Compare Summersville, MO Car Insurance Rates (2021)

Car insurance in Summersville, MO averages $268 a month. Summersville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Summersville car insurance rates, compare quotes from the top car insurance companies in Summersville, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summersville for teen drivers is Nationwide
  • Average car insurance rates in Summersville, MO are $3,218/year
  • The cheapest car insurance company in Summersville is Nationwide

If you need to buy Summersville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Summersville, MO is right here.

You’ll find Summersville car insurance rates, the cheapest Summersville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Summersville, Missouri car insurance rates to Lee’s Summit car insurance rates, Kansas City car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Summersville, MO car insurance today? Enter your ZIP code for fast, free Summersville car insurance quotes.

Cheapest Summersville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summersville, MO car insurance rates? Every Summersville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summersville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,476 $2,475 $2,221 $2,339 $9,707 $10,057 $2,821 $2,974
GEICO $2,061 $2,294 $1,590 $1,984 $6,179 $6,598 $1,923 $1,968
Liberty Mutual $2,529 $2,744 $2,087 $2,340 $8,429 $9,361 $2,666 $2,849
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,979 $1,851 $1,617 $1,664 $6,307 $7,098 $2,418 $2,486
State Farm $1,558 $1,558 $1,382 $1,382 $4,372 $5,520 $1,749 $1,996
USAA $1,486 $1,478 $1,332 $1,363 $4,329 $5,298 $1,857 $2,072

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Minimum Car Insurance in Summersville, MO

Every driver must carry the minimum car insurance in Summersville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Summersville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Summersville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summersville, MO. Compare credit history car insurance rates in Summersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summersville, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,266 $2,998 $2,525
Farmers $5,025 $4,163 $3,963
GEICO $4,248 $2,765 $2,211
Liberty Mutual $5,929 $3,606 $2,843
Nationwide $2,473 $2,045 $1,777
Progressive $3,687 $3,042 $2,803
State Farm $3,306 $2,193 $1,820
USAA $4,007 $1,863 $1,335

Cheapest Summersville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summersville, MO to rates for a clean record with top companies.

Annual Summersville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,836 $4,685 $4,589 $4,425
GEICO $2,454 $3,103 $4,097 $2,645
Liberty Mutual $3,007 $4,294 $4,438 $4,764
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,763 $3,670 $3,053 $3,224
State Farm $2,251 $2,628 $2,440 $2,440
USAA $1,945 $2,340 $3,208 $2,115

Cheapest Summersville, MO Car Insurance for Teen Drivers

Teen car insurance in Summersville, MO can be expensive. Take a look at rates from the top car insurance companies in Summersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summersville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,772 $7,525
Farmers $9,707 $10,057
GEICO $6,179 $6,598
Liberty Mutual $8,429 $9,361
Nationwide $3,555 $4,537
Progressive $6,307 $7,098
State Farm $4,372 $5,520
USAA $4,329 $5,298

Cheapest Summersville, MO Car Insurance for Seniors

Take a look at Summersville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summersville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,913 $1,913
Farmers $2,221 $2,339
GEICO $1,590 $1,984
Liberty Mutual $2,087 $2,340
Nationwide $1,251 $1,321
Progressive $1,617 $1,664
State Farm $1,382 $1,382
USAA $1,332 $1,363

Cheapest Summersville, MO Car Insurance Rates After a DUI

A DUI in Summersville, MO increases car insurance rates. Compare Summersville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summersville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,252
Farmers $4,589
GEICO $4,097
Liberty Mutual $4,438
Nationwide $2,826
Progressive $3,053
State Farm $2,440
USAA $3,208

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Cheapest Summersville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summersville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summersville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,230 $3,296
Farmers $4,384 $4,384
GEICO $3,012 $3,137
Liberty Mutual $4,126 $4,126
Nationwide $2,099 $2,099
Progressive $3,177 $3,177
State Farm $2,381 $2,498
USAA $2,314 $2,490

The Best Cheap Car Insurance Companies in Summersville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Summersville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summersville, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,263
Farmers $4,384
GEICO $3,075
Liberty Mutual $4,126
Nationwide $2,099
Progressive $3,177
State Farm $2,440
USAA $2,402

Category Winners: Cheapest Car Insurance in Summersville, Missouri

Find the cheapest car insurance companies in Summersville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Summersville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Summersville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summersville car insurance rates. Find the cheapest Summersville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summersville, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,174 $3,366 $3,248
Farmers $4,138 $4,346 $4,668
GEICO $2,918 $3,089 $3,217
Liberty Mutual $3,895 $4,144 $4,338
Nationwide $1,970 $2,118 $2,208
Progressive $2,873 $3,184 $3,476
State Farm $2,305 $2,447 $2,566
USAA $2,300 $2,393 $2,512

What affects car insurance rates in Summersville, Missouri?

What factors can have an impact on Summersville, MO car insurance? There are several reasons why Summersville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summersville, Missouri.

Commute Time in Summersville

The more time you spend in your car the higher the risk of an accident. The average commute length in Summersville, MO is 17.5 minutes according to City-Data.

Compare Car Insurance Quotes in Summersville, MO

Ready to find affordable Summersville, Missouri car insurance today? Enter your ZIP code for fast, free Summersville, MO car insurance quotes.

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