Compare Swan River, MN Car Insurance Rates (2021)

Car insurance in Swan River, MN averages $401 a month. Swan River, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Swan River car insurance rates, compare quotes from the top car insurance companies in Swan River, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Swan River for teen drivers is State Farm
  • The cheapest car insurance company in Swan River is State Farm
  • Average car insurance rates in Swan River, MN after a DUI are $6,531/year

If you need to buy Swan River, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Swan River, MN is right here.

You’ll find Swan River car insurance rates, the cheapest Swan River, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Swan River, Minnesota car insurance rates to Brooklyn Park car insurance rates, St. Paul car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Swan River, MN car insurance today? Enter your ZIP code for fast, free Swan River car insurance quotes.

Cheapest Swan River, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swan River, MN car insurance rates? Every Swan River, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swan River, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,004 $3,004 $2,882 $2,882 $6,788 $9,862 $3,647 $3,843
American Family $2,217 $2,217 $2,008 $2,008 $6,005 $8,729 $2,217 $2,506
Farmers $2,077 $2,078 $2,004 $2,116 $5,997 $6,083 $2,724 $2,731
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,988 $2,010 $1,764 $1,882 $4,955 $6,067 $2,319 $2,425
State Farm $1,624 $1,624 $1,438 $1,438 $3,422 $4,206 $1,875 $1,557
USAA $2,073 $2,065 $1,879 $1,886 $5,513 $6,071 $2,719 $2,906

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Minimum Car Insurance in Swan River, MN

Every driver must carry the minimum car insurance in Swan River, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Swan River, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Swan River, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swan River, MN. Compare credit history car insurance rates in Swan River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swan River, Minnesota

Insurance Company Poor Fair Good
Allstate $6,603 $3,560 $3,304
American Family $4,750 $3,166 $2,550
Farmers $3,999 $2,934 $2,745
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,482 $2,804 $2,493
State Farm $3,133 $1,915 $1,396
USAA $4,959 $2,390 $2,068

Cheapest Swan River, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swan River, MN to rates for a clean record with top companies.

Annual Swan River, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,296 $4,738 $5,642 $4,281
American Family $2,343 $4,224 $4,729 $2,657
Farmers $2,760 $3,470 $3,525 $3,150
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,312 $3,084 $3,559 $2,750
State Farm $1,983 $2,313 $2,148 $2,148
USAA $2,331 $2,964 $4,483 $2,778

Cheapest Swan River, MN Car Insurance for Teen Drivers

Teen car insurance in Swan River, MN can be expensive. Take a look at rates from the top car insurance companies in Swan River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swan River, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,788 $9,862
American Family $6,005 $8,729
Farmers $5,997 $6,083
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $4,955 $6,067
State Farm $3,422 $4,206
USAA $5,513 $6,071

Cheapest Swan River, MN Car Insurance for Seniors

Take a look at Swan River, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swan River, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,882 $2,882
American Family $2,008 $2,008
Farmers $2,004 $2,116
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,764 $1,882
State Farm $1,438 $1,438
USAA $1,879 $1,886

Cheapest Swan River, MN Car Insurance Rates After a DUI

A DUI in Swan River, MN increases car insurance rates. Compare Swan River, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swan River, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,642
American Family $4,729
Farmers $3,525
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,559
State Farm $2,148
USAA $4,483

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Cheapest Swan River, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swan River, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swan River, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,489 $4,489
American Family $3,448 $3,529
Farmers $3,226 $3,226
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $2,926 $2,926
State Farm $2,090 $2,206
USAA $3,098 $3,180

The Best Cheap Car Insurance Companies in Swan River, MN

Take a look at a side-by-side comparison of the top car insurance companies in Swan River, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swan River, Minnesota

Insurance Company Average Annual Rates
Allstate $4,489
American Family $3,488
Farmers $3,226
GEICO $3,852
Liberty Mutual $15,229
Nationwide $2,926
State Farm $2,148
USAA $3,139

Category Winners: Cheapest Car Insurance in Swan River, Minnesota

Find the cheapest car insurance companies in Swan River, MN for each category right here.

Best Annual Car Insurance Rates by Company in Swan River, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Swan River, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swan River car insurance rates. Find the cheapest Swan River, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swan River, Minnesota

Insurance Company Low Medium High
Allstate $4,422 $4,486 $4,559
American Family $3,485 $3,586 $3,395
Farmers $3,111 $3,240 $3,328
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,778 $2,945 $3,055
State Farm $2,069 $2,155 $2,220
USAA $3,056 $3,137 $3,224

Compare Car Insurance Quotes in Swan River, MN

Ready to find affordable Swan River, Minnesota car insurance today? Enter your ZIP code for fast, free Swan River, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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