Compare Sunland Park, NM Car Insurance Rates (2021)

Car insurance in Sunland Park, NM averages $266 a month. Sunland Park, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Sunland Park car insurance rates, compare quotes from the top car insurance companies in Sunland Park, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sunland Park, NM after a DUI are $4,036/year
  • Average car insurance rates in Sunland Park, NM are $3,189/year
  • The cheapest car insurance company in Sunland Park is USAA

If you need to buy Sunland Park, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Sunland Park, NM is right here.

You’ll find Sunland Park car insurance rates, the cheapest Sunland Park, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Sunland Park, New Mexico car insurance rates to Las Cruces car insurance rates, Carlsbad car insurance rates, and Alamogordo car insurance rates.

Ready to find affordable Sunland Park, NM car insurance today? Enter your ZIP code for fast, free Sunland Park car insurance quotes.

Cheapest Sunland Park, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sunland Park, NM car insurance rates? Every Sunland Park, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sunland Park, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,321 $2,318 $2,073 $2,212 $9,585 $9,891 $2,598 $2,672
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $2,035 $2,066 $1,856 $1,943 $4,835 $6,073 $2,289 $2,446
Progressive $1,534 $1,490 $1,387 $1,395 $6,143 $6,919 $1,854 $1,921
State Farm $1,566 $1,566 $1,428 $1,428 $4,350 $5,476 $1,758 $1,933
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

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Minimum Car Insurance in Sunland Park, NM

Every driver must carry the minimum car insurance in Sunland Park, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Sunland Park, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sunland Park, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sunland Park, NM. Compare credit history car insurance rates in Sunland Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sunland Park, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,815 $4,003 $3,808
GEICO $4,357 $3,795 $3,512
Nationwide $3,598 $2,799 $2,431
Progressive $3,111 $2,767 $2,613
State Farm $3,489 $2,139 $1,687
USAA $2,656 $1,996 $1,734

Cheapest Sunland Park, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sunland Park, NM to rates for a clean record with top companies.

Annual Sunland Park, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,564 $4,584 $4,477 $4,211
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,218 $3,089 $3,962 $2,503
Progressive $2,452 $3,335 $2,640 $2,894
State Farm $2,285 $2,489 $2,489 $2,489
USAA $1,578 $2,195 $2,905 $1,837

Cheapest Sunland Park, NM Car Insurance for Teen Drivers

Teen car insurance in Sunland Park, NM can be expensive. Take a look at rates from the top car insurance companies in Sunland Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sunland Park, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $9,585 $9,891
GEICO $7,018 $9,580
Nationwide $4,835 $6,073
Progressive $6,143 $6,919
State Farm $4,350 $5,476
USAA $3,675 $4,144

Cheapest Sunland Park, NM Car Insurance for Seniors

Take a look at Sunland Park, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sunland Park, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $2,073 $2,212
GEICO $2,269 $2,269
Nationwide $1,856 $1,943
Progressive $1,387 $1,395
State Farm $1,428 $1,428
USAA $1,370 $1,363

Cheapest Sunland Park, NM Car Insurance Rates After a DUI

A DUI in Sunland Park, NM increases car insurance rates. Compare Sunland Park, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sunland Park, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,496
Farmers $4,477
GEICO $7,283
Nationwide $3,962
Progressive $2,640
State Farm $2,489
USAA $2,905

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Cheapest Sunland Park, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sunland Park, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sunland Park, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $4,209 $4,209
GEICO $3,828 $3,948
Nationwide $2,943 $2,943
Progressive $2,830 $2,830
State Farm $2,375 $2,501
USAA $2,065 $2,192

The Best Cheap Car Insurance Companies in Sunland Park, NM

Take a look at a side-by-side comparison of the top car insurance companies in Sunland Park, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sunland Park, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,209
GEICO $3,888
Nationwide $2,943
Progressive $2,830
State Farm $2,438
USAA $2,129

Category Winners: Cheapest Car Insurance in Sunland Park, New Mexico

Find the cheapest car insurance companies in Sunland Park, NM for each category right here.

Best Annual Car Insurance Rates by Company in Sunland Park, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Sunland Park, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sunland Park car insurance rates. Find the cheapest Sunland Park, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sunland Park, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,811 $4,167 $4,648
GEICO $3,606 $3,879 $4,179
Nationwide $2,872 $2,914 $3,043
Progressive $2,703 $2,829 $2,959
State Farm $2,214 $2,448 $2,653
USAA $1,967 $2,139 $2,280

What affects car insurance rates in Sunland Park, New Mexico?

What factors can have an impact on Sunland Park, NM car insurance? There are several reasons why Sunland Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sunland Park, New Mexico.

Commute Time in Sunland Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Sunland Park, NM is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sunland Park, NM

Ready to find affordable Sunland Park, New Mexico car insurance today? Enter your ZIP code for fast, free Sunland Park, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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