Compare Sun City, KS Car Insurance Rates (2021)

Car insurance in Sun City, KS averages $307 a month. Sun City, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sun City car insurance rates, compare quotes from the top car insurance companies in Sun City, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sun City is American Family
  • Average car insurance rates in Sun City, KS are $3,680/year
  • The cheapest car insurance company in Sun City for teen drivers is American Family

If you need to buy Sun City, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Sun City, KS is right here.

You’ll find Sun City car insurance rates, the cheapest Sun City, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Sun City, Kansas car insurance rates to Topeka car insurance rates, Kansas City car insurance rates, and Lawrence car insurance rates.

Ready to find affordable Sun City, KS car insurance today? Enter your ZIP code for fast, free Sun City car insurance quotes.

Cheapest Sun City, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sun City, KS car insurance rates? Every Sun City, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sun City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,805 $1,805 $1,628 $1,628 $3,378 $4,034 $1,805 $2,014
Farmers $2,823 $2,814 $2,530 $2,631 $7,220 $7,485 $3,168 $3,350
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,769 $1,824 $1,574 $1,698 $3,618 $4,432 $2,055 $2,187
Progressive $2,629 $2,540 $2,125 $2,201 $9,009 $10,205 $3,107 $3,315
State Farm $1,874 $1,874 $1,635 $1,635 $4,914 $6,273 $2,104 $2,374
Travelers $2,357 $2,410 $2,241 $2,288 $9,086 $14,286 $2,400 $2,915
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Sun City, KS

Every driver must carry the minimum car insurance in Sun City, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Sun City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sun City, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sun City, KS. Compare credit history car insurance rates in Sun City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sun City, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $2,951 $2,096 $1,739
Farmers $4,728 $3,744 $3,536
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,659 $2,342 $2,184
Progressive $5,080 $4,217 $3,877
State Farm $4,129 $2,467 $1,910
Travelers $5,511 $4,455 $4,278
USAA $3,553 $2,300 $1,879

Cheapest Sun City, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sun City, KS to rates for a clean record with top companies.

Annual Sun City, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,225 $2,375 $2,225 $2,225
Farmers $3,389 $4,328 $4,219 $4,075
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,799 $2,069 $3,652 $2,059
Progressive $4,063 $4,733 $4,230 $4,539
State Farm $2,636 $3,035 $2,835 $2,835
Travelers $3,524 $4,528 $6,164 $4,776
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Sun City, KS Car Insurance for Teen Drivers

Teen car insurance in Sun City, KS can be expensive. Take a look at rates from the top car insurance companies in Sun City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sun City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,378 $4,034
Farmers $7,220 $7,485
GEICO $5,374 $7,167
Liberty Mutual $10,464 $11,698
Nationwide $3,618 $4,432
Progressive $9,009 $10,205
State Farm $4,914 $6,273
Travelers $9,086 $14,286
USAA $4,983 $5,299

Cheapest Sun City, KS Car Insurance for Seniors

Take a look at Sun City, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sun City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,628 $1,628
Farmers $2,530 $2,631
GEICO $3,138 $2,920
Liberty Mutual $2,256 $2,519
Nationwide $1,574 $1,698
Progressive $2,125 $2,201
State Farm $1,635 $1,635
Travelers $2,241 $2,288
USAA $1,424 $1,461

Cheapest Sun City, KS Car Insurance Rates After a DUI

A DUI in Sun City, KS increases car insurance rates. Compare Sun City, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sun City, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,735
American Family $2,225
Farmers $4,219
GEICO $6,215
Liberty Mutual $5,201
Nationwide $3,652
Progressive $4,230
State Farm $2,835
Travelers $6,164
USAA $3,713

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Cheapest Sun City, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sun City, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sun City, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,232 $2,292
Farmers $4,003 $4,003
GEICO $3,773 $3,945
Liberty Mutual $4,685 $4,685
Nationwide $2,395 $2,395
Progressive $4,391 $4,391
State Farm $2,765 $2,906
Travelers $4,748 $4,748
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Sun City, KS

Take a look at a side-by-side comparison of the top car insurance companies in Sun City, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sun City, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,262
Farmers $4,003
GEICO $3,859
Liberty Mutual $4,685
Nationwide $2,395
Progressive $4,391
State Farm $2,835
Travelers $4,748
USAA $2,577

Category Winners: Cheapest Car Insurance in Sun City, Kansas

Find the cheapest car insurance companies in Sun City, KS for each category right here.

Best Annual Car Insurance Rates by Company in Sun City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Sun City, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sun City car insurance rates. Find the cheapest Sun City, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sun City, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,293 $2,377 $2,117
Farmers $3,862 $3,984 $4,162
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,518 $2,368 $2,298
Progressive $4,183 $4,361 $4,630
State Farm $2,738 $2,843 $2,925
Travelers $4,529 $4,754 $4,960
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Sun City, Kansas?

What factors can have an impact on Sun City, KS car insurance? There are several reasons why Sun City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sun City, Kansas.

Commute Time in Sun City

The more time you spend in your car the higher the risk of an accident. The average commute length in Sun City, KS is 30.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sun City, KS

Ready to find affordable Sun City, Kansas car insurance today? Enter your ZIP code for fast, free Sun City, KS car insurance quotes.

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