Compare Summertown, TN Car Insurance Rates (2021)

Car insurance in Summertown, TN averages $293 a month. Summertown, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Summertown car insurance rates, compare quotes from the top car insurance companies in Summertown, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summertown for teen drivers is State Farm
  • Average car insurance rates in Summertown, TN after a DUI are $4,116/year
  • The cheapest car insurance company in Summertown is State Farm

If you need to buy Summertown, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Summertown, TN is right here.

You’ll find Summertown car insurance rates, the cheapest Summertown, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Summertown, Tennessee car insurance rates to Knoxville car insurance rates, Johnson City car insurance rates, and Murfreesboro car insurance rates.

Ready to find affordable Summertown, TN car insurance today? Enter your ZIP code for fast, free Summertown car insurance quotes.

Cheapest Summertown, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summertown, TN car insurance rates? Every Summertown, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summertown, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,845 $2,741 $2,548 $2,647 $10,438 $11,350 $3,055 $3,170
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Liberty Mutual $3,522 $129 $2,889 $3,223 $14,532 $16,142 $3,787 $4,047
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,726 $1,632 $1,404 $1,467 $7,698 $8,672 $2,083 $2,282
State Farm $1,438 $1,438 $1,288 $1,288 $4,260 $5,335 $1,621 $1,883
Travelers $1,713 $1,803 $1,548 $1,648 $4,701 $5,784 $1,827 $1,923
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

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Minimum Car Insurance in Summertown, TN

Every driver must carry the minimum car insurance in Summertown, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Summertown, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Summertown, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summertown, TN. Compare credit history car insurance rates in Summertown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summertown, Tennessee

Insurance Company Poor Fair Good
Allstate $6,191 $4,735 $3,621
Farmers $4,149 $3,236 $3,061
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,658 $5,301 $4,143
Nationwide $3,761 $2,980 $2,643
Progressive $3,796 $3,266 $3,050
State Farm $3,366 $2,021 $1,570
Travelers $3,338 $2,609 $1,908
USAA $3,987 $2,320 $1,910

Cheapest Summertown, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summertown, TN to rates for a clean record with top companies.

Annual Summertown, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $4,850 $5,819 $4,648
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,885 $7,054 $6,566 $5,631
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $2,970 $3,850 $3,162 $3,500
State Farm $2,122 $2,516 $2,319 $2,319
Travelers $2,128 $2,726 $3,003 $2,617
USAA $1,997 $2,976 $3,511 $2,472

Cheapest Summertown, TN Car Insurance for Teen Drivers

Teen car insurance in Summertown, TN can be expensive. Take a look at rates from the top car insurance companies in Summertown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summertown, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,438 $11,350
Farmers $7,422 $7,867
GEICO $6,088 $6,214
Liberty Mutual $14,532 $16,142
Nationwide $5,414 $7,005
Progressive $7,698 $8,672
State Farm $4,260 $5,335
Travelers $4,701 $5,784
USAA $5,437 $6,234

Cheapest Summertown, TN Car Insurance for Seniors

Take a look at Summertown, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summertown, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,548 $2,647
Farmers $1,690 $1,844
GEICO $1,909 $1,909
Liberty Mutual $2,889 $3,223
Nationwide $1,818 $1,853
Progressive $1,404 $1,467
State Farm $1,288 $1,288
Travelers $1,548 $1,648
USAA $1,408 $1,416

Cheapest Summertown, TN Car Insurance Rates After a DUI

A DUI in Summertown, TN increases car insurance rates. Compare Summertown, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summertown, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,819
Farmers $3,753
GEICO $4,845
Liberty Mutual $6,566
Nationwide $4,070
Progressive $3,162
State Farm $2,319
Travelers $3,003
USAA $3,511

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Cheapest Summertown, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summertown, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summertown, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,849 $4,849
Farmers $3,482 $3,482
GEICO $3,048 $3,080
Liberty Mutual $6,034 $6,034
Nationwide $3,128 $3,128
Progressive $3,370 $3,370
State Farm $2,265 $2,373
Travelers $2,516 $2,721
USAA $2,660 $2,818

The Best Cheap Car Insurance Companies in Summertown, TN

Take a look at a side-by-side comparison of the top car insurance companies in Summertown, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summertown, Tennessee

Insurance Company Average Annual Rates
Allstate $4,849
Farmers $3,482
GEICO $3,064
Liberty Mutual $6,034
Nationwide $3,128
Progressive $3,370
State Farm $2,319
Travelers $2,618
USAA $2,739

Category Winners: Cheapest Car Insurance in Summertown, Tennessee

Find the cheapest car insurance companies in Summertown, TN for each category right here.

Best Annual Car Insurance Rates by Company in Summertown, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Summertown, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summertown car insurance rates. Find the cheapest Summertown, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summertown, Tennessee

Insurance Company Low Medium High
Allstate $4,679 $4,838 $5,031
Farmers $3,305 $3,467 $3,674
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,791 $6,032 $6,279
Nationwide $3,154 $3,057 $3,173
Progressive $3,183 $3,371 $3,558
State Farm $2,201 $2,328 $2,428
Travelers $2,474 $2,617 $2,765
USAA $2,657 $2,730 $2,830

What affects car insurance rates in Summertown, Tennessee?

What factors can have an impact on Summertown, TN car insurance? There are several reasons why Summertown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summertown, Tennessee.

Commute Time in Summertown

The more time you spend in your car the higher the risk of an accident. The average commute length in Summertown, TN is 34.9 minutes according to City-Data.

Compare Car Insurance Quotes in Summertown, TN

Ready to find affordable Summertown, Tennessee car insurance today? Enter your ZIP code for fast, free Summertown, TN car insurance quotes.

Free Car Insurance Comparison

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