Compare Summit, MS Car Insurance Rates (2021)

Car insurance in Summit, MS averages $316 a month. Summit, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Summit car insurance rates, compare quotes from the top car insurance companies in Summit, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summit is USAA
  • The cheapest car insurance company in Summit for teen drivers is USAA
  • Average car insurance rates in Summit, MS after a DUI are $4,572/year

If you need to buy Summit, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Summit, MS is right here.

You’ll find Summit car insurance rates, the cheapest Summit, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Summit, Mississippi car insurance rates to Tupelo car insurance rates, Greenville car insurance rates, and Olive Branch car insurance rates.

Ready to find affordable Summit, MS car insurance today? Enter your ZIP code for fast, free Summit car insurance quotes.

Cheapest Summit, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summit, MS car insurance rates? Every Summit, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summit, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,717 $2,597 $2,430 $2,486 $10,642 $11,326 $3,078 $3,154
GEICO $3,174 $3,000 $2,878 $2,675 $8,038 $7,596 $5,377 $2,573
Liberty Mutual $2,801 $3,031 $2,247 $2,519 $10,105 $11,233 $2,981 $3,143
Nationwide $2,142 $2,199 $1,920 $2,033 $4,347 $5,526 $2,435 $2,635
Progressive $2,578 $2,382 $2,114 $2,042 $9,308 $10,397 $2,636 $2,721
State Farm $1,854 $1,854 $1,663 $1,663 $5,442 $6,839 $2,068 $2,360
Travelers $1,858 $1,894 $1,759 $1,764 $8,284 $13,159 $1,944 $2,270
USAA $1,410 $1,397 $1,314 $1,331 $3,504 $4,160 $1,722 $1,900

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Minimum Car Insurance in Summit, MS

Every driver must carry the minimum car insurance in Summit, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Summit, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Summit, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summit, MS. Compare credit history car insurance rates in Summit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summit, Mississippi

Insurance Company Poor Fair Good
Allstate $5,566 $4,925 $3,921
GEICO $6,655 $3,771 $2,815
Liberty Mutual $6,828 $4,170 $3,275
Nationwide $3,415 $2,774 $2,525
Progressive $4,844 $4,132 $3,840
State Farm $4,281 $2,594 $2,029
Travelers $4,675 $3,810 $3,865
USAA $2,861 $1,862 $1,554

Cheapest Summit, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summit, MS to rates for a clean record with top companies.

Annual Summit, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,062 $4,780 $5,781 $4,592
GEICO $2,754 $4,168 $6,329 $4,404
Liberty Mutual $3,376 $5,387 $5,521 $4,746
Nationwide $2,320 $2,961 $3,769 $2,569
Progressive $3,657 $4,903 $4,234 $4,295
State Farm $2,690 $3,307 $2,937 $2,937
Travelers $3,600 $3,770 $5,168 $3,928
USAA $1,633 $2,086 $2,834 $1,816

Cheapest Summit, MS Car Insurance for Teen Drivers

Teen car insurance in Summit, MS can be expensive. Take a look at rates from the top car insurance companies in Summit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summit, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,642 $11,326
GEICO $8,038 $7,596
Liberty Mutual $10,105 $11,233
Nationwide $4,347 $5,526
Progressive $9,308 $10,397
State Farm $5,442 $6,839
Travelers $8,284 $13,159
USAA $3,504 $4,160

Cheapest Summit, MS Car Insurance for Seniors

Take a look at Summit, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summit, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,430 $2,486
GEICO $2,878 $2,675
Liberty Mutual $2,247 $2,519
Nationwide $1,920 $2,033
Progressive $2,114 $2,042
State Farm $1,663 $1,663
Travelers $1,759 $1,764
USAA $1,314 $1,331

Cheapest Summit, MS Car Insurance Rates After a DUI

A DUI in Summit, MS increases car insurance rates. Compare Summit, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summit, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,781
GEICO $6,329
Liberty Mutual $5,521
Nationwide $3,769
Progressive $4,234
State Farm $2,937
Travelers $5,168
USAA $2,834

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Cheapest Summit, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summit, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summit, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,804 $4,804
GEICO $4,399 $4,428
Liberty Mutual $4,758 $4,758
Nationwide $2,905 $2,905
Progressive $4,272 $4,272
State Farm $2,896 $3,040
Travelers $4,116 $4,116
USAA $2,028 $2,157

The Best Cheap Car Insurance Companies in Summit, MS

Take a look at a side-by-side comparison of the top car insurance companies in Summit, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summit, Mississippi

Insurance Company Average Annual Rates
Allstate $4,804
GEICO $4,414
Liberty Mutual $4,758
Nationwide $2,905
Progressive $4,272
State Farm $2,968
Travelers $4,116
USAA $2,092

Category Winners: Cheapest Car Insurance in Summit, Mississippi

Find the cheapest car insurance companies in Summit, MS for each category right here.

Best Annual Car Insurance Rates by Company in Summit, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Summit, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summit car insurance rates. Find the cheapest Summit, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summit, Mississippi

Insurance Company Low Medium High
Allstate $4,550 $4,798 $5,063
GEICO $4,167 $4,444 $4,630
Liberty Mutual $4,474 $4,737 $5,061
Nationwide $2,749 $2,895 $3,069
Progressive $3,802 $4,324 $4,690
State Farm $2,796 $2,956 $3,151
Travelers $3,902 $4,142 $4,305
USAA $1,956 $2,081 $2,240

What affects car insurance rates in Summit, Mississippi?

What factors can have an impact on Summit, MS car insurance? There are several reasons why Summit car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summit, Mississippi.

Car Theft in Summit

High levels of vehicle theft can make car insurance more expensive. Summit, MS car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Summit

The more time you spend in your car the higher the risk of an accident. The average commute length in Summit, MS is 15.9 minutes according to City-Data.

Compare Car Insurance Quotes in Summit, MS

Ready to find affordable Summit, Mississippi car insurance today? Enter your ZIP code for fast, free Summit, MS car insurance quotes.

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