Compare Sunrise Beach, MO Car Insurance Rates (2021)

Car insurance in Sunrise Beach, MO averages $274 a month. Sunrise Beach, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sunrise Beach car insurance rates, compare quotes from the top car insurance companies in Sunrise Beach, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sunrise Beach is Nationwide
  • The cheapest car insurance company in Sunrise Beach for teen drivers is Nationwide
  • Average car insurance rates in Sunrise Beach, MO are $3,287/year

If you need to buy Sunrise Beach, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Sunrise Beach, MO is right here.

You’ll find Sunrise Beach car insurance rates, the cheapest Sunrise Beach, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Sunrise Beach, Missouri car insurance rates to St. Louis car insurance rates, Independence car insurance rates, and Florissant car insurance rates.

Ready to find affordable Sunrise Beach, MO car insurance today? Enter your ZIP code for fast, free Sunrise Beach car insurance quotes.

Cheapest Sunrise Beach, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sunrise Beach, MO car insurance rates? Every Sunrise Beach, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sunrise Beach, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,184 $2,184 $1,944 $1,944 $5,976 $7,777 $2,184 $2,554
Farmers $2,492 $2,479 $2,225 $2,359 $10,268 $10,608 $2,838 $2,960
GEICO $1,729 $1,940 $1,347 $1,728 $5,421 $5,738 $1,582 $1,590
Liberty Mutual $2,622 $2,841 $2,157 $2,417 $9,119 $10,125 $2,765 $2,952
Nationwide $1,443 $1,476 $1,289 $1,368 $3,681 $4,723 $1,649 $1,785
Progressive $2,113 $1,970 $1,729 $1,778 $6,891 $7,754 $2,583 $2,662
State Farm $1,691 $1,691 $1,510 $1,510 $4,802 $6,060 $1,899 $2,161
USAA $1,579 $1,572 $1,409 $1,446 $4,580 $5,613 $1,982 $2,217

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Minimum Car Insurance in Sunrise Beach, MO

Every driver must carry the minimum car insurance in Sunrise Beach, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Sunrise Beach, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sunrise Beach, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sunrise Beach, MO. Compare credit history car insurance rates in Sunrise Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sunrise Beach, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,373 $3,071 $2,587
Farmers $5,170 $4,314 $4,103
GEICO $3,635 $2,370 $1,898
Liberty Mutual $6,278 $3,832 $3,015
Nationwide $2,569 $2,119 $1,843
Progressive $3,976 $3,292 $3,037
State Farm $3,634 $2,390 $1,973
USAA $4,271 $1,971 $1,407

Cheapest Sunrise Beach, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sunrise Beach, MO to rates for a clean record with top companies.

Annual Sunrise Beach, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,510 $3,606 $4,397 $2,861
Farmers $3,918 $4,873 $4,765 $4,559
GEICO $2,046 $2,666 $3,603 $2,222
Liberty Mutual $3,176 $4,563 $4,703 $5,057
Nationwide $1,715 $2,195 $2,923 $1,875
Progressive $2,974 $3,984 $3,297 $3,486
State Farm $2,455 $2,877 $2,666 $2,666
USAA $2,072 $2,484 $3,393 $2,250

Cheapest Sunrise Beach, MO Car Insurance for Teen Drivers

Teen car insurance in Sunrise Beach, MO can be expensive. Take a look at rates from the top car insurance companies in Sunrise Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sunrise Beach, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,976 $7,777
Farmers $10,268 $10,608
GEICO $5,421 $5,738
Liberty Mutual $9,119 $10,125
Nationwide $3,681 $4,723
Progressive $6,891 $7,754
State Farm $4,802 $6,060
USAA $4,580 $5,613

Cheapest Sunrise Beach, MO Car Insurance for Seniors

Take a look at Sunrise Beach, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sunrise Beach, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,944 $1,944
Farmers $2,225 $2,359
GEICO $1,347 $1,728
Liberty Mutual $2,157 $2,417
Nationwide $1,289 $1,368
Progressive $1,729 $1,778
State Farm $1,510 $1,510
USAA $1,409 $1,446

Cheapest Sunrise Beach, MO Car Insurance Rates After a DUI

A DUI in Sunrise Beach, MO increases car insurance rates. Compare Sunrise Beach, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sunrise Beach, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,397
Farmers $4,765
GEICO $3,603
Liberty Mutual $4,703
Nationwide $2,923
Progressive $3,297
State Farm $2,666
USAA $3,393

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Cheapest Sunrise Beach, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sunrise Beach, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sunrise Beach, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,310 $3,377
Farmers $4,529 $4,529
GEICO $2,585 $2,683
Liberty Mutual $4,375 $4,375
Nationwide $2,177 $2,177
Progressive $3,435 $3,435
State Farm $2,601 $2,731
USAA $2,456 $2,643

The Best Cheap Car Insurance Companies in Sunrise Beach, MO

Take a look at a side-by-side comparison of the top car insurance companies in Sunrise Beach, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sunrise Beach, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,344
Farmers $4,529
GEICO $2,634
Liberty Mutual $4,375
Nationwide $2,177
Progressive $3,435
State Farm $2,666
USAA $2,550

Category Winners: Cheapest Car Insurance in Sunrise Beach, Missouri

Find the cheapest car insurance companies in Sunrise Beach, MO for each category right here.

Best Annual Car Insurance Rates by Company in Sunrise Beach, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Sunrise Beach, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sunrise Beach car insurance rates. Find the cheapest Sunrise Beach, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sunrise Beach, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,240 $3,449 $3,342
Farmers $4,246 $4,488 $4,852
GEICO $2,462 $2,653 $2,788
Liberty Mutual $4,136 $4,395 $4,593
Nationwide $2,051 $2,197 $2,282
Progressive $3,107 $3,442 $3,757
State Farm $2,497 $2,674 $2,826
USAA $2,451 $2,542 $2,656

What affects car insurance rates in Sunrise Beach, Missouri?

What factors can have an impact on Sunrise Beach, MO car insurance? There are several reasons why Sunrise Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sunrise Beach, Missouri.

Commute Time in Sunrise Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Sunrise Beach, MO is 22.0 minutes according to City-Data.

Compare Car Insurance Quotes in Sunrise Beach, MO

Ready to find affordable Sunrise Beach, Missouri car insurance today? Enter your ZIP code for fast, free Sunrise Beach, MO car insurance quotes.

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