Compare Sutter, IL Car Insurance Rates (2021)

Car insurance in Sutter, IL averages $251 a month. Sutter, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sutter car insurance rates, compare quotes from the top car insurance companies in Sutter, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sutter for teen drivers is State Farm
  • The cheapest car insurance company in Sutter is State Farm
  • Average car insurance rates in Sutter, IL are $3,009/year

If you need to buy Sutter, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Sutter, IL is right here.

You’ll find Sutter car insurance rates, the cheapest Sutter, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Sutter, Illinois car insurance rates to Joliet car insurance rates, Chicago car insurance rates, and Champaign car insurance rates.

Ready to find affordable Sutter, IL car insurance today? Enter your ZIP code for fast, free Sutter car insurance quotes.

Cheapest Sutter, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sutter, IL car insurance rates? Every Sutter, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sutter, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,341 $2,345 $2,087 $2,196 $9,413 $9,802 $2,662 $2,797
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,373 $1,484 $1,146 $1,279 $4,299 $4,779 $1,437 $1,519
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,989 $1,923 $1,638 $1,696 $6,359 $7,173 $2,386 $2,576
State Farm $1,354 $1,354 $1,190 $1,190 $3,599 $4,591 $1,524 $1,735
Travelers $1,464 $1,545 $1,325 $1,412 $4,091 $5,096 $1,554 $1,637
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Sutter, IL

Every driver must carry the minimum car insurance in Sutter, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Sutter, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Sutter, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sutter, IL. Compare credit history car insurance rates in Sutter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sutter, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $5,016 $3,389 $2,858
Farmers $4,800 $4,004 $3,812
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,064 $1,907 $1,523
Nationwide $3,164 $2,550 $2,235
Progressive $3,693 $3,105 $2,854
State Farm $3,006 $1,800 $1,396
Travelers $2,771 $2,219 $1,807
USAA $3,661 $2,516 $2,074

Cheapest Sutter, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sutter, IL to rates for a clean record with top companies.

Annual Sutter, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,562 $4,565 $4,452 $4,244
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,810 $2,548 $2,250 $2,050
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,673 $3,870 $2,948 $3,379
State Farm $1,908 $2,226 $2,067 $2,067
Travelers $1,809 $2,361 $2,627 $2,265
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Sutter, IL Car Insurance for Teen Drivers

Teen car insurance in Sutter, IL can be expensive. Take a look at rates from the top car insurance companies in Sutter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sutter, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,493 $9,079
Farmers $9,413 $9,802
GEICO $4,847 $5,129
Liberty Mutual $4,299 $4,779
Nationwide $4,593 $5,910
Progressive $6,359 $7,173
State Farm $3,599 $4,591
Travelers $4,091 $5,096
USAA $5,289 $5,831

Cheapest Sutter, IL Car Insurance for Seniors

Take a look at Sutter, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sutter, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,158 $2,158
Farmers $2,087 $2,196
GEICO $1,521 $1,797
Liberty Mutual $1,146 $1,279
Nationwide $1,517 $1,611
Progressive $1,638 $1,696
State Farm $1,190 $1,190
Travelers $1,325 $1,412
USAA $1,527 $1,507

Cheapest Sutter, IL Car Insurance Rates After a DUI

A DUI in Sutter, IL increases car insurance rates. Compare Sutter, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sutter, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,207
Farmers $4,452
GEICO $3,482
Liberty Mutual $2,250
Nationwide $3,250
Progressive $2,948
State Farm $2,067
Travelers $2,627
USAA $3,858

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Cheapest Sutter, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sutter, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sutter, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,705 $3,803
Farmers $4,205 $4,205
GEICO $2,519 $2,617
Liberty Mutual $2,164 $2,164
Nationwide $2,650 $2,650
Progressive $3,217 $3,217
State Farm $2,015 $2,119
Travelers $2,177 $2,354
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Sutter, IL

Take a look at a side-by-side comparison of the top car insurance companies in Sutter, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sutter, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,754
Farmers $4,205
GEICO $2,568
Liberty Mutual $2,164
Nationwide $2,650
Progressive $3,217
State Farm $2,067
Travelers $2,266
USAA $2,750

Category Winners: Cheapest Car Insurance in Sutter, Illinois

Find the cheapest car insurance companies in Sutter, IL for each category right here.

Best Annual Car Insurance Rates by Company in Sutter, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Sutter, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sutter car insurance rates. Find the cheapest Sutter, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sutter, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,654 $3,890 $3,718
Farmers $4,025 $4,120 $4,470
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,050 $2,160 $2,283
Nationwide $2,654 $2,667 $2,629
Progressive $3,021 $3,210 $3,421
State Farm $1,972 $2,070 $2,160
Travelers $2,134 $2,263 $2,400
USAA $2,561 $2,747 $2,942

Compare Car Insurance Quotes in Sutter, IL

Ready to find affordable Sutter, Illinois car insurance today? Enter your ZIP code for fast, free Sutter, IL car insurance quotes.

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