Compare Sunset Hills, MO Car Insurance Rates (2021)

Car insurance in Sunset Hills, MO averages $315 a month. Sunset Hills, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Sunset Hills car insurance rates, compare quotes from the top car insurance companies in Sunset Hills, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Sunset Hills is Nationwide
  • Average car insurance rates in Sunset Hills, MO after a DUI are $4,417/year
  • The cheapest ZIP code in Sunset Hills is 63128

If you need to buy Sunset Hills, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Sunset Hills, MO is right here.

You’ll find Sunset Hills car insurance rates, the cheapest Sunset Hills, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Sunset Hills, Missouri car insurance rates to Blue Springs car insurance rates, Lee’s Summit car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Sunset Hills, MO car insurance today? Enter your ZIP code for fast, free Sunset Hills car insurance quotes.

Cheapest Sunset Hills, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sunset Hills, MO car insurance rates? Every Sunset Hills, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sunset Hills, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,112 $2,993 $2,826 $2,913 $9,168 $9,985 $2,931 $3,006
American Family $2,345 $2,345 $2,090 $2,090 $6,499 $8,443 $2,345 $2,736
Farmers $2,752 $2,734 $2,445 $2,597 $11,853 $12,274 $3,145 $3,272
GEICO $1,950 $2,200 $1,523 $2,008 $6,394 $6,703 $1,755 $1,730
Liberty Mutual $2,919 $3,163 $2,403 $2,701 $10,307 $11,451 $3,067 $3,260
Nationwide $1,697 $1,723 $1,527 $1,605 $4,465 $5,673 $1,952 $2,099
Progressive $2,591 $2,354 $2,137 $2,192 $9,412 $10,532 $3,152 $3,250
State Farm $1,761 $1,761 $1,609 $1,609 $5,525 $6,922 $1,993 $2,291
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Sunset Hills, MO

Every driver must carry the minimum car insurance in Sunset Hills, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Sunset Hills, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Sunset Hills, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sunset Hills, MO. Compare credit history car insurance rates in Sunset Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sunset Hills, Missouri

Insurance Company Poor Fair Good
Allstate $6,369 $4,105 $3,376
American Family $4,721 $3,319 $2,795
Farmers $5,838 $4,903 $4,661
GEICO $4,190 $2,728 $2,181
Liberty Mutual $7,031 $4,307 $3,389
Nationwide $3,050 $2,533 $2,195
Progressive $5,107 $4,283 $3,967
State Farm $4,162 $2,584 $2,055
USAA $4,567 $2,109 $1,505

Cheapest Sunset Hills, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sunset Hills, MO to rates for a clean record with top companies.

Annual Sunset Hills, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,921 $4,460 $5,612 $4,474
American Family $2,695 $3,881 $4,786 $3,084
Farmers $4,400 $5,553 $5,423 $5,161
GEICO $2,299 $3,075 $4,244 $2,514
Liberty Mutual $3,561 $5,127 $5,273 $5,675
Nationwide $2,006 $2,616 $3,540 $2,209
Progressive $3,782 $5,260 $4,252 $4,516
State Farm $2,666 $3,202 $2,934 $2,934
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Sunset Hills, MO Car Insurance for Teen Drivers

Teen car insurance in Sunset Hills, MO can be expensive. Take a look at rates from the top car insurance companies in Sunset Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sunset Hills, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,168 $9,985
American Family $6,499 $8,443
Farmers $11,853 $12,274
GEICO $6,394 $6,703
Liberty Mutual $10,307 $11,451
Nationwide $4,465 $5,673
Progressive $9,412 $10,532
State Farm $5,525 $6,922
USAA $5,002 $6,115

Cheapest Sunset Hills, MO Car Insurance for Seniors

Take a look at Sunset Hills, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sunset Hills, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,826 $2,913
American Family $2,090 $2,090
Farmers $2,445 $2,597
GEICO $1,523 $2,008
Liberty Mutual $2,403 $2,701
Nationwide $1,527 $1,605
Progressive $2,137 $2,192
State Farm $1,609 $1,609
USAA $1,491 $1,518

Cheapest Sunset Hills, MO Car Insurance Rates After a DUI

A DUI in Sunset Hills, MO increases car insurance rates. Compare Sunset Hills, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sunset Hills, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,612
American Family $4,786
Farmers $5,423
GEICO $4,244
Liberty Mutual $5,273
Nationwide $3,540
Progressive $4,252
State Farm $2,934
USAA $3,694

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Sunset Hills, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sunset Hills, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sunset Hills, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,617 $4,617
American Family $3,576 $3,647
Farmers $5,134 $5,134
GEICO $2,980 $3,086
Liberty Mutual $4,909 $4,909
Nationwide $2,593 $2,593
Progressive $4,452 $4,452
State Farm $2,860 $3,008
USAA $2,630 $2,824

Cheapest Sunset Hills, MO Car Insurance Rates by ZIP Code

Sunset Hills car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sunset Hills, MO.

Annual Car Insurance Rates by ZIP Code in Sunset Hills, Missouri

ZIP Code Average Annual Rates
63127 $3,128
63128 $3,036

The Best Cheap Car Insurance Companies in Sunset Hills, MO

Take a look at a side-by-side comparison of the top car insurance companies in Sunset Hills, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sunset Hills, Missouri

Insurance Company Average Annual Rates
Allstate $4,617
American Family $3,612
Farmers $5,134
GEICO $3,033
Liberty Mutual $4,909
Nationwide $2,593
Progressive $4,452
State Farm $2,934
USAA $2,727

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Sunset Hills, Missouri

Find the cheapest car insurance companies in Sunset Hills, MO for each category right here.

Best Annual Car Insurance Rates by Company in Sunset Hills, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Sunset Hills, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sunset Hills car insurance rates. Find the cheapest Sunset Hills, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sunset Hills, Missouri

Insurance Company Low Medium High
Allstate $4,432 $4,606 $4,812
American Family $3,497 $3,725 $3,613
Farmers $4,795 $5,086 $5,522
GEICO $2,791 $3,068 $3,240
Liberty Mutual $4,610 $4,937 $5,179
Nationwide $2,426 $2,619 $2,733
Progressive $4,002 $4,469 $4,887
State Farm $2,708 $2,948 $3,146
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Sunset Hills, Missouri?

What factors can have an impact on Sunset Hills, MO car insurance? There are several reasons why Sunset Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sunset Hills, Missouri.

Commute Time in Sunset Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Sunset Hills, MO is 22.3 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Sunset Hills, MO

Ready to find affordable Sunset Hills, Missouri car insurance today? Enter your ZIP code for fast, free Sunset Hills, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption