Compare Swanlake, ID Car Insurance Rates (2021)

Car insurance in Swanlake, ID averages $237 a month. Swanlake, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Swanlake car insurance rates, compare quotes from the top car insurance companies in Swanlake, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Swanlake is State Farm
  • Average car insurance rates in Swanlake, ID after a DUI are $3,525/year
  • The cheapest car insurance company in Swanlake for teen drivers is State Farm

If you need to buy Swanlake, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Swanlake, ID is right here.

You’ll find Swanlake car insurance rates, the cheapest Swanlake, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Swanlake, Idaho car insurance rates to Lewiston car insurance rates, Coeur d’Alene car insurance rates, and Twin Falls car insurance rates.

Ready to find affordable Swanlake, ID car insurance today? Enter your ZIP code for fast, free Swanlake car insurance quotes.

Cheapest Swanlake, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swanlake, ID car insurance rates? Every Swanlake, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swanlake, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,388 $2,382 $2,069 $2,147 $8,554 $9,862 $2,684 $2,843
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,550 $1,673 $1,257 $1,404 $4,901 $5,448 $1,646 $1,741
Nationwide $1,798 $1,843 $1,621 $1,723 $4,347 $5,363 $2,096 $2,258
State Farm $1,093 $1,093 $978 $978 $3,174 $4,001 $1,231 $1,421
Travelers $1,315 $1,336 $1,318 $1,315 $6,473 $10,265 $1,396 $1,600
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Swanlake, ID

Every driver must carry the minimum car insurance in Swanlake, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Swanlake, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Swanlake, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swanlake, ID. Compare credit history car insurance rates in Swanlake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swanlake, Idaho

Insurance Company Poor Fair Good
Allstate $5,435 $3,690 $3,224
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,503 $2,150 $1,704
Nationwide $3,144 $2,530 $2,219
State Farm $2,451 $1,551 $1,235
Travelers $3,580 $3,013 $2,790
USAA $2,742 $1,585 $1,273

Cheapest Swanlake, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swanlake, ID to rates for a clean record with top companies.

Annual Swanlake, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $4,275 $4,752 $4,028
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $2,037 $2,550 $2,635 $2,588
Nationwide $2,008 $2,609 $3,651 $2,257
State Farm $1,598 $1,893 $1,746 $1,746
Travelers $1,938 $2,751 $4,747 $3,074
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Swanlake, ID Car Insurance for Teen Drivers

Teen car insurance in Swanlake, ID can be expensive. Take a look at rates from the top car insurance companies in Swanlake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swanlake, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $9,862
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,278 $5,328
Liberty Mutual $4,901 $5,448
Nationwide $4,347 $5,363
State Farm $3,174 $4,001
Travelers $6,473 $10,265
USAA $3,565 $3,999

Cheapest Swanlake, ID Car Insurance for Seniors

Take a look at Swanlake, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swanlake, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,069 $2,147
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,919 $1,863
Liberty Mutual $1,257 $1,404
Nationwide $1,621 $1,723
State Farm $978 $978
Travelers $1,318 $1,315
USAA $1,070 $1,059

Cheapest Swanlake, ID Car Insurance Rates After a DUI

A DUI in Swanlake, ID increases car insurance rates. Compare Swanlake, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swanlake, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,752
American Family $4,444
Farmers $3,347
GEICO $3,808
Liberty Mutual $2,635
Nationwide $3,651
State Farm $1,746
Travelers $4,747
USAA $2,595

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Cheapest Swanlake, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swanlake, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swanlake, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,116 $4,116
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,730 $2,825
Liberty Mutual $2,452 $2,452
Nationwide $2,631 $2,631
State Farm $1,705 $1,787
Travelers $3,127 $3,127
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Swanlake, ID

Take a look at a side-by-side comparison of the top car insurance companies in Swanlake, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swanlake, Idaho

Insurance Company Average Annual Rates
Allstate $4,116
American Family $3,695
Farmers $3,232
GEICO $2,778
Liberty Mutual $2,452
Nationwide $2,631
State Farm $1,746
Travelers $3,127
USAA $1,867

Category Winners: Cheapest Car Insurance in Swanlake, Idaho

Find the cheapest car insurance companies in Swanlake, ID for each category right here.

Best Annual Car Insurance Rates by Company in Swanlake, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Swanlake, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swanlake car insurance rates. Find the cheapest Swanlake, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swanlake, Idaho

Insurance Company Low Medium High
Allstate $3,968 $4,109 $4,271
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,325 $2,449 $2,583
Nationwide $2,595 $2,764 $2,534
State Farm $1,658 $1,748 $1,832
Travelers $3,073 $3,173 $3,136
USAA $1,817 $1,864 $1,920

Compare Car Insurance Quotes in Swanlake, ID

Ready to find affordable Swanlake, Idaho car insurance today? Enter your ZIP code for fast, free Swanlake, ID car insurance quotes.

Free Car Insurance Comparison

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