Compare Swan Lake, NY Car Insurance Rates (2021)

Car insurance in Swan Lake, NY averages $407 a month. Swan Lake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Swan Lake car insurance rates, compare quotes from the top car insurance companies in Swan Lake, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Swan Lake, NY after a DUI are $6,557/year
  • The cheapest car insurance company in Swan Lake for teen drivers is GEICO
  • Average car insurance rates in Swan Lake, NY are $4,886/year

If you need to buy Swan Lake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Swan Lake, NY is right here.

You’ll find Swan Lake car insurance rates, the cheapest Swan Lake, NY car insurance companies, and information on New York car insurance laws. You can also compare Swan Lake, New York car insurance rates to Albany car insurance rates, Rochester car insurance rates, and New York car insurance rates.

Ready to find affordable Swan Lake, NY car insurance today? Enter your ZIP code for fast, free Swan Lake car insurance quotes.

Cheapest Swan Lake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swan Lake, NY car insurance rates? Every Swan Lake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swan Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,187 $2,102 $2,121 $2,090 $4,632 $6,783 $1,972 $2,016
Liberty Mutual $5,570 $5,570 $5,181 $5,181 $10,852 $17,658 $5,570 $5,927
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,560 $2,379 $2,037 $2,073 $8,408 $9,285 $3,263 $3,135
State Farm $3,260 $3,260 $2,840 $2,840 $9,446 $12,119 $3,582 $3,749
Travelers $3,302 $3,341 $2,969 $3,194 $7,356 $8,700 $3,491 $3,641
USAA $2,277 $2,241 $2,063 $2,071 $9,192 $10,931 $2,931 $3,252

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Minimum Car Insurance in Swan Lake, NY

Every driver must carry the minimum car insurance in Swan Lake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Swan Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Swan Lake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swan Lake, NY. Compare credit history car insurance rates in Swan Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swan Lake, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $3,745 $2,751 $2,469
Liberty Mutual $10,779 $7,032 $5,254
Nationwide $4,811 $4,811 $4,811
Progressive $6,669 $3,342 $2,416
State Farm $7,255 $4,548 $3,609
Travelers $6,251 $3,885 $3,362
USAA $6,740 $3,387 $2,982

Cheapest Swan Lake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swan Lake, NY to rates for a clean record with top companies.

Annual Swan Lake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,333 $2,543 $4,742 $2,333
Liberty Mutual $6,147 $6,147 $12,312 $6,147
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $4,028 $4,028 $4,461 $4,053
State Farm $4,895 $4,895 $5,379 $5,379
Travelers $3,886 $4,786 $4,851 $4,473
USAA $3,904 $3,967 $5,641 $3,967

Cheapest Swan Lake, NY Car Insurance for Teen Drivers

Teen car insurance in Swan Lake, NY can be expensive. Take a look at rates from the top car insurance companies in Swan Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swan Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $4,632 $6,783
Liberty Mutual $10,852 $17,658
Nationwide $6,525 $9,832
Progressive $8,408 $9,285
State Farm $9,446 $12,119
Travelers $7,356 $8,700
USAA $9,192 $10,931

Cheapest Swan Lake, NY Car Insurance for Seniors

Take a look at Swan Lake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swan Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,121 $2,090
Liberty Mutual $5,181 $5,181
Nationwide $3,372 $3,372
Progressive $2,037 $2,073
State Farm $2,840 $2,840
Travelers $2,969 $3,194
USAA $2,063 $2,071

Cheapest Swan Lake, NY Car Insurance Rates After a DUI

A DUI in Swan Lake, NY increases car insurance rates. Compare Swan Lake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swan Lake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
GEICO $4,742
Liberty Mutual $12,312
Nationwide $8,287
Progressive $4,461
State Farm $5,379
Travelers $4,851
USAA $5,641

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Cheapest Swan Lake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swan Lake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swan Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $2,900 $3,076
Liberty Mutual $7,471 $7,905
Nationwide $4,811 $4,811
Progressive $4,142 $4,142
State Farm $4,950 $5,324
Travelers $4,499 $4,499
USAA $4,325 $4,414

The Best Cheap Car Insurance Companies in Swan Lake, NY

Take a look at a side-by-side comparison of the top car insurance companies in Swan Lake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swan Lake, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $2,988
Liberty Mutual $7,688
Nationwide $4,811
Progressive $4,142
State Farm $5,137
Travelers $4,499
USAA $4,370

Category Winners: Cheapest Car Insurance in Swan Lake, New York

Find the cheapest car insurance companies in Swan Lake, NY for each category right here.

Best Annual Car Insurance Rates by Company in Swan Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Swan Lake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swan Lake car insurance rates. Find the cheapest Swan Lake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swan Lake, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $2,820 $2,973 $3,171
Liberty Mutual $7,390 $7,669 $8,006
Nationwide $4,552 $4,775 $5,106
Progressive $3,917 $4,114 $4,397
State Farm $4,898 $5,163 $5,350
Travelers $4,249 $4,444 $4,805
USAA $4,219 $4,342 $4,549

Compare Car Insurance Quotes in Swan Lake, NY

Ready to find affordable Swan Lake, New York car insurance today? Enter your ZIP code for fast, free Swan Lake, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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