Compare Sunset Beach, CA Car Insurance Rates (2021)

Car insurance in Sunset Beach, CA averages $310 a month. Sunset Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Sunset Beach car insurance rates, compare quotes from the top car insurance companies in Sunset Beach, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sunset Beach is USAA
  • Average car insurance rates in Sunset Beach, CA are $3,717/year
  • Average car insurance rates in Sunset Beach, CA after a DUI are $5,230/year

If you need to buy Sunset Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Sunset Beach, CA is right here.

You’ll find Sunset Beach car insurance rates, the cheapest Sunset Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Sunset Beach, California car insurance rates to Los Angeles car insurance rates, Anaheim car insurance rates, and Oakland car insurance rates.

Ready to find affordable Sunset Beach, CA car insurance today? Enter your ZIP code for fast, free Sunset Beach car insurance quotes.

Cheapest Sunset Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sunset Beach, CA car insurance rates? Every Sunset Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sunset Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,816 $2,804 $2,067 $2,066 $7,909 $9,917 $3,535 $3,820
Farmers $2,600 $2,600 $2,369 $2,369 $8,268 $13,396 $3,081 $3,435
GEICO $1,748 $1,749 $1,644 $1,644 $5,324 $5,421 $2,512 $2,571
Liberty Mutual $2,233 $2,102 $2,094 $2,024 $4,846 $5,201 $2,502 $2,540
Nationwide $3,454 $3,293 $3,026 $2,848 $8,863 $9,775 $4,121 $4,068
Progressive $1,950 $2,010 $1,657 $1,971 $5,253 $6,347 $2,821 $3,040
State Farm $3,412 $3,412 $3,052 $3,052 $6,350 $7,902 $3,778 $3,892
Travelers $2,484 $2,396 $2,202 $2,181 $5,243 $5,911 $3,226 $3,149
USAA $1,992 $1,884 $1,947 $1,951 $4,563 $4,585 $2,759 $2,604

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Minimum Car Insurance in Sunset Beach, CA

Every driver must carry the minimum car insurance in Sunset Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Sunset Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Sunset Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sunset Beach, CA to rates for a clean record with top companies.

Annual Sunset Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,650 $4,397 $6,957 $3,463
Farmers $3,532 $4,802 $5,963 $4,762
GEICO $1,976 $3,051 $3,827 $2,452
Liberty Mutual $2,555 $3,420 $3,089 $2,707
Nationwide $3,440 $4,410 $7,465 $4,410
Progressive $2,045 $3,483 $4,049 $2,947
State Farm $3,114 $3,710 $6,991 $3,611
Travelers $2,220 $3,659 $4,220 $3,297
USAA $1,850 $2,756 $4,511 $2,027

Cheapest Sunset Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Sunset Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Sunset Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sunset Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,909 $9,917
Farmers $8,268 $13,396
GEICO $5,324 $5,421
Liberty Mutual $4,846 $5,201
Nationwide $8,863 $9,775
Progressive $5,253 $6,347
State Farm $6,350 $7,902
Travelers $5,243 $5,911
USAA $4,563 $4,585

Cheapest Sunset Beach, CA Car Insurance for Seniors

Take a look at Sunset Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sunset Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,066
Farmers $2,369 $2,369
GEICO $1,644 $1,644
Liberty Mutual $2,094 $2,024
Nationwide $3,026 $2,848
Progressive $1,657 $1,971
State Farm $3,052 $3,052
Travelers $2,202 $2,181
USAA $1,947 $1,951

Cheapest Sunset Beach, CA Car Insurance Rates After a DUI

A DUI in Sunset Beach, CA increases car insurance rates. Compare Sunset Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sunset Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,957
Farmers $5,963
GEICO $3,827
Liberty Mutual $3,089
Nationwide $7,465
Progressive $4,049
State Farm $6,991
Travelers $4,220
USAA $4,511

Cheapest Sunset Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sunset Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sunset Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,930 $4,804
Farmers $4,321 $5,208
GEICO $2,568 $3,085
Liberty Mutual $2,702 $3,184
Nationwide $4,347 $5,515
Progressive $2,841 $3,421
State Farm $4,196 $4,517
Travelers $3,015 $3,683
USAA $2,566 $3,005

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The Best Cheap Car Insurance Companies in Sunset Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Sunset Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sunset Beach, California

Insurance Company Average Annual Rates
Allstate $4,367
Farmers $4,765
GEICO $2,827
Liberty Mutual $2,943
Nationwide $4,931
Progressive $3,131
State Farm $4,356
Travelers $3,349
USAA $2,786

Category Winners: Cheapest Car Insurance in Sunset Beach, California

Find the cheapest car insurance companies in Sunset Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Sunset Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Sunset Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sunset Beach car insurance rates. Find the cheapest Sunset Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sunset Beach, California

Insurance Company Low Medium High
Allstate $4,085 $4,412 $4,604
Farmers $4,383 $4,808 $5,103
GEICO $2,577 $2,856 $3,047
Liberty Mutual $2,709 $2,972 $3,147
Nationwide $4,425 $5,015 $5,354
Progressive $2,813 $3,223 $3,358
State Farm $3,848 $4,447 $4,774
Travelers $2,859 $3,453 $3,735
USAA $2,524 $2,840 $2,993

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Compare Car Insurance Quotes in Sunset Beach, CA

Ready to find affordable Sunset Beach, California car insurance today? Enter your ZIP code for fast, free Sunset Beach, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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