes.

Free Car Insurance Comparison

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