Compare Summit Lake, WI Car Insurance Rates (2021)

Car insurance in Summit Lake, WI averages $251 a month. Summit Lake, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Summit Lake car insurance rates, compare quotes from the top car insurance companies in Summit Lake, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Summit Lake, WI after a DUI are $3,337/year
  • The cheapest car insurance company in Summit Lake for teen drivers is American Family
  • Average car insurance rates in Summit Lake, WI are $3,012/year

If you need to buy Summit Lake, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Summit Lake, WI is right here.

You’ll find Summit Lake car insurance rates, the cheapest Summit Lake, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Summit Lake, Wisconsin car insurance rates to Janesville car insurance rates, Milwaukee car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Summit Lake, WI car insurance today? Enter your ZIP code for fast, free Summit Lake car insurance quotes.

Cheapest Summit Lake, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summit Lake, WI car insurance rates? Every Summit Lake, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summit Lake, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,305 $2,435 $2,122 $2,348 $7,302 $9,362 $2,350 $2,557
American Family $989 $1,037 $918 $931 $2,639 $2,923 $1,157 $1,234
Farmers $2,105 $2,110 $1,867 $1,967 $9,793 $10,174 $2,406 $2,545
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,873 $2,048 $1,514 $1,723 $6,228 $6,993 $1,991 $2,162
Nationwide $3,664 $3,851 $3,031 $3,192 $7,499 $11,491 $4,455 $5,285
Progressive $1,715 $1,648 $1,404 $1,455 $6,262 $7,086 $2,064 $2,241
State Farm $1,377 $1,377 $1,214 $1,214 $3,773 $4,786 $1,549 $1,762
USAA $1,310 $1,307 $1,186 $1,206 $3,343 $3,879 $1,699 $1,863

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Summit Lake, WI

Every driver must carry the minimum car insurance in Summit Lake, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Summit Lake, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Summit Lake, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summit Lake, WI. Compare credit history car insurance rates in Summit Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summit Lake, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,056 $3,476 $3,011
American Family $1,978 $1,304 $1,153
Farmers $4,664 $3,934 $3,764
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,433 $2,666 $2,100
Nationwide $5,968 $4,979 $4,979
Progressive $3,415 $2,875 $2,664
State Farm $3,180 $1,825 $1,390
USAA $3,041 $1,602 $1,279

Cheapest Summit Lake, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summit Lake, WI to rates for a clean record with top companies.

Annual Summit Lake, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $4,320 $4,026 $3,890
American Family $1,415 $1,500 $1,500 $1,500
Farmers $3,600 $4,532 $4,277 $4,074
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,346 $3,328 $3,459 $3,132
Nationwide $4,488 $5,192 $6,363 $5,192
Progressive $2,738 $3,297 $2,836 $3,067
State Farm $1,970 $2,293 $2,132 $2,132
USAA $1,547 $1,949 $2,637 $1,764

Cheapest Summit Lake, WI Car Insurance for Teen Drivers

Teen car insurance in Summit Lake, WI can be expensive. Take a look at rates from the top car insurance companies in Summit Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summit Lake, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,302 $9,362
American Family $2,639 $2,923
Farmers $9,793 $10,174
GEICO $4,448 $4,798
Liberty Mutual $6,228 $6,993
Nationwide $7,499 $11,491
Progressive $6,262 $7,086
State Farm $3,773 $4,786
USAA $3,343 $3,879

Cheapest Summit Lake, WI Car Insurance for Seniors

Take a look at Summit Lake, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summit Lake, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,348
American Family $918 $931
Farmers $1,867 $1,967
GEICO $1,385 $1,583
Liberty Mutual $1,514 $1,723
Nationwide $3,031 $3,192
Progressive $1,404 $1,455
State Farm $1,214 $1,214
USAA $1,186 $1,206

Cheapest Summit Lake, WI Car Insurance Rates After a DUI

A DUI in Summit Lake, WI increases car insurance rates. Compare Summit Lake, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summit Lake, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,026
American Family $1,500
Farmers $4,277
GEICO $2,806
Liberty Mutual $3,459
Nationwide $6,363
Progressive $2,836
State Farm $2,132
USAA $2,637

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Summit Lake, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summit Lake, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summit Lake, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,755 $3,940
American Family $1,454 $1,503
Farmers $4,121 $4,121
GEICO $2,151 $2,244
Liberty Mutual $3,067 $3,067
Nationwide $5,309 $5,309
Progressive $2,984 $2,984
State Farm $2,080 $2,184
USAA $1,949 $2,000

The Best Cheap Car Insurance Companies in Summit Lake, WI

Take a look at a side-by-side comparison of the top car insurance companies in Summit Lake, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summit Lake, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,847
American Family $1,479
Farmers $4,121
GEICO $2,198
Liberty Mutual $3,067
Nationwide $5,309
Progressive $2,984
State Farm $2,132
USAA $1,974

Category Winners: Cheapest Car Insurance in Summit Lake, Wisconsin

Find the cheapest car insurance companies in Summit Lake, WI for each category right here.

Best Annual Car Insurance Rates by Company in Summit Lake, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Summit Lake, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summit Lake car insurance rates. Find the cheapest Summit Lake, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summit Lake, Wisconsin

Insurance Company Low Medium High
Allstate $3,686 $3,838 $4,018
American Family $1,466 $1,491 $1,479
Farmers $3,840 $4,090 $4,432
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,818 $3,093 $3,288
Nationwide $5,161 $5,305 $5,459
Progressive $2,837 $3,004 $3,111
State Farm $2,025 $2,137 $2,233
USAA $1,905 $1,976 $2,042

What affects car insurance rates in Summit Lake, Wisconsin?

What factors can have an impact on Summit Lake, WI car insurance? There are several reasons why Summit Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summit Lake, Wisconsin.

Commute Time in Summit Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Summit Lake, WI is 27.3 minutes according to City-Data.

Compare Car Insurance Quotes in Summit Lake, WI

Ready to find affordable Summit Lake, Wisconsin car insurance today? Enter your ZIP code for fast, free Summit Lake, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State