Compare Summit, NY Car Insurance Rates (2021)

Car insurance in Summit, NY averages $286 a month. Summit, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Summit car insurance rates, compare quotes from the top car insurance companies in Summit, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Summit is GEICO
  • Average car insurance rates in Summit, NY after a DUI are $4,554/year
  • Average car insurance rates in Summit, NY are $3,427/year

If you need to buy Summit, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Summit, NY is right here.

You’ll find Summit car insurance rates, the cheapest Summit, NY car insurance companies, and information on New York car insurance laws. You can also compare Summit, New York car insurance rates to Buffalo car insurance rates, New Rochelle car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Summit, NY car insurance today? Enter your ZIP code for fast, free Summit car insurance quotes.

Cheapest Summit, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summit, NY car insurance rates? Every Summit, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summit, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,408 $2,284 $2,241 $2,278 $6,769 $7,260 $2,432 $2,471
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,985 $1,870 $1,594 $1,617 $6,468 $7,208 $2,555 $2,501
State Farm $1,960 $1,960 $1,706 $1,706 $5,716 $7,381 $2,152 $2,278
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Summit, NY

Every driver must carry the minimum car insurance in Summit, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Summit, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Summit, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summit, NY. Compare credit history car insurance rates in Summit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summit, New York

Insurance Company Poor Fair Good
Allstate $5,003 $2,966 $2,585
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,730 $2,730 $2,730
Progressive $5,139 $2,625 $1,910
State Farm $4,387 $2,752 $2,184
Travelers $4,757 $3,013 $2,623
USAA $5,185 $2,565 $2,265

Cheapest Summit, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summit, NY to rates for a clean record with top companies.

Annual Summit, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,008 $3,008 $4,310 $3,746
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $3,138 $3,138 $3,467 $3,156
State Farm $2,963 $2,963 $3,252 $3,252
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Summit, NY Car Insurance for Teen Drivers

Teen car insurance in Summit, NY can be expensive. Take a look at rates from the top car insurance companies in Summit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summit, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $7,260
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,660 $5,437
Progressive $6,468 $7,208
State Farm $5,716 $7,381
Travelers $5,725 $6,781
USAA $6,993 $8,362

Cheapest Summit, NY Car Insurance for Seniors

Take a look at Summit, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summit, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,241 $2,278
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,954 $1,954
Progressive $1,594 $1,617
State Farm $1,706 $1,706
Travelers $2,277 $2,448
USAA $1,576 $1,583

Cheapest Summit, NY Car Insurance Rates After a DUI

A DUI in Summit, NY increases car insurance rates. Compare Summit, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summit, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,310
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,589
Progressive $3,467
State Farm $3,252
Travelers $3,744
USAA $4,343

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Cheapest Summit, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summit, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summit, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,565
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,730 $2,730
Progressive $3,225 $3,225
State Farm $2,999 $3,216
Travelers $3,464 $3,464
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Summit, NY

Take a look at a side-by-side comparison of the top car insurance companies in Summit, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summit, New York

Insurance Company Average Annual Rates
Allstate $3,518
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,730
Progressive $3,225
State Farm $3,107
Travelers $3,464
USAA $3,339

Category Winners: Cheapest Car Insurance in Summit, New York

Find the cheapest car insurance companies in Summit, NY for each category right here.

Best Annual Car Insurance Rates by Company in Summit, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Summit, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summit car insurance rates. Find the cheapest Summit, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summit, New York

Insurance Company Low Medium High
Allstate $3,342 $3,506 $3,706
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,584 $2,711 $2,895
Progressive $3,090 $3,210 $3,375
State Farm $2,956 $3,124 $3,242
Travelers $3,302 $3,433 $3,657
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Summit, NY

Ready to find affordable Summit, New York car insurance today? Enter your ZIP code for fast, free Summit, NY car insurance quotes.

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