Compare Summit, UT Car Insurance Rates (2021)

Car insurance in Summit, UT averages $278 a month. Summit, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Summit car insurance rates, compare quotes from the top car insurance companies in Summit, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Summit, UT are $3,335/year
  • Average car insurance rates in Summit, UT after a DUI are $3,795/year
  • The cheapest car insurance company in Summit is USAA

If you need to buy Summit, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Summit, UT is right here.

You’ll find Summit car insurance rates, the cheapest Summit, UT car insurance companies, and information on Utah car insurance laws. You can also compare Summit, Utah car insurance rates to Provo car insurance rates, Ogden car insurance rates, and Layton car insurance rates.

Ready to find affordable Summit, UT car insurance today? Enter your ZIP code for fast, free Summit car insurance quotes.

Cheapest Summit, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summit, UT car insurance rates? Every Summit, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summit, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,002 $1,856 $1,819 $1,817 $6,087 $6,780 $2,121 $2,108
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $2,111 $2,092 $1,863 $1,988 $9,083 $9,374 $2,383 $2,457
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,186 $2,353 $1,819 $2,026 $8,424 $9,350 $2,301 $2,440
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $2,040 $1,895 $1,664 $1,777 $8,354 $9,283 $2,352 $2,478
State Farm $2,416 $2,416 $2,195 $2,195 $7,361 $9,132 $2,739 $3,141
USAA $1,348 $1,326 $1,209 $1,211 $4,672 $5,453 $1,640 $1,792

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Minimum Car Insurance in Summit, UT

Every driver must carry the minimum car insurance in Summit, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Summit, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Summit, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summit, UT. Compare credit history car insurance rates in Summit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summit, Utah

Insurance Company Poor Fair Good
Allstate $4,110 $2,758 $2,354
American Family $4,324 $3,242 $2,752
Farmers $4,482 $3,731 $3,544
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,503 $3,398 $2,686
Nationwide $3,460 $2,600 $2,296
Progressive $4,220 $3,613 $3,358
State Farm $6,422 $3,236 $2,189
USAA $3,347 $2,130 $1,517

Cheapest Summit, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summit, UT to rates for a clean record with top companies.

Annual Summit, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,130 $3,634 $2,927
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,335 $4,337 $4,211 $3,792
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,032 $4,147 $4,465 $3,805
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $3,152 $4,776 $3,298 $3,695
State Farm $3,591 $4,308 $3,949 $3,949
USAA $1,836 $2,316 $3,116 $2,057

Cheapest Summit, UT Car Insurance for Teen Drivers

Teen car insurance in Summit, UT can be expensive. Take a look at rates from the top car insurance companies in Summit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summit, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,087 $6,780
American Family $6,929 $9,037
Farmers $9,083 $9,374
GEICO $5,626 $6,011
Liberty Mutual $8,424 $9,350
Nationwide $4,808 $6,139
Progressive $8,354 $9,283
State Farm $7,361 $9,132
USAA $4,672 $5,453

Cheapest Summit, UT Car Insurance for Seniors

Take a look at Summit, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summit, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,819 $1,817
American Family $1,766 $1,766
Farmers $1,863 $1,988
GEICO $2,068 $2,389
Liberty Mutual $1,819 $2,026
Nationwide $1,625 $1,716
Progressive $1,664 $1,777
State Farm $2,195 $2,195
USAA $1,209 $1,211

Cheapest Summit, UT Car Insurance Rates After a DUI

A DUI in Summit, UT increases car insurance rates. Compare Summit, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summit, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,634
American Family $4,190
Farmers $4,211
GEICO $3,801
Liberty Mutual $4,465
Nationwide $3,493
Progressive $3,298
State Farm $3,949
USAA $3,116

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Cheapest Summit, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summit, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summit, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,074 $3,074
American Family $3,437 $3,441
Farmers $3,919 $3,919
GEICO $2,875 $2,978
Liberty Mutual $3,799 $3,926
Nationwide $2,785 $2,785
Progressive $3,730 $3,730
State Farm $3,850 $4,049
USAA $2,306 $2,357

The Best Cheap Car Insurance Companies in Summit, UT

Take a look at a side-by-side comparison of the top car insurance companies in Summit, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summit, Utah

Insurance Company Average Annual Rates
Allstate $3,074
American Family $3,439
Farmers $3,919
GEICO $2,927
Liberty Mutual $3,862
Nationwide $2,785
Progressive $3,730
State Farm $3,949
USAA $2,331

Category Winners: Cheapest Car Insurance in Summit, Utah

Find the cheapest car insurance companies in Summit, UT for each category right here.

Best Annual Car Insurance Rates by Company in Summit, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Summit, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summit car insurance rates. Find the cheapest Summit, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summit, Utah

Insurance Company Low Medium High
Allstate $2,933 $3,067 $3,221
American Family $3,341 $3,484 $3,493
Farmers $3,545 $3,856 $4,356
GEICO $2,730 $2,915 $3,135
Liberty Mutual $3,666 $3,846 $4,075
Nationwide $3,058 $2,646 $2,653
Progressive $3,436 $3,606 $4,149
State Farm $3,713 $3,959 $4,177
USAA $2,236 $2,332 $2,426

What affects car insurance rates in Summit, Utah?

What factors can have an impact on Summit, UT car insurance? There are several reasons why Summit car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Summit, Utah.

Commute Time in Summit

The more time you spend in your car the higher the risk of an accident. The average commute length in Summit, UT is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Summit, UT

Ready to find affordable Summit, Utah car insurance today? Enter your ZIP code for fast, free Summit, UT car insurance quotes.

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