Compare Swan, IA Car Insurance Rates (2021)

Car insurance in Swan, IA averages $242 a month. Swan, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Swan car insurance rates, compare quotes from the top car insurance companies in Swan, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Swan is USAA
  • Average car insurance rates in Swan, IA after a DUI are $3,494/year
  • Average car insurance rates in Swan, IA are $2,899/year

If you need to buy Swan, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Swan, IA is right here.

You’ll find Swan car insurance rates, the cheapest Swan, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Swan, Iowa car insurance rates to West Des Moines car insurance rates, Iowa City car insurance rates, and Ames car insurance rates.

Ready to find affordable Swan, IA car insurance today? Enter your ZIP code for fast, free Swan car insurance quotes.

Cheapest Swan, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swan, IA car insurance rates? Every Swan, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swan, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,760 $1,690 $1,567 $1,594 $5,067 $5,706 $1,913 $1,968
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,663 $1,593 $1,371 $1,426 $4,226 $4,767 $1,998 $2,165
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,484 $2,534 $2,417 $2,424 $11,138 $17,803 $2,585 $3,045
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

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Minimum Car Insurance in Swan, IA

Every driver must carry the minimum car insurance in Swan, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Swan, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Swan, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swan, IA. Compare credit history car insurance rates in Swan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swan, Iowa

Insurance Company Poor Fair Good
Allstate $3,174 $2,526 $2,275
American Family $3,893 $2,860 $2,405
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,824 $2,295 $2,084
State Farm $3,157 $1,953 $1,541
Travelers $6,243 $5,334 $5,084
USAA $2,456 $1,684 $1,458

Cheapest Swan, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swan, IA to rates for a clean record with top companies.

Annual Swan, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,261 $2,734 $3,111 $2,528
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,925 $3,177 $2,092 $2,410
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,046 $5,398 $7,231 $5,539
USAA $1,427 $1,912 $2,487 $1,638

Cheapest Swan, IA Car Insurance for Teen Drivers

Teen car insurance in Swan, IA can be expensive. Take a look at rates from the top car insurance companies in Swan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swan, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,067 $5,706
American Family $5,256 $7,372
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,226 $4,767
State Farm $3,891 $4,937
Travelers $11,138 $17,803
USAA $3,349 $3,563

Cheapest Swan, IA Car Insurance for Seniors

Take a look at Swan, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swan, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,567 $1,594
American Family $1,760 $1,760
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,371 $1,426
State Farm $1,269 $1,269
Travelers $2,417 $2,424
USAA $1,147 $1,174

Cheapest Swan, IA Car Insurance Rates After a DUI

A DUI in Swan, IA increases car insurance rates. Compare Swan, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swan, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,111
American Family $4,189
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,092
State Farm $2,217
Travelers $7,231
USAA $2,487

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Cheapest Swan, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swan, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swan, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,596 $2,721
American Family $3,017 $3,088
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,401 $2,401
State Farm $2,164 $2,270
Travelers $5,554 $5,554
USAA $1,798 $1,934

The Best Cheap Car Insurance Companies in Swan, IA

Take a look at a side-by-side comparison of the top car insurance companies in Swan, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swan, Iowa

Insurance Company Average Annual Rates
Allstate $2,658
American Family $3,053
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,401
State Farm $2,217
Travelers $5,554
USAA $1,866

Category Winners: Cheapest Car Insurance in Swan, Iowa

Find the cheapest car insurance companies in Swan, IA for each category right here.

Best Annual Car Insurance Rates by Company in Swan, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Swan, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swan car insurance rates. Find the cheapest Swan, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swan, Iowa

Insurance Company Low Medium High
Allstate $2,565 $2,661 $2,748
American Family $3,064 $3,222 $2,872
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,245 $2,408 $2,550
State Farm $2,111 $2,229 $2,311
Travelers $5,207 $5,639 $5,815
USAA $1,772 $1,872 $1,954

What affects car insurance rates in Swan, Iowa?

What factors can have an impact on Swan, IA car insurance? There are several reasons why Swan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Swan, Iowa.

Commute Time in Swan

The more time you spend in your car the higher the risk of an accident. The average commute length in Swan, IA is 31.4 minutes according to City-Data.

Traffic in Swan

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Swan, IA traffic data from INRIX ranks Swan as the 224th-most congested in the world.

Compare Car Insurance Quotes in Swan, IA

Ready to find affordable Swan, Iowa car insurance today? Enter your ZIP code for fast, free Swan, IA car insurance quotes.

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