Compare Summitville, NY Car Insurance Rates (2021)

Car insurance in Summitville, NY averages $412 a month. Summitville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Summitville car insurance rates, compare quotes from the top car insurance companies in Summitville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Summitville, NY after a DUI are $6,624/year
  • Average car insurance rates in Summitville, NY are $4,942/year
  • The cheapest car insurance company in Summitville for teen drivers is GEICO

If you need to buy Summitville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Summitville, NY is right here.

You’ll find Summitville car insurance rates, the cheapest Summitville, NY car insurance companies, and information on New York car insurance laws. You can also compare Summitville, New York car insurance rates to New York car insurance rates, New Rochelle car insurance rates, and Albany car insurance rates.

Ready to find affordable Summitville, NY car insurance today? Enter your ZIP code for fast, free Summitville car insurance quotes.

Cheapest Summitville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Summitville, NY car insurance rates? Every Summitville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Summitville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,393 $2,301 $2,322 $2,288 $5,064 $7,420 $2,158 $2,211
Liberty Mutual $5,570 $5,570 $5,181 $5,181 $10,852 $17,658 $5,570 $5,927
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,527 $2,342 $2,004 $2,042 $8,368 $9,239 $3,224 $3,098
State Farm $3,567 $3,567 $3,101 $3,101 $10,261 $13,199 $3,912 $4,105
Travelers $3,402 $3,415 $3,065 $3,279 $7,645 $9,019 $3,590 $3,724
USAA $2,065 $2,031 $1,870 $1,876 $8,345 $9,930 $2,652 $2,937

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Minimum Car Insurance in Summitville, NY

Every driver must carry the minimum car insurance in Summitville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Summitville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Summitville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Summitville, NY. Compare credit history car insurance rates in Summitville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Summitville, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $4,097 $3,010 $2,701
Liberty Mutual $10,779 $7,032 $5,254
Nationwide $4,811 $4,811 $4,811
Progressive $6,608 $3,312 $2,396
State Farm $7,912 $4,959 $3,934
Travelers $6,455 $4,008 $3,464
USAA $6,114 $3,070 $2,706

Cheapest Summitville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Summitville, NY to rates for a clean record with top companies.

Annual Summitville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,557 $2,787 $5,177 $2,557
Liberty Mutual $6,147 $6,147 $12,312 $6,147
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $3,991 $3,991 $4,424 $4,016
State Farm $5,342 $5,342 $5,861 $5,861
Travelers $3,991 $4,948 $5,015 $4,616
USAA $3,535 $3,593 $5,132 $3,593

Cheapest Summitville, NY Car Insurance for Teen Drivers

Teen car insurance in Summitville, NY can be expensive. Take a look at rates from the top car insurance companies in Summitville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Summitville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $5,064 $7,420
Liberty Mutual $10,852 $17,658
Nationwide $6,525 $9,832
Progressive $8,368 $9,239
State Farm $10,261 $13,199
Travelers $7,645 $9,019
USAA $8,345 $9,930

Cheapest Summitville, NY Car Insurance for Seniors

Take a look at Summitville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Summitville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,322 $2,288
Liberty Mutual $5,181 $5,181
Nationwide $3,372 $3,372
Progressive $2,004 $2,042
State Farm $3,101 $3,101
Travelers $3,065 $3,279
USAA $1,870 $1,876

Cheapest Summitville, NY Car Insurance Rates After a DUI

A DUI in Summitville, NY increases car insurance rates. Compare Summitville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Summitville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
GEICO $5,177
Liberty Mutual $12,312
Nationwide $8,287
Progressive $4,424
State Farm $5,861
Travelers $5,015
USAA $5,132

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Cheapest Summitville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Summitville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Summitville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $3,173 $3,366
Liberty Mutual $7,471 $7,905
Nationwide $4,811 $4,811
Progressive $4,105 $4,105
State Farm $5,399 $5,804
Travelers $4,642 $4,642
USAA $3,923 $4,003

The Best Cheap Car Insurance Companies in Summitville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Summitville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Summitville, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $3,270
Liberty Mutual $7,688
Nationwide $4,811
Progressive $4,105
State Farm $5,602
Travelers $4,642
USAA $3,963

Category Winners: Cheapest Car Insurance in Summitville, New York

Find the cheapest car insurance companies in Summitville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Summitville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Summitville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Summitville car insurance rates. Find the cheapest Summitville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Summitville, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $3,097 $3,254 $3,458
Liberty Mutual $7,390 $7,669 $8,006
Nationwide $4,552 $4,775 $5,106
Progressive $3,880 $4,076 $4,360
State Farm $5,350 $5,629 $5,825
Travelers $4,393 $4,590 $4,945
USAA $3,832 $3,939 $4,118

Compare Car Insurance Quotes in Summitville, NY

Ready to find affordable Summitville, New York car insurance today? Enter your ZIP code for fast, free Summitville, NY car insurance quotes.

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