Compare Swanton, NE Car Insurance Rates (2021)

Car insurance in Swanton, NE averages $271 a month. Swanton, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Swanton car insurance rates, compare quotes from the top car insurance companies in Swanton, NE.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Swanton, NE are $3,249/year
  • The cheapest car insurance company in Swanton is American Family
  • Average car insurance rates in Swanton, NE after a DUI are $3,761/year

If you need to buy Swanton, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Swanton, NE is right here.

You’ll find Swanton car insurance rates, the cheapest Swanton, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Swanton, Nebraska car insurance rates to Bellevue car insurance rates, Grand Island car insurance rates, and North Platte car insurance rates.

Ready to find affordable Swanton, NE car insurance today? Enter your ZIP code for fast, free Swanton car insurance quotes.

Cheapest Swanton, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Swanton, NE car insurance rates? Every Swanton, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Swanton, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,999 $1,901 $1,784 $1,799 $5,633 $5,936 $2,236 $2,278
American Family $1,665 $1,665 $1,516 $1,516 $2,781 $4,078 $1,628 $1,760
Farmers $2,367 $2,355 $2,121 $2,233 $9,102 $9,389 $2,688 $2,820
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $2,981 $3,234 $2,356 $2,867 $12,915 $14,514 $3,122 $3,458
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $2,008 $1,946 $1,648 $1,708 $7,601 $8,581 $2,408 $2,580
State Farm $1,645 $1,645 $1,441 $1,441 $4,446 $5,679 $1,817 $2,055
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

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Minimum Car Insurance in Swanton, NE

Every driver must carry the minimum car insurance in Swanton, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Swanton, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Swanton, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Swanton, NE. Compare credit history car insurance rates in Swanton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Swanton, Nebraska

Insurance Company Poor Fair Good
Allstate $3,649 $2,784 $2,404
American Family $2,780 $1,902 $1,546
Farmers $4,738 $3,928 $3,738
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,196 $4,954 $3,892
Nationwide $2,832 $2,253 $1,983
Progressive $4,093 $3,427 $3,160
State Farm $3,664 $2,196 $1,704
USAA $3,172 $2,143 $1,817

Cheapest Swanton, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Swanton, NE to rates for a clean record with top companies.

Annual Swanton, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,553 $2,883 $3,488 $2,859
American Family $2,030 $2,214 $2,030 $2,030
Farmers $3,496 $4,483 $4,372 $4,187
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $4,870 $5,743 $6,223 $5,888
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $3,029 $4,432 $3,386 $3,394
State Farm $2,343 $2,699 $2,521 $2,521
USAA $1,804 $2,270 $3,391 $2,044

Cheapest Swanton, NE Car Insurance for Teen Drivers

Teen car insurance in Swanton, NE can be expensive. Take a look at rates from the top car insurance companies in Swanton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Swanton, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,633 $5,936
American Family $2,781 $4,078
Farmers $9,102 $9,389
GEICO $5,684 $7,440
Liberty Mutual $12,915 $14,514
Nationwide $3,762 $4,696
Progressive $7,601 $8,581
State Farm $4,446 $5,679
USAA $4,410 $5,293

Cheapest Swanton, NE Car Insurance for Seniors

Take a look at Swanton, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Swanton, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,784 $1,799
American Family $1,516 $1,516
Farmers $2,121 $2,233
GEICO $2,692 $2,591
Liberty Mutual $2,356 $2,867
Nationwide $1,483 $1,588
Progressive $1,648 $1,708
State Farm $1,441 $1,441
USAA $1,282 $1,324

Cheapest Swanton, NE Car Insurance Rates After a DUI

A DUI in Swanton, NE increases car insurance rates. Compare Swanton, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Swanton, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,488
American Family $2,030
Farmers $4,372
GEICO $4,992
Liberty Mutual $6,223
Nationwide $3,442
Progressive $3,386
State Farm $2,521
USAA $3,391

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Cheapest Swanton, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Swanton, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Swanton, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,946 $2,946
American Family $2,059 $2,093
Farmers $4,134 $4,134
GEICO $3,535 $3,646
Liberty Mutual $5,681 $5,681
Nationwide $2,356 $2,356
Progressive $3,560 $3,560
State Farm $2,456 $2,586
USAA $2,349 $2,405

The Best Cheap Car Insurance Companies in Swanton, NE

Take a look at a side-by-side comparison of the top car insurance companies in Swanton, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Swanton, Nebraska

Insurance Company Average Annual Rates
Allstate $2,946
American Family $2,076
Farmers $4,134
GEICO $3,591
Liberty Mutual $5,681
Nationwide $2,356
Progressive $3,560
State Farm $2,521
USAA $2,377

Category Winners: Cheapest Car Insurance in Swanton, Nebraska

Find the cheapest car insurance companies in Swanton, NE for each category right here.

Best Annual Car Insurance Rates by Company in Swanton, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Swanton, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Swanton car insurance rates. Find the cheapest Swanton, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Swanton, Nebraska

Insurance Company Low Medium High
Allstate $2,871 $2,940 $3,026
American Family $2,063 $2,137 $2,028
Farmers $3,968 $4,077 $4,358
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,516 $5,649 $5,878
Nationwide $2,394 $2,346 $2,329
Progressive $3,408 $3,552 $3,720
State Farm $2,420 $2,517 $2,626
USAA $2,305 $2,374 $2,453

What affects car insurance rates in Swanton, Nebraska?

What factors can have an impact on Swanton, NE car insurance? There are several reasons why Swanton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Swanton, Nebraska.

Commute Time in Swanton

The more time you spend in your car the higher the risk of an accident. The average commute length in Swanton, NE is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Swanton, NE

Ready to find affordable Swanton, Nebraska car insurance today? Enter your ZIP code for fast, free Swanton, NE car insurance quotes.

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