Compare Surrey, ND Car Insurance Rates (2021)

Car insurance in Surrey, ND averages $342 a month. Surrey, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Surrey car insurance rates, compare quotes from the top car insurance companies in Surrey, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Surrey, ND are $4,106/year
  • Average car insurance rates in Surrey, ND after a DUI are $4,920/year
  • The cheapest car insurance company in Surrey for teen drivers is USAA

If you need to buy Surrey, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Surrey, ND is right here.

You’ll find Surrey car insurance rates, the cheapest Surrey, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Surrey, North Dakota car insurance rates to Wahpeton car insurance rates, Mandan car insurance rates, and Fargo car insurance rates.

Ready to find affordable Surrey, ND car insurance today? Enter your ZIP code for fast, free Surrey car insurance quotes.

Cheapest Surrey, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Surrey, ND car insurance rates? Every Surrey, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Surrey, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,797 $2,797 $2,527 $2,527 $5,984 $8,628 $2,797 $3,275
Farmers $1,872 $1,833 $1,668 $1,742 $7,041 $7,219 $2,137 $2,251
GEICO $1,949 $1,930 $1,668 $1,687 $3,969 $4,963 $1,762 $1,910
Liberty Mutual $6,215 $6,701 $4,999 $6,060 $25,609 $28,548 $6,470 $7,065
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,144 $2,022 $1,743 $1,812 $8,478 $9,456 $2,639 $2,685
State Farm $1,659 $1,659 $1,483 $1,483 $4,899 $6,168 $1,864 $2,127
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Surrey, ND

Every driver must carry the minimum car insurance in Surrey, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Surrey, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Surrey, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Surrey, ND. Compare credit history car insurance rates in Surrey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Surrey, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,149 $3,578 $3,023
Farmers $3,711 $3,052 $2,898
GEICO $2,964 $2,390 $2,085
Liberty Mutual $16,601 $9,976 $7,799
Nationwide $3,293 $2,555 $2,248
Progressive $4,436 $3,746 $3,436
State Farm $3,733 $2,372 $1,898
USAA $2,801 $1,773 $1,511

Cheapest Surrey, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Surrey, ND to rates for a clean record with top companies.

Annual Surrey, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,865 $4,082 $5,440 $3,279
Farmers $2,705 $3,471 $3,427 $3,278
GEICO $1,452 $2,405 $3,736 $2,326
Liberty Mutual $10,156 $11,493 $12,447 $11,738
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,560 $4,438 $3,609 $3,882
State Farm $2,444 $2,891 $2,668 $2,668
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Surrey, ND Car Insurance for Teen Drivers

Teen car insurance in Surrey, ND can be expensive. Take a look at rates from the top car insurance companies in Surrey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Surrey, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $5,984 $8,628
Farmers $7,041 $7,219
GEICO $3,969 $4,963
Liberty Mutual $25,609 $28,548
Nationwide $4,255 $5,290
Progressive $8,478 $9,456
State Farm $4,899 $6,168
USAA $3,928 $4,747

Cheapest Surrey, ND Car Insurance for Seniors

Take a look at Surrey, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Surrey, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,527 $2,527
Farmers $1,668 $1,742
GEICO $1,668 $1,687
Liberty Mutual $4,999 $6,060
Nationwide $1,729 $1,853
Progressive $1,743 $1,812
State Farm $1,483 $1,483
USAA $927 $930

Cheapest Surrey, ND Car Insurance Rates After a DUI

A DUI in Surrey, ND increases car insurance rates. Compare Surrey, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Surrey, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,285
American Family $5,440
Farmers $3,427
GEICO $3,736
Liberty Mutual $12,447
Nationwide $3,812
Progressive $3,609
State Farm $2,668
USAA $2,854

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Cheapest Surrey, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Surrey, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Surrey, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,868 $3,965
Farmers $3,220 $3,220
GEICO $2,450 $2,509
Liberty Mutual $11,459 $11,459
Nationwide $2,699 $2,699
Progressive $3,872 $3,872
State Farm $2,598 $2,738
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Surrey, ND

Take a look at a side-by-side comparison of the top car insurance companies in Surrey, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Surrey, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $3,917
Farmers $3,220
GEICO $2,480
Liberty Mutual $11,459
Nationwide $2,699
Progressive $3,872
State Farm $2,668
USAA $2,028

Category Winners: Cheapest Car Insurance in Surrey, North Dakota

Find the cheapest car insurance companies in Surrey, ND for each category right here.

Best Annual Car Insurance Rates by Company in Surrey, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Surrey, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Surrey car insurance rates. Find the cheapest Surrey, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Surrey, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,039 $4,111 $3,600
Farmers $3,136 $3,205 $3,321
GEICO $2,429 $2,475 $2,535
Liberty Mutual $11,181 $11,406 $11,788
Nationwide $2,635 $2,684 $2,776
Progressive $3,754 $3,863 $4,001
State Farm $2,590 $2,677 $2,737
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Surrey, North Dakota?

What factors can have an impact on Surrey, ND car insurance? There are several reasons why Surrey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Surrey, North Dakota.

Commute Time in Surrey

The more time you spend in your car the higher the risk of an accident. The average commute length in Surrey, ND is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Surrey, ND

Ready to find affordable Surrey, North Dakota car insurance today? Enter your ZIP code for fast, free Surrey, ND car insurance quotes.

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