Compare Swain, NY Car Insurance Rates (2021)

Car insurance in Swain, NY averages $252 a month. Swain, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Swain car insurance rates, compare quotes from the top car insurance companies in Swain, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Swain for teen drivers is GEICO
  • The cheapest car insurance company in Swain is GEICO
  • Average car insurance rates in Swain, NY after a DUI are $3,917/year

If you need to buy Swain, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Swain, NY is right here.

You’ll find Swain car insurance rates, the cheapest Swain, NY car insurance companies, and information on New York car insurance laws. You can also compare Swain, New York car insurance rates to New York car insurance rates, Rochester car insurance rates, and Albany car insurance rates.

Ready to find affordable Swain, NY car insurance today? Enter your ZIP code for fast, free Swain car insurance quotes.

Cheapest Swain, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swain, NY car insurance rates? Every Swain, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swain, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,278 $1,230 $1,239 $1,221 $2,552 $3,629 $1,160 $1,186
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,593 $1,524 $1,314 $1,323 $4,999 $5,590 $2,037 $1,994
State Farm $2,215 $2,215 $1,923 $1,923 $6,353 $8,217 $2,425 $2,564
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Swain, NY

Every driver must carry the minimum car insurance in Swain, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Swain, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Swain, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swain, NY. Compare credit history car insurance rates in Swain from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swain, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,112 $1,555 $1,394
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $4,017 $2,091 $1,533
State Farm $4,913 $3,080 $2,444
Travelers $4,747 $2,998 $2,610
USAA $4,707 $2,323 $2,051

Cheapest Swain, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swain, NY to rates for a clean record with top companies.

Annual Swain, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,364 $1,483 $2,537 $1,364
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,483 $2,483 $2,724 $2,497
State Farm $3,321 $3,321 $3,637 $3,637
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Swain, NY Car Insurance for Teen Drivers

Teen car insurance in Swain, NY can be expensive. Take a look at rates from the top car insurance companies in Swain for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swain, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,552 $3,629
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $4,999 $5,590
State Farm $6,353 $8,217
Travelers $5,680 $6,729
USAA $6,303 $7,547

Cheapest Swain, NY Car Insurance for Seniors

Take a look at Swain, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swain, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,239 $1,221
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,314 $1,323
State Farm $1,923 $1,923
Travelers $2,273 $2,444
USAA $1,437 $1,445

Cheapest Swain, NY Car Insurance Rates After a DUI

A DUI in Swain, NY increases car insurance rates. Compare Swain, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swain, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,537
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,724
State Farm $3,637
Travelers $3,727
USAA $3,931

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Cheapest Swain, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swain, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swain, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,638 $1,736
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,547 $2,547
State Farm $3,357 $3,602
Travelers $3,452 $3,452
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Swain, NY

Take a look at a side-by-side comparison of the top car insurance companies in Swain, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swain, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,687
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,547
State Farm $3,479
Travelers $3,452
USAA $3,027

Category Winners: Cheapest Car Insurance in Swain, New York

Find the cheapest car insurance companies in Swain, NY for each category right here.

Best Annual Car Insurance Rates by Company in Swain, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Swain, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swain car insurance rates. Find the cheapest Swain, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swain, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,609 $1,681 $1,771
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,433 $2,535 $2,672
State Farm $3,319 $3,497 $3,622
Travelers $3,285 $3,419 $3,652
USAA $2,952 $3,015 $3,115

Compare Car Insurance Quotes in Swain, NY

Ready to find affordable Swain, New York car insurance today? Enter your ZIP code for fast, free Swain, NY car insurance quotes.

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