Compare Summersville, KY Car Insurance Rates (2021)

Car insurance in Summersville, KY averages $372 a month. Summersville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Summersville car insurance rates, compare quotes from the top car insurance companies in Summersville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summersville is USAA
  • Average car insurance rates in Summersville, KY after a DUI are $5,318/year
  • Average car insurance rates in Summersville, KY are $4,467/year

If you need to buy Summersville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Summersville, KY is right here.

You’ll find Summersville car insurance rates, the cheapest Summersville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Summersville, Kentucky car insurance rates to Owensboro car insurance rates, Richmond car insurance rates, and Covington car insurance rates.

Ready to find affordable Summersville, KY car insurance today? Enter your ZIP code for fast, free Summersville car insurance quotes.

Cheapest Summersville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summersville, KY car insurance rates? Every Summersville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summersville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,000 $2,963 $2,719 $2,897 $11,181 $12,538 $3,308 $3,488
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,905 $3,163 $2,499 $2,801 $10,537 $11,649 $3,028 $3,140
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $2,490 $2,379 $2,219 $2,235 $11,872 $13,453 $3,095 $3,180
State Farm $2,224 $2,224 $1,994 $1,994 $6,539 $8,234 $2,473 $2,774
Travelers $2,404 $2,449 $2,350 $2,356 $11,353 $18,158 $2,508 $2,925
USAA $1,890 $1,896 $1,703 $1,736 $5,010 $5,281 $2,389 $2,619

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Minimum Car Insurance in Summersville, KY

Every driver must carry the minimum car insurance in Summersville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Summersville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Summersville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summersville, KY. Compare credit history car insurance rates in Summersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summersville, Kentucky

Insurance Company Poor Fair Good
Allstate $6,962 $4,813 $4,010
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,117 $4,340 $3,439
Nationwide $5,239 $4,104 $3,569
Progressive $5,737 $4,978 $4,630
State Farm $5,113 $3,114 $2,445
Travelers $6,216 $5,247 $5,225
USAA $4,193 $2,344 $1,909

Cheapest Summersville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summersville, KY to rates for a clean record with top companies.

Annual Summersville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,357 $5,691 $6,079 $4,920
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,162 $6,346 $4,943 $4,410
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $4,231 $6,246 $4,832 $5,152
State Farm $3,255 $3,860 $3,557 $3,557
Travelers $4,849 $4,992 $7,204 $5,206
USAA $2,123 $3,002 $3,584 $2,554

Cheapest Summersville, KY Car Insurance for Teen Drivers

Teen car insurance in Summersville, KY can be expensive. Take a look at rates from the top car insurance companies in Summersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summersville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,181 $12,538
GEICO $6,851 $8,131
Liberty Mutual $10,537 $11,649
Nationwide $6,819 $8,506
Progressive $11,872 $13,453
State Farm $6,539 $8,234
Travelers $11,353 $18,158
USAA $5,010 $5,281

Cheapest Summersville, KY Car Insurance for Seniors

Take a look at Summersville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summersville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,719 $2,897
GEICO $3,510 $3,179
Liberty Mutual $2,499 $2,801
Nationwide $2,800 $2,930
Progressive $2,219 $2,235
State Farm $1,994 $1,994
Travelers $2,350 $2,356
USAA $1,703 $1,736

Cheapest Summersville, KY Car Insurance Rates After a DUI

A DUI in Summersville, KY increases car insurance rates. Compare Summersville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summersville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,079
GEICO $6,731
Liberty Mutual $4,943
Nationwide $5,612
Progressive $4,832
State Farm $3,557
Travelers $7,204
USAA $3,584

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Cheapest Summersville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summersville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summersville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,262 $5,262
GEICO $4,119 $4,197
Liberty Mutual $4,965 $4,965
Nationwide $4,304 $4,304
Progressive $5,115 $5,115
State Farm $3,474 $3,640
Travelers $5,563 $5,563
USAA $2,711 $2,920

The Best Cheap Car Insurance Companies in Summersville, KY

Take a look at a side-by-side comparison of the top car insurance companies in Summersville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summersville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,262
GEICO $4,158
Liberty Mutual $4,965
Nationwide $4,304
Progressive $5,115
State Farm $3,557
Travelers $5,563
USAA $2,816

Category Winners: Cheapest Car Insurance in Summersville, Kentucky

Find the cheapest car insurance companies in Summersville, KY for each category right here.

Best Annual Car Insurance Rates by Company in Summersville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Summersville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summersville car insurance rates. Find the cheapest Summersville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summersville, Kentucky

Insurance Company Low Medium High
Allstate $4,869 $5,240 $5,677
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,703 $4,929 $5,264
Nationwide $4,380 $4,252 $4,281
Progressive $4,768 $5,056 $5,522
State Farm $3,342 $3,543 $3,786
Travelers $5,308 $5,590 $5,791
USAA $2,690 $2,809 $2,948

What affects car insurance rates in Summersville, Kentucky?

What factors can have an impact on Summersville, KY car insurance? There are several reasons why Summersville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summersville, Kentucky.

Commute Time in Summersville

The more time you spend in your car the higher the risk of an accident. The average commute length in Summersville, KY is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Summersville, KY

Ready to find affordable Summersville, Kentucky car insurance today? Enter your ZIP code for fast, free Summersville, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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