Compare Summit, AR Car Insurance Rates (2021)

Car insurance in Summit, AR averages $352 a month. Summit, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Summit car insurance rates, compare quotes from the top car insurance companies in Summit, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summit is USAA
  • Average car insurance rates in Summit, AR after a DUI are $4,931/year
  • Average car insurance rates in Summit, AR are $4,220/year

If you need to buy Summit, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Summit, AR is right here.

You’ll find Summit car insurance rates, the cheapest Summit, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Summit, Arkansas car insurance rates to Pine Bluff car insurance rates, Bentonville car insurance rates, and Rogers car insurance rates.

Ready to find affordable Summit, AR car insurance today? Enter your ZIP code for fast, free Summit car insurance quotes.

Cheapest Summit, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summit, AR car insurance rates? Every Summit, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summit, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,120 $2,111 $1,896 $1,993 $8,816 $9,132 $2,428 $2,560
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $4,854 $4,568 $4,005 $4,193 $20,957 $23,620 $5,772 $6,207
State Farm $1,523 $1,523 $1,357 $1,357 $4,308 $5,414 $1,713 $1,968
Travelers $2,079 $2,120 $2,046 $2,053 $11,908 $19,091 $2,219 $2,579
USAA $1,254 $1,269 $1,161 $1,172 $3,865 $4,056 $1,612 $1,741

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Minimum Car Insurance in Summit, AR

Every driver must carry the minimum car insurance in Summit, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Summit, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Summit, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summit, AR. Compare credit history car insurance rates in Summit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summit, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $4,421 $3,700 $3,525
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $10,465 $8,979 $8,373
State Farm $3,467 $2,091 $1,630
Travelers $6,330 $5,276 $4,929
USAA $2,674 $1,822 $1,552

Cheapest Summit, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summit, AR to rates for a clean record with top companies.

Annual Summit, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,282 $4,205 $4,106 $3,937
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $7,980 $11,139 $8,405 $9,563
State Farm $2,204 $2,587 $2,396 $2,396
Travelers $4,622 $4,775 $6,975 $5,675
USAA $1,553 $1,962 $2,828 $1,722

Cheapest Summit, AR Car Insurance for Teen Drivers

Teen car insurance in Summit, AR can be expensive. Take a look at rates from the top car insurance companies in Summit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summit, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $8,816 $9,132
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $20,957 $23,620
State Farm $4,308 $5,414
Travelers $11,908 $19,091
USAA $3,865 $4,056

Cheapest Summit, AR Car Insurance for Seniors

Take a look at Summit, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summit, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $1,896 $1,993
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $4,005 $4,193
State Farm $1,357 $1,357
Travelers $2,046 $2,053
USAA $1,161 $1,172

Cheapest Summit, AR Car Insurance Rates After a DUI

A DUI in Summit, AR increases car insurance rates. Compare Summit, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summit, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,178
Farmers $4,106
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $8,405
State Farm $2,396
Travelers $6,975
USAA $2,828

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Cheapest Summit, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summit, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summit, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $3,882 $3,882
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $9,272 $9,272
State Farm $2,340 $2,452
Travelers $5,512 $5,512
USAA $1,959 $2,074

The Best Cheap Car Insurance Companies in Summit, AR

Take a look at a side-by-side comparison of the top car insurance companies in Summit, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summit, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $3,882
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $9,272
State Farm $2,396
Travelers $5,512
USAA $2,016

Category Winners: Cheapest Car Insurance in Summit, Arkansas

Find the cheapest car insurance companies in Summit, AR for each category right here.

Best Annual Car Insurance Rates by Company in Summit, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Summit, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summit car insurance rates. Find the cheapest Summit, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summit, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $3,693 $3,843 $4,111
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $8,225 $9,034 $10,557
State Farm $2,288 $2,392 $2,506
Travelers $5,262 $5,528 $5,746
USAA $1,938 $2,009 $2,101

What affects car insurance rates in Summit, Arkansas?

What factors can have an impact on Summit, AR car insurance? There are several reasons why Summit car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summit, Arkansas.

Commute Time in Summit

The more time you spend in your car the higher the risk of an accident. The average commute length in Summit, AR is 14.1 minutes according to City-Data.

Compare Car Insurance Quotes in Summit, AR

Ready to find affordable Summit, Arkansas car insurance today? Enter your ZIP code for fast, free Summit, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State