Compare Surfside, CA Car Insurance Rates (2021)

Car insurance in Surfside, CA averages $306 a month. Surfside, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Surfside car insurance rates, compare quotes from the top car insurance companies in Surfside, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest car insurance company in Surfside is USAA
  • Average car insurance rates in Surfside, CA after a DUI are $5,152/year
  • Average car insurance rates in Surfside, CA are $3,670/year

If you need to buy Surfside, California car insurance, the options can be confusing. Everything you need to know about car insurance in Surfside, CA is right here.

You’ll find Surfside car insurance rates, the cheapest Surfside, CA car insurance companies, and information on California car insurance laws. You can also compare Surfside, California car insurance rates to Fresno car insurance rates, San Francisco car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Surfside, CA car insurance today? Enter your ZIP code for fast, free Surfside car insurance quotes.

Cheapest Surfside, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Surfside, CA car insurance rates? Every Surfside, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Surfside, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,816 $2,804 $2,067 $2,066 $7,909 $9,917 $3,535 $3,820
Farmers $2,601 $2,601 $2,370 $2,370 $8,273 $13,403 $3,083 $3,436
GEICO $1,914 $1,915 $1,799 $1,799 $5,823 $5,926 $2,750 $2,812
Liberty Mutual $2,230 $2,098 $2,092 $2,023 $4,855 $5,208 $2,499 $2,534
Nationwide $3,411 $3,253 $2,989 $2,815 $8,731 $9,634 $4,075 $4,022
Progressive $1,881 $1,937 $1,593 $1,896 $5,030 $6,074 $2,712 $2,919
State Farm $3,192 $3,192 $2,853 $2,853 $5,941 $7,406 $3,532 $3,636
Travelers $2,436 $2,349 $2,159 $2,139 $5,135 $5,778 $3,158 $3,083
USAA $1,888 $1,785 $1,845 $1,848 $4,307 $4,329 $2,609 $2,462

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Minimum Car Insurance in Surfside, CA

Every driver must carry the minimum car insurance in Surfside, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Surfside, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Surfside, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Surfside, CA to rates for a clean record with top companies.

Annual Surfside, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,650 $4,397 $6,957 $3,463
Farmers $3,534 $4,805 $5,966 $4,764
GEICO $2,161 $3,342 $4,187 $2,681
Liberty Mutual $2,555 $3,419 $3,088 $2,707
Nationwide $3,395 $4,353 $7,366 $4,353
Progressive $1,967 $3,343 $3,877 $2,834
State Farm $2,913 $3,471 $6,541 $3,378
Travelers $2,176 $3,585 $4,129 $3,229
USAA $1,751 $2,607 $4,260 $1,917

Cheapest Surfside, CA Car Insurance for Teen Drivers

Teen car insurance in Surfside, CA can be expensive. Take a look at rates from the top car insurance companies in Surfside for teenagers.

Annual Car Insurance Rates for Teen Drivers in Surfside, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,909 $9,917
Farmers $8,273 $13,403
GEICO $5,823 $5,926
Liberty Mutual $4,855 $5,208
Nationwide $8,731 $9,634
Progressive $5,030 $6,074
State Farm $5,941 $7,406
Travelers $5,135 $5,778
USAA $4,307 $4,329

Cheapest Surfside, CA Car Insurance for Seniors

Take a look at Surfside, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Surfside, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,066
Farmers $2,370 $2,370
GEICO $1,799 $1,799
Liberty Mutual $2,092 $2,023
Nationwide $2,989 $2,815
Progressive $1,593 $1,896
State Farm $2,853 $2,853
Travelers $2,159 $2,139
USAA $1,845 $1,848

Cheapest Surfside, CA Car Insurance Rates After a DUI

A DUI in Surfside, CA increases car insurance rates. Compare Surfside, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Surfside, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,957
Farmers $5,966
GEICO $4,187
Liberty Mutual $3,088
Nationwide $7,366
Progressive $3,877
State Farm $6,541
Travelers $4,129
USAA $4,260

Cheapest Surfside, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Surfside, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Surfside, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,930 $4,804
Farmers $4,324 $5,211
GEICO $2,809 $3,376
Liberty Mutual $2,702 $3,183
Nationwide $4,294 $5,439
Progressive $2,726 $3,285
State Farm $3,924 $4,228
Travelers $2,954 $3,605
USAA $2,428 $2,840

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The Best Cheap Car Insurance Companies in Surfside, CA

Take a look at a side-by-side comparison of the top car insurance companies in Surfside, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Surfside, California

Insurance Company Average Annual Rates
Allstate $4,367
Farmers $4,767
GEICO $3,092
Liberty Mutual $2,942
Nationwide $4,866
Progressive $3,005
State Farm $4,076
Travelers $3,280
USAA $2,634

Category Winners: Cheapest Car Insurance in Surfside, California

Find the cheapest car insurance companies in Surfside, CA for each category right here.

Best Annual Car Insurance Rates by Company in Surfside, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Surfside, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Surfside car insurance rates. Find the cheapest Surfside, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Surfside, California

Insurance Company Low Medium High
Allstate $4,085 $4,412 $4,604
Farmers $4,385 $4,810 $5,106
GEICO $2,775 $3,126 $3,376
Liberty Mutual $2,715 $2,971 $3,140
Nationwide $4,363 $4,954 $5,282
Progressive $2,706 $3,094 $3,216
State Farm $3,576 $4,166 $4,486
Travelers $2,793 $3,382 $3,664
USAA $2,383 $2,687 $2,833

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Compare Car Insurance Quotes in Surfside, CA

Ready to find affordable Surfside, California car insurance today? Enter your ZIP code for fast, free Surfside, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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